{"id":5958,"date":"2020-01-31T17:25:03","date_gmt":"2020-01-31T16:25:03","guid":{"rendered":"https:\/\/financer.sk\/spolocnost\/365-banka\/loan_products\/"},"modified":"2024-05-10T00:00:12","modified_gmt":"2024-05-09T22:00:12","slug":"pozicka","status":"publish","type":"company_single","link":"https:\/\/financer.sk\/spolocnost\/365-banka\/pozicka\/","title":{"rendered":"P\u00f4\u017ei\u010dka do 10 000 \u20ac od 365. bank"},"content":{"rendered":"\n<ul class=\"is-style-pros-list\">\n<li>Bez\u00fa\u010delov\u00e1 p\u00f4\u017ei\u010dka od 300 do 10 000 EUR<\/li>\n\n\n\n<li>Rovnak\u00fd \u00farok 5% ro\u010dne pre ka\u017ed\u00e9ho<\/li>\n\n\n\n<li>Splatnos\u0165 3 mesiace a\u017e 8 rokov<\/li>\n\n\n\n<li>Bez poplatku za poskytnutie<\/li>\n\n\n\n<li>Pre ka\u017ed\u00e9ho klienta 365 banky<\/li>\n\n\n\n<li>P\u00f4\u017ei\u010dku vybav\u00edte cez mobil<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3>Reprezentat\u00edvny pr\u00edklad<\/h3><p>Pri p\u00f4\u017ei\u010dke vo v\u00fd\u0161ke 6 000 \u20ac, s \u00farokovou sadzbou 5,00 % p. a., s po\u010dtom mesa\u010dn\u00fdch spl\u00e1tok 95 vo v\u00fd\u0161ke 76,23 \u20ac a s poslednou 96. spl\u00e1tkou vo v\u00fd\u0161ke 76,10 \u20ac, bez poplatku za poskytnutie \u00faveru, je RPMN vo v\u00fd\u0161ke 5,20% a celkov\u00e1 suma, ktor\u00fa mus\u00ed spotrebite\u013e zaplati\u0165, je 7 317,95 \u20ac. Na schv\u00e1lenie a poskytnutie p\u00f4\u017ei\u010dky nie je pr\u00e1vny n\u00e1rok.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Podmienky\">Podmienky<\/h2>\n\n\n\n<p>Pre \u017eiados\u0165 o p\u00f4\u017ei\u010dku sa najsk\u00f4r mus\u00edte sta\u0165 klientom 365 banky. Urob\u00edte tak jednoducho, zalo\u017een\u00edm bezplatn\u00e9ho digit\u00e1lneho \u00fa\u010dtu.<\/p>\n\n\n\n<p>Zalo\u017eenie zvl\u00e1dnete za 10 min\u00fat pohodlne online a sta\u010d\u00ed v\u00e1m k nemu ob\u010diansky preukaz. Pozrite sa, <a href=\"https:\/\/financer.sk\/365-bank\/\" data-type=\"post\" data-id=\"2743\">ako si zalo\u017ei\u0165 \u00fa\u010det v 365 banke<\/a>.<\/p>\n\n\n\n<p>\u010eal\u0161\u00edmi podmienkami s\u00fa:<\/p>\n\n\n\n<ul class=\"is-style-default\">\n<li>Potvrdenie o pr\u00edjme<\/li>\n\n\n\n<li>N\u00e1zov zamestn\u00e1vate\u013ea<\/li>\n\n\n\n<li>Niektor\u00e9 inform\u00e1cie z pracovnej zmluvy<\/li>\n<\/ul>\n\n\n\n<p>Na orienta\u010dn\u00fd v\u00fdpo\u010det v\u00fd\u0161ky va\u0161ich spl\u00e1tok m\u00f4\u017eete pou\u017ei\u0165 na\u0161u <a href=\"https:\/\/financer.sk\/osobne-financie\/kalkulacka\/splatkova-kalkulacka\/\" data-type=\"page\" data-id=\"829\">spl\u00e1tkov\u00fa kalkula\u010dku<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Zabezpeenie_veru\">Zabezpe\u010denie \u00faveru<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Sp\u00f4sob zabezpe\u010denia<\/th><th>Je to k dispoz\u00edcii?<\/th><\/tr><\/thead><tbody><tr><td>Povinn\u00e9 poistenie spl\u00e1cania \u00faveru<\/td><td>Nie<\/td><\/tr><tr><td>Povinn\u00e9 \u017eivotn\u00e9 poistenie<\/td><td>Nie<\/td><\/tr><tr><td>Doklady potrebn\u00e9 k \u017eiadosti o p\u00f4\u017ei\u010dku <\/td><td>Ob\u010diansky preukaz<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u00daver je bez poplatkov. Neplat\u00edte za jeho poskytnutie, za zmeny v \u00faverovej zmluve ani za pred\u010dasn\u00e9 splatenie.<\/p>\n\n\n\n<p>V pr\u00edpade v\u00e1\u0161ho ome\u0161kania so spl\u00e1tkami si banka bude uplat\u0148ova\u0165 \u00fahradu skuto\u010dn\u00fdch n\u00e1kladov spojen\u00fdch s vym\u00e1han\u00edm dl\u017enej \u010diastky.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"asto_kladen_otzky\">\u010casto kladen\u00e9 ot\u00e1zky<\/h3><h4>O ak\u00fd typ \u00faveru ide?<\/h4><div class=\"faq_inner\"><p>365 banka poskytuje bez\u00fa\u010delov\u00fd \u00faver do v\u00fd\u0161ky 10 000 EUR pre ka\u017ed\u00e9ho svojho klienta bez nutnosti ru\u010dite\u013ea a dokladovania \u00fa\u010delu.<\/p><\/div><h4>Ako po\u017eiada\u0165 o p\u00f4\u017ei\u010dku?<\/h4><div class=\"faq_inner\"><p><!-- wp:paragraph --><\/p>\n<p>Ak e\u0161te nie ste klientmi 365 banky a chcete po\u017eiada\u0165 o ich p\u00f4\u017ei\u010dku, mus\u00edte sa nimi sta\u0165. Po\u017ei\u010diavaj\u00fa toti\u017e iba svojim klientom. Stanete sa n\u00edm jednoducho, sta\u010d\u00ed si do svojho telef\u00f3nu stiahnu\u0165 aplik\u00e1ciu 365 banky a otvori\u0165 si be\u017en\u00fd \u00fa\u010det, ktor\u00e9ho vedenie je zadarmo. Tento proces v\u00e1m zaberie maxim\u00e1lne 15 min\u00fat a vyrie\u0161ite ho online.<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:paragraph --><\/p>\n<p>Ak u\u017e ste klientmi 365 banky, o p\u00f4\u017ei\u010dku m\u00f4\u017eete po\u017eiada\u0165 prostredn\u00edctvom mobilnej aplik\u00e1cie. Sta\u010d\u00ed zvoli\u0165 \u201eProdukty\u201c a n\u00e1sledne \u201eP\u00f4\u017ei\u010dka\u201c. Potom si zvol\u00edte sumu, o ktor\u00fa m\u00e1te z\u00e1ujem a budete nasledova\u0165 in\u0161trukcie.<\/p>\n<p><!-- \/wp:paragraph --><\/p><\/div><h4>Je p\u00f4\u017ei\u010dka bez dodato\u010dn\u00fdch poplatkov?<\/h4><div class=\"faq_inner\"><p><!-- wp:heading {\"level\":4} --><\/p>\n<p>\u00c1no, neplat\u00edte ni\u010d za poskytnutie ani sprostredkovanie p\u00f4\u017ei\u010dky. Mimoriadna spl\u00e1tka je takisto bez poplatkov.<\/p>\n<p><!-- \/wp:paragraph --><\/p><\/div><\/div>","protected":false},"author":87,"featured_media":0,"parent":3646,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1107],"company_type":[],"overall_rating":"3.00000000","_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/5958"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=5958"}],"version-history":[{"count":44,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/5958\/revisions"}],"predecessor-version":[{"id":45393,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/5958\/revisions\/45393"}],"up":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/3646"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=5958"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=5958"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_type?post=5958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}