{"id":642,"date":"2018-08-06T15:54:08","date_gmt":"2018-08-06T13:54:08","guid":{"rendered":"https:\/\/financer.sk\/?post_type=company_single&#038;p=642"},"modified":"2024-09-09T12:22:08","modified_gmt":"2024-09-09T10:22:08","slug":"postova-banka","status":"publish","type":"company_single","link":"https:\/\/financer.sk\/spolocnost\/postova-banka\/","title":{"rendered":"Po\u0161tov\u00e1 banka"},"content":{"rendered":"\n<p><strong>Po\u0161tov\u00e1 banka<\/strong> p\u00f4sob\u00ed na slovenskom trhu u\u017e 30 rokov. Ver\u00ed jej takmer mili\u00f3n klientov, \u010do z nej rob\u00ed jedn\u00e9ho z najsilnej\u0161\u00edch hr\u00e1\u010dov. Moment\u00e1lne u\u017e <strong>patr\u00ed pod skupinu 365.bank<\/strong> a stala sa od\u0161tiapen\u00fdm z\u00e1vodom Tri\u0161es\u0165p\u00e4\u0165ky. <\/p>\n\n\n\n<p>\u0160tandardn\u00fa bankov\u00fa ponuku finan\u010dn\u00fdch produktov ako s\u00fa p\u00f4\u017ei\u010dky a hypot\u00e9ky, Po\u0161tov\u00e1 banka dop\u013a\u0148a cez poistn\u00e9 produkty, <a href=\"https:\/\/financer.sk\/wiki\/co-su-podielove-fondy\/\">invest\u00edcie v podielov\u00fdch fondoch<\/a> a d\u00f4chodkov\u00e9 sporenie v druhom pilieri.<\/p>\n\n\n\n<p>Medzi jej najvyh\u013ead\u00e1vanej\u0161ie a najob\u013e\u00fabenej\u0161ie produkty patr\u00ed\u00a0<a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.sk\/spolocnost\/postova-banka\/redirect\/\" target=\"_blank\">Dobr\u00e1 p\u00f4\u017ei\u010dka<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vhody_a_nevhody\">V\u00fdhody a nev\u00fdhody<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Vhody\">V\u00fdhody<\/h3><li><p>Dostupnos\u0165 na takmer ka\u017edej Po\u0161te<\/p>\n<\/li><li><p>Viac ako 30 rokov sk\u00fasenost\u00ed na slovenskom trhu<\/p>\n<\/li><li><p>N\u00edzke z\u00e1kladn\u00e9 \u00farokov\u00e9 sadzby<\/p>\n<\/li><li><p>P\u00f4\u017ei\u010dka aj bez dokladovania pr\u00edjmov<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Nevhody\">Nev\u00fdhody<\/h3><li><p>Ve\u013ek\u00e9 mno\u017estvo poplatkov pri \u00fa\u010dtoch, platobn\u00fdch kart\u00e1ch a slu\u017eb\u00e1ch<\/p>\n<\/li><li><p>Vy\u0161\u0161ie priemern\u00e9 v\u00fd\u0161ky spl\u00e1tok<\/p>\n<\/li><li><p>Vy\u0161\u0161ie poplatky a pokuty v pr\u00edpade nespl\u00e1cania<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Produkty_a_sluby_Potov_banka\">Produkty a slu\u017eby Po\u0161tov\u00e1 banka<\/h2>\n\n\n\n<p>Najsilnej\u0161ou str\u00e1nkou Po\u0161tovej banky s\u00fa jej <strong>p\u00f4\u017ei\u010dky s n\u00edzkym \u00farokom<\/strong>. Po\u0161tov\u00e1 banka pon\u00faka svojim klientom pomerne \u0161irok\u00fd sortiment produktov a slu\u017eieb. <\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Dostupn_produkty_a_sluby\">Dostupn\u00e9 produkty a slu\u017eby<\/h3><li><p><strong>\u00da\u010dty <\/strong>&#8211;  Medzi nimi U\u017eito\u010dn\u00fd \u00fa\u010det, \u00da\u010det pre mlad\u00fdch alebo U\u017eito\u010dn\u00fd \u00fa\u010det Senior<\/p>\n<\/li><li><p><strong>P\u00f4\u017ei\u010dky<\/strong> &#8211; Dobr\u00e1 p\u00f4\u017ei\u010dka, Lep\u0161ia spl\u00e1tka na refinancovanie a p\u00f4\u017ei\u010dka s \u00farokom 0 %<\/p>\n<\/li><li><p><strong>Sporenie a invest\u00edcie<\/strong> &#8211; Dobr\u00e9 sporenie, Term\u00ednovan\u00fd vklad a investovanie do fondov 365.invest<\/p>\n<\/li><li><p><strong>Poistenie<\/strong> &#8211; \u017divotn\u00e9, cestovn\u00e9, poistenie vozidla a \u010fal\u0161ie<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Internet_banking\">Internet banking<\/h3>\n\n\n\n<p>Pre aktiv\u00e1ciu internet bankingu a\u00a0jeho slu\u017eieb je <strong>nevyhnutn\u00e1 osobn\u00e1 n\u00e1v\u0161teva niektorej z\u00a0pobo\u010diek<\/strong>, \u010do pova\u017eujeme za ist\u00e9 negat\u00edvum. Na e-mail v\u00e1m Po\u0161tov\u00e1 banka za\u0161le prihlasovacie meno a\u00a0SMS s\u00a0prihlasovac\u00edm heslom do internet bankingu, ktor\u00e9 si po prvom prihl\u00e1sen\u00ed zmen\u00edte.<\/p>\n\n\n\n<p>Po\u0161tov\u00e1 banka m\u00e1 aj vlastn\u00fa aplik\u00e1ciu, ktor\u00e1 umo\u017e\u0148uje r\u00fdchle a\u00a0preh\u013eadn\u00e9 spravovanie va\u0161ich financi\u00ed. Aplik\u00e1cia je bezplatn\u00e1 a\u00a0na jej aktiv\u00e1ciu v\u00e1m sta\u010d\u00ed zada\u0165 rovnak\u00e9 prihlasovacie \u00fadaje ako do desktopovej verzie internet bankingu.<\/p>\n\n\n\n<p>Poskytuje pr\u00edstup k\u00a0tradi\u010dn\u00fdm funkcionalit\u00e1m, inform\u00e1ci\u00e1m o\u00a0platobnej karte, \u00fa\u010dte a\u00a0\u010fal\u0161ie. Apka umo\u017e\u0148uje aj <strong>platby cez skenovanie \u010diarov\u00fdch, QR k\u00f3dov a\u00a0IBAN<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Dobr_pika\">Dobr\u00e1 p\u00f4\u017ei\u010dka<\/h2>\n\n\n\n<p><a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.sk\/spolocnost\/postova-banka\/redirect\/\" target=\"_blank\">Dobr\u00e1 p\u00f4\u017ei\u010dka od Po\u0161tovej banky<\/a> je ob\u013e\u00faben\u00e1 najm\u00e4 pre svoju administrat\u00edvnu nen\u00e1ro\u010dnos\u0165 a dostupnos\u0165 pre v\u0161etky vekov\u00e9 kateg\u00f3rie s rozdielnou v\u00fd\u0161kou pr\u00edjmu. Z\u00edska\u0165 ju m\u00f4\u017eu aj \u013eudia s <a href=\"https:\/\/financer.sk\/blog\/materska-dovolenka-2023\/\">rodi\u010dovsk\u00fdm alebo matersk\u00fdm pr\u00edspevkom<\/a>.<\/p>\n\n\n\n<p>Pri Dobrej p\u00f4\u017ei\u010dke m\u00f4\u017eete \u010derpa\u0165 <strong>a\u017e 40 000 \u20ac s maxim\u00e1lnou dobou splatnosti 8 rokov<\/strong> a \u00farokom od 5,9 % ro\u010dne. Moment\u00e1lne m\u00f4\u017eete z\u00edska\u0165 aj 50 % z\u013eavu z poplatku za poskytnutie. O p\u00f4\u017ei\u010dku m\u00f4\u017eete za\u017eiada\u0165 z pohodlia domova pomocou Internet bankingu Po\u0161tovej banky.<\/p>\n\n\n\n<ul>\n<li>\u00darokov\u00e1 sadzba u\u017e od 5,9 % ro\u010dne<\/li>\n\n\n\n<li>V\u00fd\u0161ka \u00faveru od 300 \u20ac do 40\u00a0000 \u20ac<\/li>\n\n\n\n<li>Splatnos\u0165\u00a0od 1 do 8 rokov<\/li>\n\n\n\n<li>Aktu\u00e1lne bez poplatku za poskytnutie<\/li>\n\n\n\n<li>Aj na refinancovanie<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.sk\/spolocnost\/postova-banka\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Chcem p\u00f4\u017ei\u010dku<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Podmienky\">Podmienky<\/h3>\n\n\n\n<p>Pri \u017eiadosti o p\u00f4\u017ei\u010dku mus\u00edte splni\u0165 nieko\u013eko z\u00e1kladn\u00fdch podmienok:<\/p>\n\n\n\n<ul>\n<li>Vek od 18 do 69 rokov<\/li>\n\n\n\n<li>Trval\u00fd pobyt na \u00fazem\u00ed SR<\/li>\n\n\n\n<li>Akceptovate\u013en\u00fd a pravideln\u00fd zdroj pr\u00edjmu<\/li>\n<\/ul>\n\n\n\n<p>Medzi akceptovate\u013en\u00e9 zdroje pr\u00edjmu banka zaradzuje:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Druh pr\u00edjmu<\/th><th>Podmienky<\/th><\/tr><\/thead><tbody><tr><td><strong>Zamestnanec<\/strong><\/td><td>v trvalom pracovnom pomere minim\u00e1lne 3 mesiace<\/td><\/tr><tr><td><strong>Podnikate\u013e \/ \u017eivnostn\u00edk<\/strong><\/td><td>vykon\u00e1vaj\u00faci \u010dinnos\u0165 minim\u00e1lne 18 mesiacov<\/td><\/tr><tr><td><strong>D\u00f4chodca<\/strong><\/td><td>so starobn\u00fdm, v\u00fdsluhov\u00fdm, invalidn\u00fdm alebo vdovsk\u00fdm d\u00f4chodkom<\/td><\/tr><tr><td><strong>In\u00e9 pr\u00edjmy<\/strong><\/td><td>matersk\u00fd alebo rodi\u010dovsk\u00fd pr\u00edspevok, di\u00e9ty a pod.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Pre detailnej\u0161\u00ed v\u00fdpo\u010det spl\u00e1tok m\u00f4\u017eete vyu\u017ei\u0165 na\u0161u <a href=\"https:\/\/financer.sk\/osobne-financie\/kalkulacka\/splatkova-kalkulacka\/\" data-type=\"page\" data-id=\"829\">spl\u00e1tkov\u00fa kalkula\u010dku<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Dobr_pika_s_rokom_0_\">Dobr\u00e1 p\u00f4\u017ei\u010dka s \u00farokom 0 %<\/h3>\n\n\n\n<p>Aktu\u00e1lne Po\u0161tov\u00e1 banka pon\u00faka mo\u017enos\u0165 \u010derpa\u0165 Dobr\u00fa p\u00f4\u017ei\u010dku s nulov\u00fdm \u00farokom. V porovnan\u00ed s klasickou p\u00f4\u017ei\u010dkou do 30 000 \u20ac je ale obmedzen\u00e1 vo v\u00fd\u0161ke, aj dobe splatnosti.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Ako_zska_piku_s_nulovm_rokom\">Ako z\u00edska\u0165 p\u00f4\u017ei\u010dku s nulov\u00fdm \u00farokom?<\/h3><ul>\n<li>Vo v\u00fd\u0161ke 600, 800 alebo 1 000 \u20ac<\/li>\n<li>Splatnos\u0165 maxim\u00e1lne 20 mesiacov<\/li>\n<li>Povinnos\u0165 ma\u0165 \u00fa\u010det v Po\u0161tovej banke<\/li>\n<li>Akceptovate\u013en\u00fd zdroj pr\u00edjmu<\/li>\n<li>Nem\u00f4\u017ee by\u0165 pou\u017eit\u00e1 na splatenie in\u00fdch dlhov<\/li>\n<\/ul><p class=\"has-text-right\">\n\t    <a href=\"https:\/\/financer.sk\/spolocnost\/postova-banka\/redirect\/\" rel=\"sponsored nofollow\" target=\"_blank\" class=\"button is-normal is-primary is-rounded is-large\">Chcem p\u00f4\u017ei\u010dku <\/a>\n\t<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Poplatky\">Poplatky<\/h3>\n\n\n\n<p>Aktu\u00e1lne banka pon\u00faka mo\u017enos\u0165 \u010derpa\u0165 p\u00f4\u017ei\u010dku <strong>poplatku za poskytnutie, <\/strong>ktor\u00fd predstavuje 2 % z po\u017ei\u010danej sumy. Okrem toho si \u00fa\u010dtuj\u00fa jednor\u00e1zov\u00fd poplatok 40 EUR za pr\u00edpadn\u00e9 zmeny v \u00faverovej zmluve.<\/p>\n\n\n\n<p>Vedenie \u00faverov\u00e9ho \u00fa\u010dtu a pred\u010dasn\u00e9 splatenie p\u00f4\u017ei\u010dky <strong>je bezplatn\u00e9.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Dobr_sporenie___REZERVA\">Dobr\u00e9 sporenie &#8211; REZERVA<\/h2>\n\n\n\n<p>Okrem term\u00ednovan\u00e9ho vkladu pon\u00faka Po\u0161tov\u00e1 banka Dobr\u00e9 sporenie REZERVA:<\/p>\n\n\n\n<ul class=\"is-style-default\">\n<li>Z\u00e1kladn\u00e1 \u00farokov\u00e1 sadzba 0,05 % ro\u010dne<\/li>\n\n\n\n<li>Sporenie bez viazanosti<\/li>\n\n\n\n<li>Mo\u017enos\u0165 spori\u0165 u\u017e od 10 EUR mesa\u010dne<\/li>\n\n\n\n<li>Vklady a v\u00fdbery realizovate\u013en\u00e9 kedyko\u013evek<\/li>\n\n\n\n<li>Ochrana vkladu do v\u00fd\u0161ky 100 000 EUR<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Zkazncky_servis\">Z\u00e1kazn\u00edcky servis<\/h2>\n\n\n\n<p>Z\u00e1kazn\u00edcky servis Po\u0161tovej banky je na ve\u013emi dobrej \u00farovni. <strong>Pri nav\u0161t\u00edven\u00ed ich webu dostanete mo\u017enos\u0165 priamo komunikova\u0165 so z\u00e1kazn\u00edckym oddelen\u00edm<\/strong> prostredn\u00edctvom online chatu, ka\u017ed\u00fd de\u0148 mimo \u0161t\u00e1tnych sviatkov od 07:00 a\u017e do 19:00 alebo 17:00 cez v\u00edkend.<\/p>\n\n\n\n<p>Okrem toho s\u00fa dostupn\u00ed aj na z\u00e1kazn\u00edckej linke. Ochotn\u00fd person\u00e1l v\u017edy pripraven\u00fd kvalifikovane pom\u00f4c\u0165.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Referencie\">Referencie<\/h2>\n\n\n\n<p>Za Po\u0161tov\u00fa banku hovoria predov\u0161etk\u00fdm<strong> dlhoro\u010dn\u00e9 sk\u00fasenosti a p\u00f4sobenie na slovenskom trhu<\/strong>. <\/p>\n\n\n\n<p>Po\u0161tov\u00e1 banka pozn\u00e1 svojich klientov, vyzna\u010duje sa kvalitn\u00fdm z\u00e1kazn\u00edckym servisom a skuto\u010dnos\u0165, \u017ee sa k nej m\u00f4\u017eete dosta\u0165 na ka\u017edej Po\u0161te, z nej rob\u00ed <strong>najdostupnej\u0161iu banku na Slovensku<\/strong>. <\/p>\n\n\n\n<p>Svoj\u00edm \u0161irok\u00fdm portf\u00f3liom bankov\u00fdch produktov dok\u00e1\u017ee Po\u0161tov\u00e1 banka oslovi\u0165 aj n\u00e1ro\u010dnej\u0161\u00edch klientov a uspokoji\u0165 tak ich potreby.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Vae_sksenosti\">Va\u0161e sk\u00fasenosti<\/h3>\n\n\n\n<p>Ak m\u00e1te osobn\u00fa sk\u00fasenos\u0165 so slu\u017ebami Po\u0161tovej banky, zanechajte n\u00e1m k nej referencie, preto\u017ee len na z\u00e1klade sk\u00fasenost\u00ed re\u00e1lnych klientov najlep\u0161ie zist\u00edte, ako je konkr\u00e9tna spolo\u010dnos\u0165 vn\u00edman\u00e1. <\/p>\n\n\n\n<p>Pre tento pr\u00edpad poskytujeme na\u0161im n\u00e1v\u0161tevn\u00edkom mo\u017enos\u0165\u00a0<strong>zanecha\u0165 k danej spolo\u010dnosti koment\u00e1r<\/strong>\u00a0a ohodnoti\u0165 ju v\u00a0<strong>\u0161tyroch r\u00f4znych oblastiach.<\/strong><\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"asto_kladen_otzky\">\u010casto kladen\u00e9 ot\u00e1zky<\/h3><h4>Poskytuje Po\u0161tov\u00e1 banka p\u00f4\u017ei\u010dku bez dokladovania pr\u00edjmu?<\/h4><div class=\"faq_inner\"><p>Sama banka tvrd\u00ed, \u017ee \u00e1no. V\u00fdhodou je, \u017ee berie do \u00favahy aj pr\u00edjem z d\u00f4chodku, alebo materskej dovolenky a tak sa ich Dobr\u00e1 p\u00f4\u017ei\u010dka st\u00e1va dostupnou pre takmer ka\u017ed\u00fa vekov\u00fa kateg\u00f3riu a cie\u013eov\u00fa skupinu.<\/p><\/div><h4>Je mo\u017en\u00e9 po\u017eiada\u0165 o odklad spl\u00e1tok?<\/h4><div class=\"faq_inner\"><p>\u00c1no, pri Dobrej p\u00f4\u017ei\u010dke m\u00f4\u017eete bez poplatku po\u017eiada\u0165 o odklad spl\u00e1tok a\u017e o 6 mesiacov.<\/p><\/div><h4>Ako dlho trv\u00e1 prip\u00edsanie pe\u0148az\u00ed na \u00fa\u010det?<\/h4><div class=\"faq_inner\"><p>V pr\u00edpade riadneho podpisu v\u0161etk\u00fdch potrebn\u00fdch dokumentov a n\u00e1sledne \u00faspe\u0161n\u00e9ho schv\u00e1lenia va\u0161ej \u017eiadosti m\u00f4\u017eete o\u010dak\u00e1va\u0165 peniaze na va\u0161om \u00fa\u010dte v priebehu 2 a\u017e 3 pracovn\u00fdch dn\u00ed.<\/p><\/div><h4>Ako si zriadi\u0165 Internet banking?<\/h4><div class=\"faq_inner\"><p>Pre zriadenie Internet bankingu je potrebn\u00e9 z\u00e1js\u0165 na jednu z mnoh\u00fdch pobo\u010diek Po\u0161tovej banky. Va\u0161e prihlasovacie \u00fadaje v\u00e1m bud\u00fa po zriaden\u00ed poslan\u00e9 na SMS a e-mail.<\/p><\/div><\/div>\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Vaa_recenzia\">Va\u0161a recenzia<\/h3><p>M\u00e1te sk\u00fasenosti s Po\u0161tovou bankou? Povedzte n\u00e1m o nich v koment\u00e1roch a u\u013eah\u010dite tak rozhodovanie in\u00fdm.<\/p><\/div>","protected":false},"author":87,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1],"company_type":[1097,6],"overall_rating":"3.18478261","_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/642"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=642"}],"version-history":[{"count":49,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/642\/revisions"}],"predecessor-version":[{"id":78378,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/642\/revisions\/78378"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=642"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=642"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_type?post=642"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}