Okrem toho dostanete k borderless \u00fa\u010dtu aj klasick\u00fa debetn\u00fa kartu Mastercard, ktorou m\u00f4\u017eete plati\u0165 nech ste kdeko\u013evek v miestnej mene.<\/p>\n\n\n\n
Zalo\u017eenie \u00fa\u010dtu je r\u00fdchle a jednoduch\u00e9. Zvl\u00e1dnete to bez probl\u00e9mov online. Sta\u010d\u00ed sa prihl\u00e1si\u0165, vyplni\u0165 svoj profil, nahra\u0165 po\u017eadovan\u00e9 dokumenty (sta\u010d\u00ed obojstranne ob\u010diansky preukaz) aby v\u00e1s pracovn\u00edci spolo\u010dnosti mohli overi\u0165.<\/p>\n\n\n\n
Po zalo\u017een\u00ed \u00fa\u010dtu z\u00edskate pr\u00edstup k celkovo 6 zahrani\u010dn\u00fdm \u00fa\u010dtom v zodpovedaj\u00facich men\u00e1ch. Ku ka\u017ed\u00e9mu z nich dostanete po prihl\u00e1sen\u00ed vlastn\u00e9 \u00fadaje a va\u0161i priatelia, ktor\u00ed maj\u00fa jeden z \u00fa\u010dtov rovnak\u00fd, ich bud\u00fa m\u00f4c\u0165 vyu\u017e\u00edva\u0165 na lok\u00e1lne platby bez poplatkov.<\/p>\n\n\n\n
Moment\u00e1lne m\u00e1te k dispoz\u00edcii tieto \u00fa\u010dty:<\/strong><\/p>\n\n\n\n
V\u00fdhody a nev\u00fdhody \u00fa\u010dtu<\/h3>\n\n\n\n\nR\u00fdchle otvorenie \u00fa\u010dtu<\/li>\n\n\n\n N\u00edzke poplatky za prevod<\/li>\n\n\n\n 50+ r\u00f4znych svetov\u00fdch mien<\/li>\n\n\n\n Platba v miestnych men\u00e1ch<\/li>\n\n\n\n Debetn\u00e1 karta Mastercard<\/li>\n\n\n\n Nulov\u00e9 zahrani\u010dn\u00e9 transak\u010dn\u00e9 poplatky<\/li>\n\n\n\n \u017diadne ro\u010dn\u00e9 poplatky<\/li>\n<\/ul>\n\n\n\n\nNedostupnos\u0165 slovensk\u00e9ho jazyka<\/li>\n<\/ul>\n\n\n\nSk\u00fasenosti a recenzie slu\u017eby Wise<\/h2>\n\n\n\n Fungovanie slu\u017eby Wise je jednoduch\u00e9. V\u0161etko prakticky vyrie\u0161ite prostredn\u00edctvom ich webovej str\u00e1nky alebo aplik\u00e1cie dostupnej ako pre Android, tak aj pre iOS. Fungovanie slu\u017eby je pop\u00edsan\u00e9 v tomto videu. Budete k nemu potrebova\u0165 znalos\u0165 anglick\u00e9ho jazyka.<\/p>\n\n\n\n
<\/p>\n\n\n\n
Pre e\u0161te lep\u0161iu ilustr\u00e1ciu fungovania tejto slu\u017eby si predstavte, \u017ee chcete previes\u0165 va\u0161ich 1000 EUR na in\u00fd \u00fa\u010det v \u010desk\u00fdch korun\u00e1ch<\/strong>. Toto je jednoduch\u00fd postup:<\/p>\n\n\n\n\nNav\u0161t\u00edvte web a zadajte po\u017eadovan\u00e9 parametre do kalkula\u010dky<\/li>\n\n\n\n Vyberiete si jeden z troch druhov dostupn\u00fdch prevodov<\/li>\n\n\n\n Prihl\u00e1ste sa alebo si vytvor\u00edte svoj \u00fa\u010det<\/li>\n\n\n\n Vypl\u0148te, komu chcete posla\u0165 peniaze<\/li>\n\n\n\n Zosumarizujte svoju platbu<\/li>\n\n\n\n Zapla\u0165te zo svojho be\u017en\u00e9ho \u00fa\u010dtu na \u00fa\u010det Wise<\/li>\n\n\n\n \u010cakajte<\/li>\n<\/ol>\n\n\n\nTeraz si pribl\u00ed\u017eime Wise n\u00e1vod a postup krok za krokom<\/strong>:<\/p>\n\n\n\nV prvom kroku sta\u010d\u00ed nav\u0161t\u00edvi\u0165 web, na ktorom zad\u00e1te potrebn\u00e9 \u00fadaje do kalkula\u010dky. My ideme prev\u00e1dza\u0165 1000 EUR<\/strong> z jedn\u00e9ho \u00fa\u010dtu na druh\u00fd \u00fa\u010det v \u010desk\u00fdch korun\u00e1ch. <\/p>\n\n\n\nPo zadan\u00ed potrebn\u00fdch parametrov vid\u00edme, \u017ee pr\u00edjemca dostane takmer 25 tis\u00edc \u010desk\u00fdch kor\u00fan a to vyu\u017eit\u00edm stredov\u00e9ho v\u00fdmenn\u00e9ho kurzu platn\u00e9ho maxim\u00e1lne 48 hod\u00edn.<\/p>\n\n\n
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<\/p>\n\n\n\n
Okrem toho hne\u010f vid\u00edme, ko\u013eko EUR sme schopn\u00ed u\u0161etri\u0165 cez Wise v porovnan\u00ed s be\u017enou bankou a takisto d\u00e1tum, kedy bud\u00fa prip\u00edsan\u00e9 peniaze na \u00fa\u010dte pr\u00edjemcu. <\/p>\n\n\n\n
M\u00f4\u017eeme taktie\u017e vidie\u0165 vybran\u00fd poplatok za sprostredkovanie prevodu pe\u0148az\u00ed. Jeho v\u00fd\u0161ka z\u00e1vis\u00ed od sp\u00f4sobu, ak\u00fdm bude \u00fa\u010dtovan\u00fd a samozrejme od sumy, ktor\u00fa prev\u00e1dzate z \u00fa\u010dtu na \u00fa\u010det. Plat\u00ed, \u017ee \u010d\u00edm vy\u0161\u0161iu sumu prev\u00e1dzate, t\u00fdm je vy\u0161\u0161\u00ed aj poplatok.\u00a0My sme si vybrali najlacnej\u0161\u00ed Low cost transfer.<\/strong><\/p>\n\n\n\nNa v\u00fdber m\u00e1te z troch mo\u017enost\u00ed:<\/p>\n\n\n\n
\nFast transfer<\/strong> – poplatok \u00fa\u010dtovan\u00fd priamo z debetnej karty<\/li>\n\n\n\nEasy transfer<\/strong> – poplatok \u00fa\u010dtovan\u00fd z va\u0161ej banky online prevodom<\/li>\n\n\n\nLow cost transfer<\/strong> – poplatok \u00fa\u010dtovan\u00fd z bankov\u00e9ho \u00fa\u010dtu<\/li>\n<\/ol>\n\n\n\n
<\/p>\n\n\n\n
Po t\u00fdchto krokoch sta\u010d\u00ed klikn\u00fa\u0165 na “Get started” <\/em>a web Wise v\u00e1s vyzve k prihl\u00e1seniu. Pokia\u013e e\u0161te nem\u00e1te vytvoren\u00fd \u00fa\u010det, m\u00f4\u017eete si ho priamo vytvori\u0165, alebo sa prihl\u00e1si\u0165 pomocou u\u017e existuj\u00faceho \u00fa\u010dtu na Google alebo cez Facebook.<\/p>\n\n\n\nAk sa rozhodnete vytvori\u0165 si nov\u00fd \u00fa\u010det, pri registr\u00e1cii je potrebn\u00e9 uvies\u0165 \u010di ide o osobn\u00fd alebo firemn\u00fd \u00fa\u010det, takisto va\u0161u e-mailov\u00fa adresu, heslo a spomedzi dostupn\u00fdch \u0161t\u00e1tov vybra\u0165 Slovensk\u00fa republiku.<\/p>\n\n\n
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Po vytvoren\u00ed \u00fa\u010dtu jednoducho vypln\u00edte, komu chcete posla\u0165 svoje peniaze. M\u00f4\u017eete ich posla\u0165 priamo sebe na in\u00fd \u00fa\u010det, cudzej osobe alebo firme. Pri vyp\u013a\u0148an\u00ed mus\u00edte uvies\u0165 e-mail, meno dr\u017eite\u013ea \u00fa\u010dtu a samozrejme IBAN.<\/p>\n\n\n\n
Nasleduje sumariz\u00e1cia a potvrdenie platby, kde op\u00e4tovne uvid\u00edte v\u0161etky potrebn\u00e9 inform\u00e1cie. <\/p>\n\n\n\n
Zobraz\u00ed sa v\u00fd\u0161ka platby, zvolen\u00fd sp\u00f4sob prevodu, aktu\u00e1lny kurz ktor\u00fdm bud\u00fa va\u0161e peniaze prer\u00e1tan\u00e9 a kone\u010dn\u00e1 suma, ktor\u00fa dostane na \u00fa\u010det pr\u00edjemca platby. Takisto, podobne ako v klasickom internet bankingu m\u00e1te mo\u017enos\u0165 zada\u0165 spr\u00e1vu pre prij\u00edmate\u013ea.<\/p>\n\n\n\n
Posledn\u00fdm krokom je va\u0161a platba. Plat\u00edte priamo slu\u017ebe Wise. Plat\u00edte poplatok za sprostredkovanie a sumu, ktor\u00fa chcete posla\u0165<\/strong>. M\u00e1te mo\u017enos\u0165 zvoli\u0165 si, \u010di zaplat\u00edte cez online banking, mobiln\u00fd banking alebo osobne na pobo\u010dke va\u0161ej banky. <\/p>\n\n\n\nPo zvolen\u00ed sp\u00f4sobu platby v\u00e1m automaticky vygeneruje \u010d\u00edslo \u00fa\u010dtu, n\u00e1zov prij\u00edmate\u013ea, IBAN, k\u00f3d banky a spr\u00e1vu pre prij\u00edmate\u013ea, ktor\u00fa je potrebn\u00e9 uvies\u0165 pri va\u0161ej platbe.<\/p>\n\n\n\n
V\u00fdhody a nev\u00fdhody slu\u017eby Wise<\/h2>\n\n\n\n\nStredov\u00fd v\u00fdmenn\u00fd kurz<\/li>\n\n\n\n R\u00fdchlos\u0165 zalo\u017eenia \u00fa\u010dtu<\/li>\n\n\n\n V\u00fdhodn\u00e1 cena<\/li>\n\n\n\n Transparentn\u00fd proces<\/li>\n\n\n\n Bezpe\u010dnos\u0165<\/li>\n<\/ul>\n\n\n\n\nNedostupnos\u0165 slovensk\u00e9ho jazyka<\/li>\n<\/ul>\n\n\n\nZ\u00e1ver<\/h2>\n\n\n\n Wise predstavuje r\u00fdchlu online zmen\u00e1re\u0148 najm\u00e4 pre \u013eud\u00ed, ktor\u00ed pracuj\u00fa v zahrani\u010d\u00ed a na svoje \u00fa\u010dty prij\u00edmaj\u00fa peniaze v inej mene, ne\u017e je euro. Je to slu\u017eba schopn\u00e1 previes\u0165 peniaze za ove\u013ea ni\u017e\u0161ie poplatky, ne\u017e ak\u00e9 be\u017ene dostanete v bank\u00e1ch.<\/p>\n\n\n\n
Okrem toho je pri va\u0161ich prevodoch na 48 hod\u00edn garantovan\u00fd stredov\u00fd trhov\u00fd kurz, op\u00e4\u0165 v\u00fdhodnej\u0161\u00ed, ne\u017e ak\u00fd pon\u00fakaj\u00fa banky pri transakci\u00e1ch z jednej meny do druhej.<\/p>\n\n\n
\u010casto kladen\u00e9 ot\u00e1zky<\/h3>\u010co je to Wise?<\/h4>Wise je slu\u017eba, pomocou ktorej ste schopn\u00ed posla\u0165 peniaze v r\u00f4znych men\u00e1ch z jedn\u00e9ho \u00fa\u010dtu na in\u00fd \u00fa\u010det r\u00fdchlo, jednoducho a bezpe\u010dne. V\u010faka vyu\u017e\u00edvaniu stredov\u00e9ho v\u00fdmenn\u00e9ho kurzu a n\u00edzkym poplatkom je t\u00e1to slu\u017eba v\u00fdhodnej\u0161ia ako vyu\u017e\u00edvanie klasick\u00fdch platieb do zahrani\u010dia v komer\u010dn\u00fdch bank\u00e1ch.<\/p><\/div>
Ako funguje Wise?<\/h4>Zjednodu\u0161ene povedan\u00e9, Wise funguje ako sprostredkovate\u013e v\u00fdmeny mien medzi r\u00f4znymi bankov\u00fdmi \u00fa\u010dtami, pri\u010dom vyu\u017e\u00edva aktu\u00e1lne platn\u00fd stredov\u00fd konverzn\u00fd kurz. Za sprostredkovanie si \u00fa\u010dtuje poplatky, ktor\u00e9 s\u00fa ni\u017e\u0161ie ne\u017e poplatky za prevody v cudz\u00edch men\u00e1ch v in\u00fdch, be\u017en\u00fdch bank\u00e1ch.<\/p><\/div>
Ako posla\u0165 peniaze cez Wise?<\/h4>Posielanie pe\u0148az\u00ed cez Transferwise je intuit\u00edvne a jednoduch\u00e9. Podrobn\u00fd n\u00e1vod na to, ako posiela\u0165 peniaze cez t\u00fato slu\u017ebu krok za krokom n\u00e1jdete v na\u0161om \u010dl\u00e1nku.<\/p><\/div>
Je to bezpe\u010dn\u00e9?<\/h4>Registr\u00e1cia a zalo\u017eenie \u00fa\u010dtu s\u00fa relat\u00edvne jednoduch\u00e9, rovnako tak aj prevod pe\u0148az\u00ed do zahrani\u010dia. Slu\u017eba Wise m\u00e1 platn\u00fa licentiu a je regulovan\u00fd popredn\u00fdmi in\u0161tit\u00faciami. Jej pou\u017eitie je bezpe\u010dn\u00e9 a spo\u013eahliv\u00e9. Vyu\u017e\u00edva stredov\u00fd trhov\u00fd v\u00fdmenn\u00fd kurz, \u010do zabezpe\u010d\u00ed lep\u0161ie podmienky, ne\u017e ak\u00e9 by ste dostali pri be\u017enom bankovom prevode.<\/p><\/div>
Ko\u013eko stoj\u00ed prevod?<\/h4>Wise si za ka\u017ed\u00fa zrealizovan\u00fa platbu \u00fa\u010dtuje poplatok. Zvy\u010dajne ide pribli\u017ene o 0.5% z prev\u00e1dzanej sumy, \u010do je v\u00fdrazne menej ne\u017e be\u017en\u00e9 bankov\u00e9 poplatky. V\u00fd\u0161ka poplatku z\u00e1vis\u00ed taktie\u017e od toho, z akej a do akej meny prev\u00e1dzate peniaze a od toho, ako r\u00fdchlo chcete ma\u0165 peniaze prip\u00edsan\u00e9 na \u00fa\u010dte prij\u00edmate\u013ea. Ak chcete napr\u00edklad previes\u0165 1000 EUR na in\u00fd \u00fa\u010det v \u010desk\u00fdch korun\u00e1ch, poplatky sa h\u00fdbu v rozmedz\u00ed od 4,92 EUR – 8,98 EUR.<\/p><\/div><\/div>","protected":false},"author":87,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","categories":[1],"company_type":[1097,7],"overall_rating":"0.00000000","_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/6319"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=6319"}],"version-history":[{"count":41,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/6319\/revisions"}],"predecessor-version":[{"id":78412,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/6319\/revisions\/78412"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=6319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=6319"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_type?post=6319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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<\/figure><\/div>\n\n\n![\"Transferwise_recenzie_skusenosti\"](\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2020\/02\/transferwise_recenzie_skusenosti.png\")
<\/figure><\/div>\n\n\n![\"Transferwise-poplatky\"](\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2020\/02\/transferwise-poplatky.png\")
<\/figure><\/div>\n\n\n![\"Transferwise-prihlasenie\"](\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2020\/02\/transferwise-prihlasenie.png\")
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