{"id":2066,"date":"2018-10-27T16:10:43","date_gmt":"2018-10-27T14:10:43","guid":{"rendered":"https:\/\/financer.sk\/?post_type=company_single&#038;p=2066"},"modified":"2024-09-09T14:42:27","modified_gmt":"2024-09-09T12:42:27","slug":"tatra-banka","status":"publish","type":"company_single","link":"https:\/\/financer.sk\/spolocnost\/tatra-banka\/","title":{"rendered":"Tatra banka"},"content":{"rendered":"\n<p>Tatra banka<strong> vznikla v\u00a0roku 1990 ako prv\u00e1 s\u00fakromn\u00e1 banka na \u00fazem\u00ed Slovenskej republiky<\/strong> a po\u010das svojej doteraj\u0161ej existencie z\u00edskala viac ako 300\u00a0ocenen\u00ed od\u00a030\u00a0vyhlasovate\u013eov. <\/p>\n\n\n\n<p>Hlavnou dev\u00edzou banky s\u00fa v s\u00fa\u010dasnosti inov\u00e1cie, predov\u0161etk\u00fdm\u00a0 v internetovom bankovn\u00edctve. Nie nadarmo ich slogan a v\u00edzia znie: <strong>\u201eInov\u00e1cie, ktor\u00e9 menia v\u00e1\u0161 svet.\u201c<\/strong> <\/p>\n\n\n\n<p>Skuto\u010dnos\u0165, \u017ee sa im v\u00edziu dar\u00ed dlhodobo nap\u013a\u0148a\u0165 je potvrden\u00e1 ocenen\u00edm od magaz\u00ednu Global Finance s titulom <em>\u201eNajlep\u0161ia digit\u00e1lna banka na Slovensku\u201c.<\/em><\/p>\n\n\n\n<p>\u0160irok\u00e9 online ponuky depozitn\u00fdch, \u00faverov\u00fdch, ale aj investi\u010dn\u00fdch produktov spolu s dizajnom webovej str\u00e1nky boli odbornou porotou vyhl\u00e1sen\u00e9 za najlep\u0161ie v strednej a v\u00fdchodnej Eur\u00f3pe.<\/p>\n\n\n\n<p>Misiou Tatra banky je pos\u00fava\u0165 hranice bankovn\u00edctva a vzh\u013eadom na po\u010diny, ktor\u00e9 v tomto odvetv\u00ed Tatra banka rob\u00ed u\u017e cel\u00e9 jedno desa\u0165ro\u010die je na mieste tvrdenie, \u017ee sa jej to aj skuto\u010dne dar\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vhody_a_nevhody\">V\u00fdhody a nev\u00fdhody<\/h2>\n\n\n\n<ul class=\"like is-style-pros-list\">\n<li>Dostupnos\u0165 24 hod\u00edn denne<\/li>\n\n\n\n<li>Nemenn\u00e1 \u00farokov\u00e1 sadzba<\/li>\n\n\n\n<li>Mo\u017enos\u0165 poistenia schopnosti spl\u00e1ca\u0165 \u00faver<\/li>\n\n\n\n<li>Istota stabilnej spolo\u010dnosti<\/li>\n<\/ul>\n\n\n\n<ul class=\"dislike is-style-cons-list\">\n<li>Vy\u0161\u0161ie dodato\u010dn\u00e9 poplatky<\/li>\n\n\n\n<li>Nutnos\u0165 dokladova\u0165 svoj pr\u00edjem<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Internet_banking\">Internet banking<\/h2>\n\n\n\n<p>Tatra banka ako banka, ktor\u00e1 zvykne akt\u00edvne napredova\u0165 v\u00a0inov\u00e1ci\u00e1ch, pon\u00faka pomerne komplikovan\u00fd sp\u00f4sob pr\u00edstupu do internet bankingu. Pre pr\u00edstup k\u00a0v\u00e1\u0161mu kontu potrebujete zada\u0165 PID k\u00f3d v\u00e1\u0161ho \u00fa\u010dtu a\u00a0heslo.<\/p>\n\n\n\n<p>V\u00a0\u010fal\u0161om kroku potrebujete \u010d\u00edta\u010dku na karty, kde pod\u013ea in\u0161trukcii vlo\u017e\u00edte va\u0161u kartu a\u00a0vygenerujete pr\u00edslu\u0161n\u00fd k\u00f3d. <\/p>\n\n\n\n<p>Zadan\u00edm tohto k\u00f3du dokon\u010d\u00edte prihlasovanie a\u00a0dostanete sa do v\u00e1\u0161ho konta, kde m\u00f4\u017eete zad\u00e1va\u0165 platby, kontrolova\u0165 pohyby na \u00fa\u010dte a\u00a0v\u0161etky tradi\u010dn\u00e9 funkcionality.<\/p>\n\n\n\n<p>Prihlasovanie si m\u00f4\u017eete zjednodu\u0161i\u0165 nastaven\u00edm PIN k\u00f3du.<\/p>\n\n\n\n<p>Tatra banka internet banking pon\u00faka aj mobiln\u00fa aplik\u00e1ciu, ktor\u00e1 je pomerne dobre zvl\u00e1dnut\u00e1 a\u00a0preh\u013eadn\u00e1. Ako ve\u013ek\u00e9 negat\u00edvum hodnot\u00edme nevyhnutnos\u0165 pou\u017ei\u0165 fyzick\u00fa \u010d\u00edta\u010dku kariet pri prvom prihlasovan\u00ed sa do aplik\u00e1cie Tatra banka a\u00a0takisto aj pri prvom prihl\u00e1sen\u00ed sa do aplik\u00e1cie \u010d\u00edta\u010dka od TB, ktor\u00e1 m\u00e1 zast\u00fapi\u0165 funkciu fyzickej \u010d\u00edta\u010dky kariet.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Bezelov_ver\">Bez\u00fa\u010delov\u00fd \u00faver<\/h2>\n\n\n\n<p>Tatra banka dlhodobo patr\u00ed medzi d\u00f4veryhodn\u00fdch finan\u010dn\u00fdch partnerov. Sved\u010dia o tom mnoh\u00e9 zahrani\u010dn\u00e9 ocenenia a inovat\u00edvnos\u0165 ich noviniek, ktor\u00e9 boli spom\u00ednan\u00e9 v \u00favode. <\/p>\n\n\n\n<p>V zmysle zachov\u00e1vania kvality slu\u017eieb s\u00fa n\u00faten\u00ed neust\u00e1le napredova\u0165 a vylep\u0161ova\u0165 svoje slu\u017eby.<\/p>\n\n\n\n<ul class=\"is-style-pros-list\">\n<li>P\u00f4\u017ei\u010dka od 500 do 30 000 EUR<\/li>\n\n\n\n<li>Zv\u00fdhodnen\u00fd \u00farok od 6,49 % ro\u010dne<\/li>\n\n\n\n<li>Splatnos\u0165 1 a\u017e 8 rokov<\/li>\n\n\n\n<li>Aj bez spoludl\u017en\u00edka alebo ru\u010dite\u013ea<\/li>\n\n\n\n<li>Vybavenie kompletne online<\/li>\n\n\n\n<li>\n<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Podmienky\">Podmienky<\/h3>\n\n\n\n<p>Pri \u017eiadosti o p\u00f4\u017ei\u010dku mus\u00edte splni\u0165 nieko\u013eko z\u00e1kladn\u00fdch podmienok:<\/p>\n\n\n\n<ul>\n<li>Vek od 18 rokov<\/li>\n\n\n\n<li>Trval\u00fd pobyt na \u00fazem\u00ed SR<\/li>\n\n\n\n<li>Akceptovate\u013en\u00fd a pravideln\u00fd zdroj pr\u00edjmu<\/li>\n<\/ul>\n\n\n\n<p>Medzi akceptovate\u013en\u00e9 pr\u00edjmy banka zaradzuje:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Druh pr\u00edjmu<\/th><th>Podmienky<\/th><\/tr><\/thead><tbody><tr><td><strong>Zamestnanec<\/strong><\/td><td>v trvalom pracovnom pomere minim\u00e1lne 3 mesiace<\/td><\/tr><tr><td><strong>Podnikate\u013e \/ \u017eivnostn\u00edk<\/strong><\/td><td>vykon\u00e1vaj\u00faci \u010dinnos\u0165 minim\u00e1lne 36 mesiacov<\/td><\/tr><tr><td><strong>D\u00f4chodca<\/strong><\/td><td>so starobn\u00fdm, v\u00fdsluhov\u00fdm, invalidn\u00fdm alebo vdovsk\u00fdm d\u00f4chodkom<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Pre detailnej\u0161\u00ed v\u00fdpo\u010det spl\u00e1tok m\u00f4\u017eete vyu\u017ei\u0165 na\u0161u <a href=\"https:\/\/financer.sk\/osobne-financie\/kalkulacka\/splatkova-kalkulacka\/\" data-type=\"page\" data-id=\"829\">spl\u00e1tkov\u00fa kalkula\u010dku<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Poplatky\">Poplatky<\/h3>\n\n\n\n<p>Tatra banka si pri svojom \u00favere \u00fa\u010dtuje nieko\u013eko z\u00e1kladn\u00fdch poplatkov:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Poplatok<\/th><th>V\u00fd\u0161ka<\/th><\/tr><\/thead><tbody><tr><td>Poplatok za poskytnutie \u00faveru<\/td><td>2% z v\u00fd\u0161ky \u00faveru, maxim\u00e1lne 300 EUR<\/td><\/tr><tr><td>Vedenie \u00faverov\u00e9ho \u00fa\u010dtu<\/td><td>0 EUR<\/td><\/tr><tr><td>Pred\u010dasn\u00e9 splatenie \u00faveru<\/td><td>Platia sa skuto\u010dn\u00e9 n\u00e1klady priamo s\u00favisiace so \u017eiados\u0165ou o pred\u010dasn\u00e9 splatenie a to len v pr\u00edpade, ak suma pred\u010dasne spl\u00e1can\u00fdch spl\u00e1tok za posledn\u00fdch 12 mesiacov, vr\u00e1tane poslednej takejto spl\u00e1tky presahuje limit 10 000 EUR<\/td><\/tr><tr><td>Zmeny v \u00faverovej zmluve<\/td><td>40 EUR<\/td><\/tr><tr><td>Sank\u010dn\u00e1 \u00farokov\u00e1 sadzba<\/td><td>5% + \u0161tandardn\u00e1 \u00farokov\u00e1 sadzba<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Cieov_skupina\">Cie\u013eov\u00e1 skupina<\/h2>\n\n\n\n<p>Cie\u013eovou skupinou banky s\u00fa pracuj\u00faci \u013eudia s trval\u00fdm a dokladovate\u013en\u00fdm pr\u00edjmom. To ale neznamen\u00e1, \u017ee si peniaze nem\u00f4\u017eu po\u017ei\u010da\u0165 napr\u00edklad d\u00f4chodcovia. Dlhoro\u010dn\u00ed klienti banky m\u00f4\u017eu o\u010dak\u00e1va\u0165 viacero v\u00fdhod a ur\u00fdchlen\u00e9 \u010derpanie \u00faveru, ktor\u00fd si zariadia do 10 min\u00fat kompletne online.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Zkazncky_servis\">Z\u00e1kazn\u00edcky servis<\/h2>\n\n\n\n<p>Komer\u010dn\u00e9 banky bojuj\u00fa o ka\u017ed\u00e9ho z\u00e1kazn\u00edka aj kvalitn\u00fdm z\u00e1kazn\u00edckym servisom a Tatra banka nie je v\u00fdnimkou. Predstavila slu\u017ebu DIALOG Live, prostredn\u00edctvom ktorej s\u00fa bankov\u00ed \u0161pecialisti dostupn\u00ed klientom 24 hod\u00edn denne, 7 dn\u00ed v t\u00fd\u017edni, \u010do je v porovnan\u00ed s ostatn\u00fdmi bankami konkuren\u010dnou v\u00fdhodou.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Tatra_banka__sksenosti\">Tatra banka \u2013 sk\u00fasenosti<\/h2>\n\n\n\n<p>M\u00e1te osobn\u00e9 sk\u00fasenosti s Tatra bankou, ktor\u00e9 sa nemusia t\u00fdka\u0165 iba \u010derpania p\u00f4\u017ei\u010dky? <\/p>\n\n\n\n<p>Vyu\u017eite priestor a mo\u017enos\u0165 na zanechanie referencie v koment\u00e1roch. <strong>Hodnoti\u0165 m\u00f4\u017eete slovne a zanechan\u00edm hodnotenia na \u0161k\u00e1le 1 a\u017e 5 hviezdi\u010diek <\/strong>(5 je najlep\u0161ie hodnotenie) v \u0161tyroch pre koncov\u00e9ho z\u00e1kazn\u00edka k\u013e\u00fa\u010dov\u00fdch oblastiach.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Vaa_recenzia\">Va\u0161a recenzia<\/h3><p>M\u00e1te sk\u00fasenosti s Tatra bankou? Zanechajte na na\u0161om webe recenziu a pom\u00f4\u017ete tak \u010fal\u0161\u00edm n\u00e1v\u0161tevn\u00edkom rozhodn\u00fa\u0165 sa.<\/p><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"asto_kladen_otzky\">\u010casto kladen\u00e9 ot\u00e1zky<\/h3><h4>Kedy budem ma\u0165 k dispoz\u00edcii peniaze z bez\u00fa\u010delov\u00e9ho \u00faveru?<\/h4><div class=\"faq_inner\"><p>Tatra banka deklaruje, \u017ee po uzatvoren\u00ed \u00faverovej zmluvy s\u00fa prostriedky okam\u017eite zasielan\u00e9 na zmluvne dohodnut\u00fd \u00fa\u010det klienta.<\/p><\/div><h4>Je mo\u017en\u00e9 splati\u0165 \u00faver pred\u010dasne?<\/h4><div class=\"faq_inner\"><p><!-- wp:heading {\"level\":4} --><\/p>\n<p>\u00daver mo\u017eno kedyko\u013evek pred\u010dasne splati\u0165. Ak je suma zostatkovej istiny do 10 000 EUR, pred\u010dasn\u00e9 splatenie je bez poplatku. Pri sume zostatkovej istiny nad 10\u00a0000\u00a0EUR pod\u013ea z\u00e1kona o\u00a0spotrebite\u013esk\u00fdch \u00faveroch nesm\u00fa n\u00e1klady na\u00a0pred\u010dasn\u00e9 splatenie presiahnu\u0165 1\u00a0% z\u00a0pred\u010dasne spl\u00e1canej sumy \u00faveru.<\/p>\n<p><!-- \/wp:paragraph --><\/p><\/div><h4>M\u00f4\u017eem \u00faver pred\u010dasne splati\u0165?<\/h4><div class=\"faq_inner\"><p><!-- wp:heading --><\/p>\n<p>\u00c1no, mimoriadne spl\u00e1tky m\u00f4\u017eete realizova\u0165 v ktorejko\u013evek pobo\u010dke Tatra banky alebo cez slu\u017ebu DIALOG<strong>\u00a0<\/strong>Live, bez poplatku.<\/p>\n<p><!-- \/wp:paragraph --><\/p><\/div><h4>Je mo\u017en\u00e9 robi\u0165 zmeny v \u00favere?<\/h4><div class=\"faq_inner\"><p><!-- wp:heading {\"level\":4} --><\/p>\n<p>\u00c1no, zmeny v \u00favere s\u00fa mo\u017en\u00e9 za poplatok 40 EUR. Ak zmena napokon nebude vykonan\u00e1, poplatok v\u00e1m bude vr\u00e1ten\u00fd.<\/p>\n<p><!-- \/wp:paragraph --><\/p><\/div><\/div>","protected":false},"author":87,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1],"company_type":[1097,6],"overall_rating":"2.35714286","_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/2066"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=2066"}],"version-history":[{"count":50,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/2066\/revisions"}],"predecessor-version":[{"id":78391,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/2066\/revisions\/78391"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=2066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=2066"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_type?post=2066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}