{"id":2354,"date":"2018-11-30T22:27:28","date_gmt":"2018-11-30T21:27:28","guid":{"rendered":"https:\/\/financer.sk\/?post_type=company_single&p=2354"},"modified":"2024-09-09T14:40:26","modified_gmt":"2024-09-09T12:40:26","slug":"majak","status":"publish","type":"company_single","link":"https:\/\/financer.sk\/spolocnost\/majak\/","title":{"rendered":"Maj\u00e1k"},"content":{"rendered":"\n

Maj\u00e1k je novovzniknut\u00e1 slovensk\u00e1 platforma sl\u00fa\u017eiaca na jednoduch\u00e9 sprostredkovanie p\u00f4\u017ei\u010diek od \u013eud\u00ed. S\u00eddli v Bratislave a jej hlavnou v\u00edziou je u\u013eah\u010di\u0165 pr\u00edstup k peniazom pre \u013eud\u00ed, ktor\u00ed maj\u00fa u klasick\u00fdch b\u00e1nk zatvoren\u00e9 dvere. <\/p>\n\n\n\n

Da\u0148ou za pomerne dobr\u00fa dostupnos\u0165 p\u00f4\u017ei\u010diek cez Maj\u00e1k s\u00fa vysok\u00e9 \u00faroky pohybuj\u00face sa na hranici\u00a025 a\u017e 35% ro\u010dne.<\/strong><\/p>\n\n\n\n

P\u00f4\u017ei\u010dky od \u013eud\u00ed s\u00edce nemaj\u00fa na Slovensku dlh\u00fa trad\u00edciu, no postupne sa im dar\u00ed udom\u00e1c\u0148ova\u0165, \u010doho v\u00fdsledkom je aj vznik tejto pomerne novej a nezn\u00e1mej P2P platformy. <\/p>\n\n\n\n

Podobne ako aj ostatn\u00e9 slovensk\u00e9 platformy sa Maj\u00e1k vyzna\u010duje trojstup\u0148ov\u00fdm syst\u00e9mom ochrany financi\u00ed investorov\u00a0 z radov be\u017en\u00fdch \u013eud\u00ed.<\/p>\n\n\n\n

    \n
  1. Diverzifik\u00e1cia<\/strong>, ktor\u00e1 znamen\u00e1, \u017ee vy ako investor nikdy neinvestujete v\u0161etky svoje peniaze do p\u00f4\u017ei\u010dky jedn\u00e9ho \u017eiadate\u013ea, ale rozklad\u00e1te svoje peniaze medzi viacer\u00fdch dl\u017en\u00edkov, \u010d\u00edm zni\u017eujete riziko straty pe\u0148az\u00ed.<\/li>\n
  2. Garancia preplatenia nesplatenej \u010dasti istiny\u00a0<\/strong>odli\u0161uje Maj\u00e1k od ostatn\u00fdch platforiem. Spolo\u010dnos\u0165 sa zav\u00e4zuje investorovi, \u017ee aj v pr\u00edpade nespl\u00e1cania po\u017ei\u010danej sumy zo strany dl\u017en\u00edka dostane svoje vlo\u017een\u00e9 peniaze sp\u00e4\u0165.<\/li>\n
  3. Sk\u00f3ringov\u00fd syst\u00e9m<\/strong>, na z\u00e1klade ktor\u00e9ho s\u00fa posudzovan\u00ed jednotliv\u00ed \u017eiadatelia o p\u00f4\u017ei\u010dku patr\u00ed medzi pr\u00edvetivej\u0161ie a je tak v\u00e4\u010d\u0161ia pravdepodobnos\u0165, \u017ee peniaze, o ktor\u00e9 po\u017eadujete, aj dostanete. Negat\u00edvom s\u00fa v tomto pr\u00edpade vysok\u00e9 \u00faroky.<\/li>\n<\/ol><\/div>\n\n\n\n

    V\u00fdhody a nev\u00fdhody Maj\u00e1k<\/h2>\n\n\n\n
      \n
    • Cel\u00fd proces po\u017ei\u010diavania prebieha online<\/li>\n
    • Garan\u010dn\u00fd fond zabezpe\u010duje ka\u017ed\u00fa transakciu<\/li>\n
    • Mo\u017enos\u0165 po\u017eiada\u0165 o r\u00f4zne typy p\u00f4\u017ei\u010diek<\/li>\n<\/ul><\/div>\n\n\n\n
        \n
      • St\u00e1le pomerne nezn\u00e1my trh P2P p\u00f4\u017ei\u010diek<\/li>\n
      • Dlh\u0161ia \u010dakacia doba na vyhodnotenie va\u0161ej \u017eiadosti<\/li>\n
      • Pred\u010dasn\u00e9 splatenie p\u00f4\u017ei\u010dky s 5% poplatkom z nesplatenej sumy<\/li>\n
      • Vysok\u00e9 \u00faroky<\/li>\n<\/ul><\/div>\n\n\n

        \u010casto kladen\u00e9 ot\u00e1zky<\/h3>

        Kto ka\u017ed\u00fd si m\u00f4\u017ee po\u017ei\u010da\u0165 peniaze cez Maj\u00e1k?<\/h4>

        O p\u00f4\u017ei\u010dku m\u00f4\u017ee po\u017eiada\u0165 ka\u017ed\u00fd, kto m\u00e1 18 a viac rokov, m\u00e1 ob\u010dianstvo SR a \u00faspe\u0161ne spln\u00ed podmienky intern\u00e9ho vyhodnocovacieho syst\u00e9mu spolo\u010dnosti Maj\u00e1k.<\/p><\/div>

        Ako spl\u00e1ca\u0165 p\u00f4\u017ei\u010dku Maj\u00e1k?<\/h4>

        Splatnos\u0165 je nastaven\u00e1 v\u017edy k\u00a015. d\u0148u v mesiaci. Spl\u00e1tku posielate priamo na bankov\u00fd \u00fa\u010det uveden\u00fd v zmluve uzatvorenej priamo s platformou. Ak sa chcete ubezpe\u010di\u0165, \u017ee ka\u017ed\u00fa spl\u00e1tku splat\u00edte v\u010das, odpor\u00fa\u010dame nastavi\u0165 si vo va\u0161om internetovom bankovn\u00edctve trval\u00fd pr\u00edkaz na to\u013eko opakovan\u00ed, ko\u013eko m\u00e1te spl\u00e1tok s d\u0148om splatnosti na 12. de\u0148 v mesiaci.<\/p><\/div>

        Je mo\u017en\u00e9 pred\u010dasne splati\u0165 p\u00f4\u017ei\u010dku?<\/h4>

        \u00c1no, samozrejme. Va\u0161u p\u00f4\u017ei\u010dku viete splati\u0165 aj pred\u010dasne, mus\u00edte v\u0161ak r\u00e1ta\u0165 s t\u00fdm, \u017ee v\u00e1m bude za\u00fa\u010dtovan\u00fd poplatok v podobe 5% z celkovej zost\u00e1vaj\u00facej dl\u017enej sumy.<\/p><\/div>

        \u010co je to sk\u00f3ring klienta?<\/h4>

        Je to intern\u00fd syst\u00e9m platformy Maj\u00e1k, ktor\u00fd vyhodnocuje va\u0161u schopnos\u0165 spl\u00e1ca\u0165 p\u00f4\u017ei\u010dku zoh\u013ead\u0148ovan\u00edm ve\u013ek\u00e9ho mno\u017estva r\u00f4znych faktorov. So \u017eiados\u0165ou o p\u00f4\u017ei\u010dku uspejete iba vtedy, ak v\u00e1s sk\u00f3ring vyhodnot\u00ed ako klienta schopn\u00e9ho spl\u00e1ca\u0165 p\u00f4\u017ei\u010dku.<\/p><\/div>

        Vie investor, komu po\u017ei\u010diava peniaze?<\/h4>

        <\/p>\n

        Nie, nevie. Investor pozn\u00e1 iba \u010d\u00edseln\u00fd identifik\u00e1tor, pod ktor\u00fdm vystupujete. Ak v\u0161ak medzi vami, platformou a investorom z ak\u00e9hoko\u013evek d\u00f4vodu vznikol s\u00fadny spor, va\u0161e \u010d\u00edseln\u00e9 identifik\u00e1tory bud\u00fa musie\u0165 by\u0165 odtajnen\u00e9.<\/p>\n

        <\/p><\/div>

        Ako poda\u0165 reklam\u00e1ciu?<\/h4>

        <\/p>\n

        M\u00e1te 2 mo\u017enosti. Bu\u010f priamo po\u0161tou na adresu spolo\u010dnosti alebo elektronickou formou na emailov\u00fa adresu\u00a0info@majak.sk<\/strong>. Nezabudnite, \u017ee v reklam\u00e1cii mus\u00ed by\u0165 zrete\u013ene vidite\u013en\u00e9, kto reklam\u00e1ciu pod\u00e1va, \u010do je jej obsahom a \u010do sa sna\u017e\u00ed doty\u010dn\u00e1 osoba reklam\u00e1ciou dosiahnu\u0165.<\/p>\n

        <\/p>\n

        N\u00e1sledn\u00e1 lehota na vybavenie va\u0161ej reklam\u00e1cie je 30 dn\u00ed od podania reklam\u00e1cie.<\/p>\n

        <\/p><\/div><\/div>\n\n\n

        Referencie<\/h2>\n\n\n\n

        Otestovali sme platformu Maj\u00e1k za v\u00e1s a toto sme zistili:<\/p>\n\n\n\n

        P\u00f4\u017ei\u010dka<\/h3>\n\n\n\n

        P\u00f4\u017ei\u010dka je v maxim\u00e1lnej v\u00fd\u0161ke\u00a0700\u00a0EUR<\/strong>. Ak to porovn\u00e1me s ostatn\u00fdmi dostupn\u00fdmi kolekt\u00edvnymi p\u00f4\u017ei\u010dkami na slovenskom trhu, je to m\u00e1lo a t\u00fato p\u00f4\u017ei\u010dku tak zarad\u00edme do kateg\u00f3rie r\u00fdchlych p\u00f4\u017ei\u010diek. <\/p>\n\n\n\n

        T\u00e1to forma dok\u00e1\u017ee vyrie\u0161i\u0165 kr\u00e1tkodob\u00e9 finan\u010dn\u00e9 probl\u00e9my.\u00a0Splatnos\u0165 je minim\u00e1lne 6 mesiacov a najviac 2 roky.<\/strong><\/p>\n\n\n\n

        Flexibilita<\/h3>\n\n\n\n

        Pripravte sa na poplatky, prostredn\u00edctvom ktor\u00fdch t\u00e1to platforma zar\u00e1ba a zabezpe\u010duje tak svoj chod. Pozrite si preh\u013eadn\u00fd cenn\u00edk v\u00e4\u010d\u0161iny spoplatnen\u00fdch \u00fakonov. Ceny s\u00fa v porovnan\u00ed s ostatn\u00fdmi podobn\u00fdmi spolo\u010dnos\u0165ami mierne vy\u0161\u0161ie.<\/p>\n\n\n\n

        Pred\u010dasn\u00e9 vyplatenie p\u00f4\u017ei\u010dky<\/strong><\/td>5% z pred\u010dasne splatenej sumy<\/td><\/tr>
        Druh\u00e9 a\u00a0\u010fal\u0161ie nasleduj\u00face vy\u010d\u00edslenie zostatku p\u00f4\u017ei\u010dky<\/strong><\/td>10 \u20ac<\/td><\/tr>
        Pred\u010dasn\u00e9 ukon\u010denie invest\u00edcie<\/strong><\/td>2% z pred\u010dasne vyplatenej istiny<\/td><\/tr>
        Upomienka cez e-mail<\/strong><\/td>2 \u20ac<\/td><\/tr>
        Upomienka cez sms\u00a0<\/strong><\/td>3 \u20ac<\/td><\/tr>
        Upomienka prostredn\u00edctvom listu<\/b><\/td>10 \u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

        Cie\u013eov\u00e1 skupina<\/h3>\n\n\n\n

        O\u00a0p\u00f4\u017ei\u010dku cez platformu Maj\u00e1k m\u00f4\u017ee po\u017eiada\u0165 ka\u017ed\u00fd, kto m\u00e1 18 a\u00a0viac rokov, m\u00e1 ob\u010dianstvo SR a\u00a0\u00faspe\u0161ne splnil podmienky sk\u00f3ringu. <\/p>\n\n\n\n

        Po dolo\u017een\u00ed v\u0161etk\u00fdch potrebn\u00fdch dokumentov je ka\u017ed\u00fd klient posudzovan\u00fd individu\u00e1lne prostredn\u00edctvom vlastn\u00e9ho vyhodnocovacieho syst\u00e9mu.\u00a0<\/strong><\/p>\n\n\n\n

        Ten vyhodnot\u00ed, \u010di ste so svojou \u017eiados\u0165ou definit\u00edvne uspeli, alebo nie. O v\u00fdsledku budete informovan\u00ed e-mailom alebo telefonicky.<\/p>\n\n\n\n

        Klientska z\u00f3na<\/h3>\n\n\n\n

        Je n\u00e1zov v\u00e1\u0161ho pou\u017e\u00edvate\u013eskeho rozhrania \u010di u\u017e z poz\u00edcie investora alebo \u00faspe\u0161n\u00e9ho \u017eiadate\u013ea o p\u00f4\u017ei\u010dku. Pon\u00e1\u0161a sa na pou\u017e\u00edvate\u013esk\u00e9 profily ostatn\u00fdch P2P platforiem a ni\u010d\u00edm nevynik\u00e1. <\/p>\n\n\n\n

        Je rie\u0161en\u00fd ve\u013emi \u00fa\u010delne<\/strong>, jednoducho a na prv\u00fd poh\u013ead dok\u00e1\u017ee odpoveda\u0165 na v\u0161etky ot\u00e1zky, ktor\u00e9 sa v\u00e1s dot\u00fdkaj\u00fa.<\/p>\n\n\n

        <\/div>

        Va\u0161a recenzia<\/h3>

        M\u00e1te sk\u00fasenosti so spolo\u010dnos\u0165ou Maj\u00e1k? Pode\u013ete sa o svoje sk\u00fasenosti a recenzie v na\u0161ich koment\u00e1roch.<\/p><\/div>\n\n\n

        <\/p>\n","protected":false},"author":87,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1107],"company_type":[1105],"overall_rating":"2.77500000","_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/2354"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=2354"}],"version-history":[{"count":50,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/2354\/revisions"}],"predecessor-version":[{"id":78405,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/2354\/revisions\/78405"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=2354"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=2354"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_type?post=2354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}