{"id":5967,"date":"2020-01-31T17:25:07","date_gmt":"2020-01-31T16:25:07","guid":{"rendered":"https:\/\/financer.sk\/spolocnost\/csob\/loan_products\/"},"modified":"2024-05-10T00:03:44","modified_gmt":"2024-05-09T22:03:44","slug":"pozicka","status":"publish","type":"company_single","link":"https:\/\/financer.sk\/spolocnost\/csob\/pozicka\/","title":{"rendered":"P\u00f4\u017ei\u010dka do 25 000 EUR od \u010cSOB"},"content":{"rendered":"\n<p>\u010cSOB pon\u00faka klasick\u00fd spotrebn\u00fd \u00faver bez dokladovania \u00fa\u010delu do maxim\u00e1lnej v\u00fd\u0161ky 25 000 EUR s \u00farokom od 5,50% ro\u010dne. Banka navy\u0161e poskytuje 100% z\u013eavu z poplatku za spracovanie \u00faveru a mo\u017enos\u0165 pred\u010dasn\u00e9ho splatenia kedyko\u013evek.<\/p>\n\n\n<h3>D\u00f4le\u017eit\u00e9 inform\u00e1cie<\/h3><br><ul><li>V\u00fd\u0161ka \u00faveru od 600 do 25 000 EUR<\/li><li>Doba splatnosti od 1 do 8 rokov<\/li><li>Ro\u010dn\u00e1 \u00farokov\u00e1 sadzba od 5,50%<\/li><li>Mo\u017enos\u0165 zn\u00ed\u017eenia \u00farokovej sadzby o 1%<\/li><li>100% z\u013eava z poplatku za spracovanie \u00faveru<\/li><li>Mimoriadna spl\u00e1tka a pred\u010dasn\u00e9 splatenie kedyko\u013evek<\/li><\/ul>\n\n\n<h2 class=\"wp-block-heading\" id=\"Minimlne_poiadavky\">Minim\u00e1lne po\u017eiadavky<\/h2>\n\n\n\n<p>Ak chcete po\u017eiada\u0165 o p\u00f4\u017ei\u010dku od \u010cSOB, mus\u00edte splni\u0165 minim\u00e1lne po\u017eiadavky, ktor\u00fdmi s\u00fa:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li>\n<p>Vek od 20 do 65 rokov<\/p>\n<\/li><li>\n<p>Ob\u010diansky preukaz a \u010fal\u0161\u00ed doklad toto\u017enosti<\/p>\n<\/li><li>\n<p>Ob\u010dianstvo SR<\/p>\n<\/li><li>\n<p>Potvrdenie o v\u00fd\u0161ke pr\u00edjmu<\/p>\n<\/li><li>\n<p>Ak podnik\u00e1te, tak aj k\u00f3piu posledn\u00e9ho da\u0148ov\u00e9ho priznania<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_zni_rokov_sadzbu_o_1\">Ako zn\u00ed\u017ei\u0165 \u00farokov\u00fa sadzbu o 1%?<\/h2>\n\n\n\n<p>\u010cSOB si pre \u017eiadate\u013eov o p\u00f4\u017ei\u010dku pripravila mo\u017enos\u0165 zn\u00ed\u017ei\u0165 fixn\u00fa \u00farokov\u00fa sadzbu o 1%. Z\u00e1kladom pre zn\u00ed\u017eenie \u00farokovej sadzby je <strong>bankov\u00fd \u00fa\u010det veden\u00fd priamo v \u010cSOB<\/strong>, na ktor\u00fd budete dost\u00e1va\u0165 <strong>pravideln\u00fd mesa\u010dn\u00fd pr\u00edjem aspo\u0148 400 \u20ac<\/strong>. <\/p>\n\n\n\n<p>\u010eal\u0161ou podmienkou je 5 platieb kreditnou alebo debetnou kartou a 3 pravideln\u00e9 platby z \u00fa\u010dtu.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"u010casto_kladenu00e9_otu00e1zky\">\u010casto kladen\u00e9 ot\u00e1zky<\/h3><h4>Na \u010do m\u00f4\u017eem pou\u017ei\u0165 po\u017ei\u010dan\u00e9 peniaze?<\/h4><div class=\"faq_inner\">\u00daver od \u010cSOB je bez\u00fa\u010delov\u00fd, peniaze nie s\u00fa viazan\u00e9 na konkr\u00e9tne pou\u017eitie a m\u00f4\u017eete ich vyu\u017ei\u0165 na \u010doko\u013evek, napr\u00edklad rekon\u0161trukciu alebo k\u00fapu auta.<\/div><h4>Je dobr\u00e9 uzavrie\u0165 si dobrovo\u013en\u00e9 poistenie \u00faveru?<\/h4><div class=\"faq_inner\">Poistenie \u00faveru v\u00e1s ochr\u00e1ni v pr\u00edpade neo\u010dak\u00e1van\u00fdch \u017eivotn\u00fdch situ\u00e1ci\u00ed, napr\u00edklad strata zamestnania, me\u0161kaj\u00faca v\u00fdplata, zdravotn\u00e9 komplik\u00e1cie a podobne. Odpor\u00fa\u010dame ho uzavrie\u0165.<\/div><h4>Ako mi toto poistenie m\u00f4\u017ee pom\u00f4c\u0165?<\/h4><div class=\"faq_inner\">Ak m\u00e1te uzavret\u00e9 poistenie schopnosti spl\u00e1ca\u0165 \u00faver, v pr\u00edpade pr\u00e1ceneschopnosti alebo straty zamestnania v\u00e1m uhrad\u00ed spl\u00e1tky a\u017e po\u00a0dobu 12 mesiacov. V pr\u00edpade invalidity alebo \u00famrtia splat\u00ed cel\u00fd zostatok \u00faveru.<\/div><\/div>","protected":false},"author":87,"featured_media":0,"parent":2593,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1107],"company_type":[],"overall_rating":"0.00000000","_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/5967"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=5967"}],"version-history":[{"count":35,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/5967\/revisions"}],"predecessor-version":[{"id":45284,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/5967\/revisions\/45284"}],"up":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/2593"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=5967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=5967"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_type?post=5967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}