{"id":5290,"date":"2019-11-29T16:44:39","date_gmt":"2019-11-29T15:44:39","guid":{"rendered":"https:\/\/financer.sk\/?post_type=company_single&#038;p=5290"},"modified":"2024-06-27T08:46:47","modified_gmt":"2024-06-27T06:46:47","slug":"uniqa","status":"publish","type":"company_single","link":"https:\/\/financer.sk\/spolocnost\/uniqa\/","title":{"rendered":"UNIQA"},"content":{"rendered":"\n<p>Pois\u0165ov\u0148a UNIQA <strong>predstavuje univerz\u00e1lnu pois\u0165ov\u0148u, ktor\u00e1 svojim klientom poskytuje kompletn\u00e9 portf\u00f3lio<\/strong> \u017eivotn\u00fdch aj ne\u017eivotn\u00fdch poisten\u00ed. Na Slovensku p\u00f4sob\u00ed od roku 1990 a stihla sa zaradi\u0165 medzi hlavn\u00e9 piliere slovensk\u00e9ho pois\u0165ovn\u00edctva.<\/p>\n\n\n<h3>Typy poisten\u00ed u Uniqa:<\/h3>\n<p><\/p>\n<ul>\n<li>Cestovn\u00e9 poistenie <\/li>\n<li>Povinn\u00e9 a havarijn\u00e9 poistenie vozidiel<\/li>\n<li>Poistenie majetku<\/li>\n<li>\u017divotn\u00e9 poistenie<\/li>\n<li>\u00darazov\u00e9 poistenie<\/li>\n<li>Poistenie pr\u00e1vnej ochrany<\/li>\n<li>Poistenie zodpovednosti zamestnanca<\/li>\n<\/ul>\n\n\n<p>Z historick\u00e9ho h\u013eadiska ide o druh\u00fa najstar\u0161iu pois\u0165ov\u0148u na Slovensku, svoju \u010dinnos\u0165 zah\u00e1jila pod p\u00f4vodn\u00fdm n\u00e1zvom Ot\u010dina. V s\u00fa\u010dasnosti je slovensk\u00e1 pobo\u010dka UNIQA pois\u0165ov\u0148e <strong>s\u00fa\u010das\u0165ou rak\u00faskej UNIQA Insurance Group, k<\/strong>tor\u00e1 vznikla v roku 1999 spojen\u00edm viacer\u00fdch men\u0161\u00edch pois\u0165ovn\u00ed. <\/p>\n\n\n\n<p>T\u00e1to skupina moment\u00e1lne p\u00f4sob\u00ed v 19 eur\u00f3pskych \u0161t\u00e1toch, \u00a0vo svojich \u0161trukt\u00farach zamestn\u00e1va viac ako 20 000 \u013eud\u00ed a sl\u00fa\u017ei viac ako 9 mili\u00f3nom klientov.<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Cestovn_poistenie_UNIQA\">Cestovn\u00e9 poistenie UNIQA<\/h2>\n\n\n\n<p>Ak pl\u00e1nujete jednor\u00e1zov\u00fa cestu do zahrani\u010dia alebo ste v\u00e1\u0161niv\u00fd cestovate\u013e, v UNIQA pois\u0165ovni m\u00e1te na v\u00fdber. <strong>M\u00f4\u017eete uzavrie\u0165 kr\u00e1tkodob\u00e9 cestovn\u00e9 poistenie, ale aj celoro\u010dn\u00e9 <\/strong>a dokonca aj viacro\u010dn\u00e9 cestovn\u00e9 poistenie, kedy sa va\u0161e ro\u010dn\u00e9 poistenie automaticky obnov\u00ed na \u010fal\u0161\u00ed rok. <\/p>\n\n\n\n<p>V\u00fdhodou celoro\u010dn\u00e9ho poistenia UNIQA je aj skuto\u010dnos\u0165, \u017ee sa<strong> vz\u0165ahuje na cel\u00fd svet, <\/strong>okrem Slovenska. M\u00f4\u017eete v\u0161ak uzavrie\u0165 aj samostatn\u00e9 cestovn\u00e9 poistenie na cestovanie po Slovensku. <\/p>\n\n\n\n<p>Cestovn\u00e9 poistenie UNIQA v\u017edy zah\u0155\u0148a <strong>poistenie lie\u010debn\u00fdch n\u00e1kladov a non-stop asisten\u010dn\u00e9 slu\u017eby<\/strong>, okrem toho si m\u00f4\u017eete individu\u00e1lne zvoli\u0165 tieto pripoistenia:<\/p>\n\n\n\n<ul>\n<li>Poistenie bato\u017einy<\/li>\n\n\n\n<li>Poistenie zodpovednosti za \u0161kody<\/li>\n\n\n\n<li>\u00darazov\u00e9 poistenie<\/li>\n\n\n\n<li>Poistenie pr\u00e1vnej ochrany<\/li>\n\n\n\n<li>Poistenie me\u0161kania letu<\/li>\n\n\n\n<li>Poistenie storno poplatku<\/li>\n<\/ul>\n\n\n\n<p>V\u00fdhodou cestovn\u00e9ho poistenia UNIQA s\u00fa z\u013eavy pre rodiny a kolekt\u00edvy os\u00f4b a pomerne \u0161irok\u00fd rozptyl veku poisten\u00e9ho. Poisti\u0165 m\u00f4\u017eete novorodeniatko od 6 t\u00fd\u017ed\u0148ov a\u017e po d\u00f4chodcov vo veku 75 rokov.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"PZP_a_havarijn_poistenie_UNIQA\">PZP a havarijn\u00e9 poistenie UNIQA<\/h2>\n\n\n\n<p>Havarijn\u00e9 poistenie pois\u0165ovne UNIQA umo\u017e\u0148uje <strong>poisti\u0165 nov\u00e9 aj ojazden\u00e9 vozidl\u00e1 v\u0161etk\u00fdch kateg\u00f3ri\u00ed.<\/strong> Kryje z\u00e1kladn\u00e9 rizik\u00e1 (hav\u00e1ria, \u017eivel, vandalizmus, kr\u00e1de\u017e) a pri poisten\u00ed vozidla ako jedna z m\u00e1la pois\u0165ovn\u00ed prihliada na okres, v ktorom bolo va\u0161e motorov\u00e9 vozidlo registrovan\u00e9.<\/p>\n\n\n\n<p>Pre svojich klientov pon\u00faka <strong>naj\u0161ir\u0161\u00ed v\u00fdber spolu\u00fa\u010dast\u00ed poisten\u00e9ho<\/strong> od nulovej spol\u00fa\u010dasti a\u017e po 10%, alebo od sumy 65 EUR a\u017e po 1000 EUR. Okrem toho pon\u00faka \u0161irok\u00fa \u0161k\u00e1lu individu\u00e1lnych pripoisten\u00ed:<\/p>\n\n\n\n<ul>\n<li>Pripoistenie \u010deln\u00e9ho skla<\/li>\n\n\n\n<li>Pripoistenie bato\u017einy<\/li>\n\n\n\n<li>\u00darazov\u00e9 pripoistenie<\/li>\n\n\n\n<li>Poistenie lomu stroja<\/li>\n\n\n\n<li>Pripoistenie pracovn\u00e9ho stroja<\/li>\n\n\n\n<li>Poistenie od\u0165ahov\u00fdch n\u00e1kladov<\/li>\n<\/ul>\n\n\n\n<p>V r\u00e1mci havarijn\u00e9ho poistenia, ako aj povinn\u00e9ho zmluvn\u00e9ho poistenia<strong> si m\u00f4\u017eete vybra\u0165 z troch bal\u00edkov, <\/strong>pri\u010dom ka\u017ed\u00fd z nich obsahuje rozli\u010dn\u00e9 krytie a pripoistenia. Z\u00e1le\u017e\u00ed len na v\u00e1s, ktor\u00e9 v\u00e1m bude najviac vyhovova\u0165. <\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.sk\/spolocnost\/uniqa\/havarijne-poistenie\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  >UNIQA havarijn\u00e9 poistenie<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Poistenie_majetku_UNIQA\">Poistenie majetku UNIQA<\/h2>\n\n\n\n<p>V r\u00e1mci svojej ponuky poistn\u00fdch produktov poskytuje UNIQA pois\u0165ov\u0148a aj poistenie majetku. Vybra\u0165 si m\u00f4\u017eete z troch bal\u00edkov:<\/p>\n\n\n\n<ul>\n<li>Domov &amp; bezpe\u010die<\/li>\n\n\n\n<li>Domov &amp; \u0161\u0165astie<\/li>\n\n\n\n<li>Domov IN<\/li>\n<\/ul>\n\n\n\n<p>V\u0161etky tieto bal\u00edky v\u00e1m poskytn\u00fa <strong>komplexn\u00fa ochranu va\u0161ej nehnute\u013enosti a dom\u00e1cnosti, <\/strong>l\u00ed\u0161ia sa predov\u0161etk\u00fdm poskytovan\u00fdmi benefitmi. Teda napr\u00edklad slu\u017eba in\u0161talat\u00e9ra alebo in\u00e9ho oprav\u00e1ra \u00faplne zadarmo. <\/p>\n\n\n\n<p>UNIQA pois\u0165ov\u0148a v r\u00e1mci poistenia majetku poskytuje nonstop asisten\u010dn\u00e9 slu\u017eby, ako aj poistenie zodpovednosti za \u0161kody, a to a\u017e do v\u00fd\u0161ky 2 mili\u00f3ny \u20ac. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div>Taktie\u017e pon\u00faka jeden produkt, ktor\u00fd u ostatn\u00fdch pois\u0165ovn\u00ed zatia\u013e nen\u00e1jdete. Ide o takzvan\u00fd<strong> Kyber bal\u00edk, <\/strong>ktor\u00fd pon\u00faka ochranu pred kyber \u00fatokmi. V praxi to znamen\u00e1, \u017ee v\u00e1s ochr\u00e1ni pred odcudzen\u00edm pe\u0148az\u00ed alebo kr\u00e1de\u017eou identity v online priestore.<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"ivotn_a_razov_poistenie_\">\u017divotn\u00e9 a \u00farazov\u00e9 poistenie <\/h2>\n\n\n\n<p><strong>\u00darazov\u00e9 poistenie od spolo\u010dnosti UNIQA obsahuje z\u00e1kladn\u00e9 typy krytia, <\/strong>mo\u017enosti pripoistenia a rozli\u010dn\u00e9 benefity. Medzi ne patr\u00ed napr\u00edklad slu\u017eba U-Plus Servis zdarma. Ide o opatrovate\u013esk\u00fa slu\u017ebu pri dojednan\u00ed trval\u00fdch n\u00e1sledkov \u00farazu.<\/p>\n\n\n\n<p>V r\u00e1mci ponuky \u017eivotn\u00e9ho poistenia si <strong>m\u00f4\u017eete vybra\u0165 z ro\u017eli\u010dn\u00fdch bal\u00ed\u010dkov s rizikov\u00fdm aj investi\u010dn\u00fdm \u017eivotn\u00fdm poisten\u00edm, <\/strong>pr\u00edpadne jednor\u00e1zov\u00e9 \u017eivotn\u00e9 poistenie. \u0160peci\u00e1lnym produktom je poistenie, ktor\u00e9 m\u00f4\u017eete s UNIQA uzavrie\u0165 a\u017e do veku 85 rokov. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div>UNIQA z\u00e1rove\u0148 <strong>pon\u00faka aj \u017eivotn\u00e9 poistenie pre deti<\/strong> formou kapit\u00e1lov\u00e9ho \u017eivotn\u00e9ho poistenia rozdelen\u00e9ho do 4 z\u00e1kladn\u00fdch bal\u00edkov a 3 zdravotno-\u00farazov\u00fdch bal\u00edkov pripoisten\u00ed.<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Investovanie_s_UNIQA\">Investovanie s UNIQA<\/h2>\n\n\n\n<p>Spolo\u010dnos\u0165 UNIQA pon\u00faka aj investi\u010dn\u00e9 produkty. Vybra\u0165 si m\u00f4\u017eete z programov pravideln\u00e9ho investovania, kde si ka\u017ed\u00fd mesiac spor\u00edte ur\u010dit\u00fa sumu pe\u0148az\u00ed, \u010di u\u017e ako<a href=\"https:\/\/financer.sk\/osobne-financie\/rodinny-rozpocet\/\"> finan\u010dn\u00fa rezervu <\/a>alebo ako zabezpe\u010dnie na d\u00f4chodok. <\/p>\n\n\n\n<p>Svoju investi\u010dn\u00fa sekciu UNIQA z\u00e1rove\u0148 vyu\u017e\u00edva na informovanie z\u00e1kazn\u00edkov o rozlu\u010dn\u00fdch druhov <a href=\"https:\/\/financer.sk\/kde-investovat-peniaze\/\">investovania<\/a>, napr\u00edklad o investovan\u00ed do fondov, ktor\u00e9 UNIQA sama pon\u00faka. <\/p>\n\n\n\n<p>Bohu\u017eia\u013e nem\u00f4\u017eete \u010daka\u0165 rovnak\u00e9 zhodnotenie, ako ke\u010f na vlastn\u00fa p\u00e4s\u0165 investujete napr\u00edklad do <a href=\"https:\/\/financer.sk\/sporenie\/investovanie-do-nehnutelnosti\/\">nehnute\u013enost\u00ed<\/a>, <a href=\"https:\/\/financer.sk\/sporenie\/investovanie-do-akcii\/\">akci\u00ed<\/a>, <a href=\"https:\/\/financer.sk\/sporenie\/investovanie-do-kryptomien\/\">kryptomien<\/a> alebo <a href=\"https:\/\/financer.sk\/sporenie\/porovnanie-podielove-etf-fondy\/\">ETF<\/a>. Ka\u017edop\u00e1dne ur\u010dite sa jedn\u00e1 o zauj\u00edmav\u00fa alternat\u00edvu. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vhody_a_nevhody\">V\u00fdhody a nev\u00fdhody<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li>\n<p>Kompletn\u00e9 portf\u00f3lio \u017eivotn\u00fdch aj ne\u017eivotn\u00fdch poisten\u00ed<\/p>\n<\/li><li>\n<p>V\u00fdrazn\u00e9 z\u013eavy v pr\u00edpade poistenia online<\/p>\n<\/li><li>\n<p>Mo\u017enos\u0165 d\u00f4chodkov\u00e9ho pripoistenia<\/p>\n<\/li><li>\n<p>\u0160irok\u00e1 ponuka investi\u010dn\u00fdch produktov<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li>\n<p>Webov\u00e1 str\u00e1nka je trochu chaotick\u00e1<\/p>\n<\/li><\/ul><\/div>","protected":false},"author":87,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1],"company_type":[1104],"overall_rating":"3.00000000","_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/5290"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=5290"}],"version-history":[{"count":49,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/5290\/revisions"}],"predecessor-version":[{"id":78014,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/5290\/revisions\/78014"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=5290"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=5290"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_type?post=5290"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}