{"id":79615,"date":"2025-02-25T12:52:02","date_gmt":"2025-02-25T11:52:02","guid":{"rendered":"https:\/\/financer.sk\/?post_type=company_single&#038;p=79615"},"modified":"2025-03-03T13:31:31","modified_gmt":"2025-03-03T12:31:31","slug":"ahoj-pozicka","status":"publish","type":"company_single","link":"https:\/\/financer.sk\/spolocnost\/ahoj-pozicka\/","title":{"rendered":"Ahoj p\u00f4\u017ei\u010dka"},"content":{"rendered":"\n<p>Ahoj p\u00f4\u017ei\u010dka je modern\u00fd finan\u010dn\u00fd produkt poskytovan\u00fd spolo\u010dnos\u0165ou Ahoj, a.s., dc\u00e9rskou spolo\u010dnos\u0165ou 365 banky. T\u00e1to nebankov\u00e1 p\u00f4\u017ei\u010dka pon\u00faka<strong> r\u00fdchly a jednoduch\u00fd pr\u00edstup k financi\u00e1m<\/strong> od 400 \u20ac do 20 000 \u20ac.<\/p>\n\n\n\n<p>Hlavnou v\u00fdhodou Ahoj p\u00f4\u017ei\u010dky je jej dostupnos\u0165 a r\u00fdchlos\u0165 vybavenia.\u00a0<strong>\u017diados\u0165 je mo\u017en\u00e9 poda\u0165 online a v\u00fdsledok sa \u017eiadate\u013e dozvie do 5 min\u00fat.<\/strong>\u00a0Peniaze m\u00f4\u017eu by\u0165 preveden\u00e9 na \u00fa\u010det klienta e\u0161te v de\u0148 schv\u00e1lenia \u017eiadosti, \u010do z nej rob\u00ed atrakt\u00edvnu vo\u013ebu pre t\u00fdch, ktor\u00ed potrebuj\u00fa r\u00fdchly pr\u00edstup k financi\u00e1m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"O_spolonosti_Ahoj\">O spolo\u010dnosti Ahoj<\/h2>\n\n\n\n<p>Ahoj, a.s. je\u00a0<a href=\"https:\/\/financer.sk\/pozicky\/nebankova-pozicka\/\" target=\"_blank\" rel=\"noreferrer noopener\">nebankov\u00e1 finan\u010dn\u00e1 in\u0161tit\u00facia<\/a>, ktor\u00e1 vznikla v roku 2015 pod p\u00f4vodn\u00fdm n\u00e1zvom Amico Finance a.s. Od 1. novembra 2018 <strong>sa stala dc\u00e9rskou spolo\u010dnos\u0165ou Po\u0161tovej banky (teraz 365 banky)<\/strong> a v j\u00fani 2021 zmenila svoj n\u00e1zov na Ahoj, a.s.<\/p>\n\n\n\n<p>Spolo\u010dnos\u0165 sa zameriava na poskytovanie spotrebite\u013esk\u00fdch \u00faverov a inovat\u00edvnych finan\u010dn\u00fdch rie\u0161en\u00ed. Okrem p\u00f4\u017ei\u010diek pon\u00faka aj slu\u017eby ako n\u00e1kup na spl\u00e1tky a mo\u017enos\u0165 &#8220;K\u00fap teraz, zapla\u0165 nesk\u00f4r&#8221;.<\/p>\n\n\n\n<p>Tu je preh\u013ead k\u013e\u00fa\u010dov\u00fdch inform\u00e1ci\u00ed o spolo\u010dnosti Ahoj:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ahoj p\u00f4\u017ei\u010dka<\/th><th>Z\u00e1kladn\u00e9 inform\u00e1cie<\/th><\/tr><\/thead><tbody><tr><td><strong>N\u00e1zov spolo\u010dnosti<\/strong><\/td><td>Ahoj, a.s.<\/td><\/tr><tr><td><strong>S\u00eddlo<\/strong><\/td><td>Dvo\u0159\u00e1kovo n\u00e1bre\u017eie 4, 811 02 Bratislava<\/td><\/tr><tr><td><strong>Rok zalo\u017eenia<\/strong><\/td><td>2015<\/td><\/tr><tr><td><strong>Hlavn\u00e9 produkty<\/strong><\/td><td>Spotrebite\u013esk\u00e9 \u00favery, n\u00e1kup na spl\u00e1tky<\/td><\/tr><tr><td><strong>Vlastn\u00edk<\/strong><\/td><td>365 banka (dc\u00e9rska spolo\u010dnos\u0165)<\/td><\/tr><tr><td><strong>Licencia<\/strong><\/td><td>N\u00e1rodn\u00e1 banka Slovenska<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Ahoj sa sna\u017e\u00ed odl\u00ed\u0161i\u0165 od konkurencie svoj\u00edm pr\u00edstupom k z\u00e1kazn\u00edkom.\u00a0<strong>Spolo\u010dnos\u0165 kladie d\u00f4raz na jednoduchos\u0165, transparentnos\u0165 a r\u00fdchlos\u0165 slu\u017eieb.<\/strong>\u00a0Ich motto &#8220;Ahoj, som p\u00f4\u017ei\u010dka na \u010doko\u013evek&#8221; odzrkad\u013euje snahu o priate\u013esk\u00fd a pr\u00edstupn\u00fd image.<\/p>\n\n\n\n<p>V roku 2021 Ahoj ako prv\u00e1 spolo\u010dnos\u0165 na Slovensku spustila slu\u017ebu &#8220;K\u00fap teraz, zapla\u0165 nesk\u00f4r&#8221;, ktor\u00e1 <strong>umo\u017e\u0148uje z\u00e1kazn\u00edkom odlo\u017ei\u0165 platbu alebo ju rozlo\u017ei\u0165<\/strong> na tri mesa\u010dn\u00e9 spl\u00e1tky bez \u00farokov a poplatkov. T\u00e1to inov\u00e1cia poukazuje na snahu spolo\u010dnosti\u00a0dr\u017ea\u0165 krok s modern\u00fdmi trendmi v oblasti finan\u010dn\u00fdch slu\u017eieb.<\/p>\n\n\n\n<p>Napriek tomu, \u017ee Ahoj je nebankov\u00e1 in\u0161tit\u00facia, podlieha regul\u00e1cii N\u00e1rodnej banky Slovenska, \u010do poskytuje klientom ist\u00fa mieru bezpe\u010dnosti a d\u00f4veryhodnosti. <strong>Finan\u010dn\u00e9 v\u00fdsledky spolo\u010dnosti za posledn\u00e9 roky ukazuj\u00fa stabiln\u00fd rast<\/strong>, \u010do nazna\u010duje, \u017ee jej slu\u017eby s\u00fa medzi spotrebite\u013emi popul\u00e1rne.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Najdleitejie_informcie_o_Ahoj_pike\">Najd\u00f4le\u017eitej\u0161ie inform\u00e1cie o Ahoj p\u00f4\u017ei\u010dke<\/h2>\n\n\n\n<p>Nebankov\u00e1 p\u00f4\u017ei\u010dka Ahoj je skvel\u00e1 vo\u013eba pre t\u00fdch, ktor\u00ed potrebuj\u00fa r\u00fdchle financie bez zbyto\u010dn\u00e9ho papierovania. Po\u010fme sa pozrie\u0165 na k\u013e\u00fa\u010dov\u00e9 detaily:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Najdleitejie_informcie_o_Ahoj_pike_1\">Najd\u00f4le\u017eitej\u0161ie inform\u00e1cie o Ahoj p\u00f4\u017ei\u010dke<\/h3><li><p><strong>Rozsah p\u00f4\u017ei\u010dky<\/strong>:\u00a0M\u00f4\u017eete si po\u017ei\u010da\u0165 od 400 \u20ac a\u017e do 20 000 \u20ac. To v\u00e1m d\u00e1va flexibilitu, \u010di potrebujete len mal\u00fa sumu na ne\u010dakan\u00e9 v\u00fddavky alebo v\u00e4\u010d\u0161iu \u010diastku na v\u00e4\u010d\u0161\u00ed projekt.<\/p>\n<\/li><li><p><strong>\u00darokov\u00e1 sadzba<\/strong>:\u00a0Za\u010d\u00edna od 18,46 % ro\u010dne. Presn\u00e1 sadzba z\u00e1vis\u00ed od va\u0161ej finan\u010dnej situ\u00e1cie a \u00faverovej hist\u00f3rie. \u010c\u00edm lep\u0161ia va\u0161a finan\u010dn\u00e1 kond\u00edcia, t\u00fdm ni\u017e\u0161\u00ed \u00farok m\u00f4\u017eete o\u010dak\u00e1va\u0165.<\/p>\n<\/li><li><p><strong>Doba spl\u00e1cania<\/strong>:\u00a0M\u00e1te na v\u00fdber od 1 do 8 rokov. To znamen\u00e1, \u017ee si m\u00f4\u017eete nastavi\u0165 spl\u00e1tky tak, aby v\u00e1m vyhovovali &#8211; \u010di u\u017e chcete splati\u0165 p\u00f4\u017ei\u010dku r\u00fdchlo, alebo si rozlo\u017ei\u0165 spl\u00e1tky na dlh\u0161ie obdobie.<\/p>\n<\/li><li><p><strong>Poplatok za poskytnutie<\/strong>:\u00a0Nula. Ahoj p\u00f4\u017ei\u010dka nem\u00e1 \u017eiadny poplatok za poskytnutie, \u010do je skvel\u00e1 spr\u00e1va pre va\u0161u pe\u0148a\u017eenku.<\/p>\n<\/li><li><p><strong>R\u00fdchlos\u0165 schv\u00e1lenia<\/strong>:\u00a0Len 5 min\u00fat. To je \u010das, za ktor\u00fd sa dozviete, \u010di bola va\u0161a \u017eiados\u0165 schv\u00e1len\u00e1. \u017diadne dlh\u00e9 \u010dakanie a stres.<\/p>\n<\/li><li><p><strong>Vek \u017eiadate\u013ea<\/strong>:\u00a0Mus\u00edte ma\u0165 aspo\u0148 21 rokov. Toto je o nie\u010do vy\u0161\u0161ie ako u mnoh\u00fdch in\u00fdch p\u00f4\u017ei\u010diek, ktor\u00e9 \u010dasto vy\u017eaduj\u00fa len 18 rokov.<\/p>\n<\/li><li><p><strong>Pred\u010dasn\u00e9 splatenie<\/strong>:\u00a0M\u00f4\u017eete kedyko\u013evek splati\u0165 viac, ako je minim\u00e1lna spl\u00e1tka, a to bez poplatku. To v\u00e1m umo\u017e\u0148uje u\u0161etri\u0165 na \u00farokoch, ak m\u00e1te extra peniaze.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Po schv\u00e1len\u00ed p\u00f4\u017ei\u010dky z\u00edskate pr\u00edstup do online port\u00e1lu &#8220;Ahoj z\u00f3na&#8221;. Tu m\u00f4\u017eete spravova\u0165 svoju p\u00f4\u017ei\u010dku, vidie\u0165 zostatok a hist\u00f3riu spl\u00e1tok. Naviac <strong>nepotrebujete nikoho, kto by sa zaru\u010dil<\/strong> za va\u0161u p\u00f4\u017ei\u010dku. To cel\u00fd proces zna\u010dne zjednodu\u0161uje.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Pre_podnikateov\">Pre podnikate\u013eov<\/h3><p>Ak ste podnikate\u013e,<strong> mus\u00edte podnika\u0165 aspo\u0148 6 mesiacov a ma\u0165 kladn\u00fd v\u00fdsledok v da\u0148ovom priznan\u00ed<\/strong>. Tak\u017ee ak ste pr\u00e1ve rozbehli svoj biznis, mo\u017eno budete musie\u0165 chv\u00ed\u013eu po\u010dka\u0165.<\/p><\/div>\n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg2\"><h3>Porovnajte p\u00f4\u017ei\u010dky od 20 poskytovate\u013eov<\/h3><p>N\u00e1jdite najlacnej\u0161iu sadzbu jedn\u00fdm kliknut\u00edm<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"1000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.sk\/vysledky?query=1&param_amount=1000&param_period=30\" data-slider-url=\"https:\/\/financer.sk\/vysledky?query=1&param_amount=1000&param_period=30\" data-required=\"vysledky?query=1param_amount=1000&param_period=30&\" class=\"get_results compare button is-primary is-medium is-rounded\">Porovna\u0165 ponuky<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Ako_zska_Ahoj_piku\">Ako z\u00edska\u0165 Ahoj p\u00f4\u017ei\u010dku<\/h2>\n\n\n\n<p>Z\u00edska\u0165 p\u00f4\u017ei\u010dku Ahoj je tak\u00e9 jednoduch\u00e9, \u017ee by to zvl\u00e1dlo aj die\u0165a (aj ke\u010f, samozrejme, deti o p\u00f4\u017ei\u010dku \u017eiada\u0165 nem\u00f4\u017eu). Po\u010fme si to rozobra\u0165 krok za krokom:<\/p>\n\n\n<h3 id=\"Nvod_ako_zska_Ahoj_piku\">N\u00e1vod ako z\u00edska\u0165 Ahoj p\u00f4\u017ei\u010dku<\/h3><h4>Kroky<\/h4><div class=\"single-article__steps-toc_step\"><a href=\"#step_1\">1. Pou\u017eite kalkula\u010dku na webstr\u00e1nke<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_2\">2. Vypl\u0148te potrebn\u00e9 \u00fadaje<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_3\">3. Dodajte bankov\u00e9 inform\u00e1cie a nahrajte dokumenty<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_4\">4. Skontrolujte a odo\u0161lite<\/a><\/div><div class=\"single-article__steps-toc_step\"><a href=\"#step_5\">5. U\u017eite si svoje peniaze<\/a><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Krok 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Pouzite-kalkulacku-na-webstranke\">Pou\u017eite kalkula\u010dku na webstr\u00e1nke<\/h3><p>Otvorte si str\u00e1nku <a href=\"https:\/\/financer.sk\/spolocnost\/ahoj-pozicka\/redirect\" target=\"_blank\" rel=\"sponsored noopener nofollow\">ahojpozicky.sk<\/a>. Hne\u010f na \u00favodnej str\u00e1nke uvid\u00edte kalkula\u010dku p\u00f4\u017ei\u010dky. Zadajte sumu, ktor\u00fa si chcete po\u017ei\u010da\u0165, a dobu spl\u00e1cania. Kalkula\u010dka v\u00e1m uk\u00e1\u017ee mesa\u010dn\u00fa spl\u00e1tku. Pohrajte sa s \u010d\u00edslami, k\u00fdm nen\u00e1jdete kombin\u00e1ciu, ktor\u00e1 v\u00e1m vyhovuje a n\u00e1sledne kliknite na &#8220;Chcem p\u00f4\u017ei\u010dku&#8221;<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Krok 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Vyplnte-potrebne-udaje\">Vypl\u0148te potrebn\u00e9 \u00fadaje<\/h3><p>Budete potrebova\u0165 svoj ob\u010diansky preukaz. Zadajte meno, priezvisko, rodn\u00e9 \u010d\u00edslo, e-mail a telef\u00f3nne \u010d\u00edslo. Cez ne s vami bude Ahoj komunikova\u0165. Vyberte typ pr\u00edjmu (zamestnanec, d\u00f4chodca, podnikate\u013e) a zadajte potrebn\u00e9 detaily.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Krok 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Dodajte-bankove-informacie-a-nahrajte-dokumenty\">Dodajte bankov\u00e9 inform\u00e1cie a nahrajte dokumenty<\/h3><p>Zadajte \u010d\u00edslo \u00fa\u010dtu, na ktor\u00fd chcete dosta\u0165 peniaze. Budete tie\u017e potrebova\u0165 v\u00fdpis z \u00fa\u010dtu za posledn\u00fd mesiac. Na nahratie dokumentov pou\u017eite svoj smartf\u00f3n alebo po\u010d\u00edta\u010d na nahratie potrebn\u00fdch dokumentov \u2013 ob\u010diansky preukaz, v\u00fdpis z \u00fa\u010dtu, pr\u00edpadne \u010fal\u0161ie doklady o pr\u00edjme.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Krok 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Skontrolujte-a-odoslite\">Skontrolujte a odo\u0161lite<\/h3><p>Pozorne si pre\u010d\u00edtajte v\u0161etky inform\u00e1cie a podmienky. Ak je v\u0161etko v poriadku, odo\u0161lite \u017eiados\u0165. V\u00fdsledok sa dozviete do 5 min\u00fat.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                <div class=\"single-article__conclusion-tag\" id=\"step_5\">Z\u00e1ver<\/div>\n                <div class=\"single-article__conclusion-item\">\n                    <div class=\"single-article__conclusion-content\">\n                                                    <h3>U\u017eite si svoje peniaze<\/h3>\n                                                <p>Ak je va\u0161a \u017eiados\u0165 schv\u00e1len\u00e1, dostanete pr\u00edstup do Ahoj z\u00f3ny, kde elektronicky podp\u00ed\u0161ete zmluvu. Po podpise zmluvy bud\u00fa peniaze odoslan\u00e9 na v\u00e1\u0161 \u00fa\u010det. V\u00e4\u010d\u0161inou ich dostanete e\u0161te v ten ist\u00fd de\u0148.<\/p>                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n\n<p>Pam\u00e4tajte, \u017ee prv\u00fa spl\u00e1tku budete plati\u0165 a\u017e <strong>nasleduj\u00faci mesiac, v\u017edy k 20. d\u0148u<\/strong>. A nezabudnite na variabiln\u00fd symbol &#8211; je to \u010d\u00edslo va\u0161ej zmluvy.<\/p>\n\n\n\n<p>A to je v\u0161etko! Vid\u00edte, \u017ee z\u00edska\u0165 Ahoj p\u00f4\u017ei\u010dku je tak\u00e9 jednoduch\u00e9, \u017ee by ste to mohli robi\u0165 aj so zaviazan\u00fdmi o\u010dami (ale, pros\u00edm, nerobte to &#8211; <strong>\u010d\u00edtajte v\u0161etky Ahoj p\u00f4\u017ei\u010dka podmienky pozorne<\/strong>). S trochou \u0161\u0165astia budete ma\u0165 peniaze na \u00fa\u010dte sk\u00f4r, ako si stihnete poveda\u0165 &#8220;Ahoj, peniaze!&#8221;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vhody_a_nevhody_Ahoj_piky\">V\u00fdhody a nev\u00fdhody Ahoj p\u00f4\u017ei\u010dky<\/h2>\n\n\n\n<p>Ke\u010f sa rozhodujete vzia\u0165 si p\u00f4\u017ei\u010dku, je k\u013e\u00fa\u010dov\u00e9 pozna\u0165 jej siln\u00e9 aj slab\u00e9 str\u00e1nky. Je to ako ke\u010f si kupujete auto &#8211; chcete vedie\u0165, \u010di m\u00e1 klimatiz\u00e1ciu (super v\u00fdhoda), ale aj \u010di \u017eerie benz\u00edn ako lokomot\u00edva (nie tak super). Pri Ahoj p\u00f4\u017ei\u010dke je hlavnou v\u00fdhodou jej r\u00fdchlos\u0165 a jednoduchos\u0165.\u00a0<strong>M\u00f4\u017eete ju z\u00edska\u0165 online za menej ako 24 hod\u00edn<\/strong>, \u010do je v dne\u0161nej dobe r\u00fdchlej\u0161ie ako doru\u010denie pizze v piatok ve\u010der!<\/p>\n\n\n\n<p>Po\u010fme sa pozrie\u0165 na v\u0161etky v\u00fdhody Ahoj p\u00f4\u017ei\u010dky:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Vhody_Ahoj_piky\">V\u00fdhody Ahoj p\u00f4\u017ei\u010dky<\/h3><li><p>R\u00fdchle schv\u00e1lenie do 5 min\u00fat<\/p>\n<\/li><li><p>Peniaze na \u00fa\u010dte e\u0161te v de\u0148 schv\u00e1lenia<\/p>\n<\/li><li><p>\u017diadne poplatky za poskytnutie \u00faveru<\/p>\n<\/li><li><p>Bez poplatkov za pred\u010dasn\u00e9 splatenie<\/p>\n<\/li><li><p>Mo\u017enos\u0165 poda\u0165 \u017eiados\u0165 online 24\/7<\/p>\n<\/li><li><p>Preh\u013eadn\u00e1 &#8220;Ahoj z\u00f3na&#8221; pre spr\u00e1vu p\u00f4\u017ei\u010dky<\/p>\n<\/li><li><p>Bez potreby ru\u010dite\u013ea alebo z\u00e1lohy<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Ale ako sa hovor\u00ed, ni\u010d nie je dokonal\u00e9. Preto je d\u00f4le\u017eit\u00e9 <strong>myslie\u0165 aj na potenci\u00e1lne nev\u00fdhody a rizik\u00e1<\/strong>. Koniec koncov,\u00a0<a href=\"https:\/\/financer.sk\/osobne-financie\/financna-gramotnost\/\" target=\"_blank\" rel=\"noreferrer noopener\">zodpovedn\u00e9 po\u017ei\u010diavanie je z\u00e1kladom finan\u010dn\u00e9ho zdravia<\/a>.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Nevhody_Ahoj_piky\">Nev\u00fdhody Ahoj p\u00f4\u017ei\u010dky<\/h3><li><p>Minim\u00e1lny vek \u017eiadate\u013ea je 21 rokov (vy\u0161\u0161\u00ed ako u mnoh\u00fdch konkurentov)<\/p>\n<\/li><li><p>Vy\u0161\u0161ia \u00farokov\u00e1 sadzba v porovnan\u00ed s bankov\u00fdmi \u00favermi<\/p>\n<\/li><li><p>Nutnos\u0165 ma\u0165 stabiln\u00fd pr\u00edjem a \u010dist\u00fd register dl\u017en\u00edkov<\/p>\n<\/li><li><p>Pre podnikate\u013eov podmienka podnikania aspo\u0148 6 mesiacov<\/p>\n<\/li><li><p>Nemo\u017enos\u0165 z\u00edska\u0165 p\u00f4\u017ei\u010dku pri aktu\u00e1lnej pr\u00e1ceneschopnosti<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Relne_sksenosti_klientov_s_Ahoj_Pika\">Re\u00e1lne sk\u00fasenosti klientov s Ahoj P\u00f4\u017ei\u010dka<\/h2>\n\n\n\n<p>\u010co hovoria \u013eudia, ktor\u00ed si Ahoj p\u00f4\u017ei\u010dku u\u017e vysk\u00fa\u0161ali na vlastnej ko\u017ei? V\u00e4\u010d\u0161ina recenzi\u00ed spieva oslavn\u00e9 \u00f3dy na r\u00fdchlos\u0165 a jednoduchos\u0165 cel\u00e9ho procesu. Je to ako ke\u010f si objedn\u00e1te k\u00e1vu v drive-through &#8211; r\u00fdchlo, jednoducho a bez komplik\u00e1ci\u00ed.<\/p>\n\n\n\n<p><strong>Najv\u00e4\u010d\u0161\u00edm plusom, ktor\u00fd klienti opakovane spom\u00ednaj\u00fa, je mo\u017enos\u0165 pred\u010dasn\u00e9ho splatenia bez poplatkov.<\/strong>\u00a0To je ako ma\u0165 v\u00fd\u0165ah v dvojposchodovom dome &#8211; mo\u017eno to nevyu\u017eijete \u010dasto, ale ke\u010f \u00e1no, ste za to nesmierne v\u010fa\u010dn\u00ed.<\/p>\n\n\n\n<p>Na druhej strane, niektor\u00ed klienti spomenuli, \u017ee \u00farokov\u00e1 sadzba je vy\u0161\u0161ia v porovnan\u00ed s bankov\u00fdmi \u00favermi. To je v\u0161ak be\u017en\u00e9 pri\u00a0nebankov\u00fdch p\u00f4\u017ei\u010dk\u00e1ch, ktor\u00e9 pon\u00fakaj\u00fa r\u00fdchlej\u0161ie a flexibilnej\u0161ie slu\u017eby.<\/p>\n\n\n\n<p>Va\u0161e sk\u00fasenosti s\u00fa pre n\u00e1s neocenite\u013en\u00e9. Ak ste si u\u017e Ahoj p\u00f4\u017ei\u010dku vysk\u00fa\u0161ali, budeme radi, ak sa s nami o ne podel\u00edte. Na konci tohto \u010dl\u00e1nku n\u00e1jdete<strong> formul\u00e1r na pridanie vlastnej recenzie<\/strong>. <\/p>\n\n\n\n<p>Va\u0161e hodnotenie pom\u00f4\u017ee \u010fal\u0161\u00edm \u010ditate\u013eom urobi\u0165 informovan\u00e9 rozhodnutie a <strong>n\u00e1m umo\u017en\u00ed prin\u00e1\u0161a\u0165 e\u0161te objekt\u00edvnej\u0161ie recenzie<\/strong>.<\/p>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg2\">\n\t\t\t\t<h3>Ako u\u0161etri\u0165 <span class=\"compare-amount\">257,00 \u20ac <\/span> na va\u0161ej p\u00f4\u017ei\u010dke<\/h3>\n\t\t\t\t<p>Cenov\u00fd rozdiel pre p\u00f4\u017ei\u010dku 1&nbsp;000,00 \u20ac v 90 d\u0148och je 257,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.sk\/vysledky\/?query=1&filter_non_affiliate=1&param_amount=1000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Zistite ako<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Je_Ahoj_pika_pre_vs\">Je Ahoj p\u00f4\u017ei\u010dka pre v\u00e1s?<\/h2>\n\n\n\n<p>Pozreli sme sa na spolo\u010dnos\u0165 Ahoj, rozobrali sme najd\u00f4le\u017eitej\u0161ie inform\u00e1cie o p\u00f4\u017ei\u010dke, uk\u00e1zali sme si, ako ju z\u00edska\u0165, zv\u00e1\u017eili sme jej v\u00fdhody a nev\u00fdhody a dokonca sme sa pozreli na re\u00e1lne sk\u00fasenosti klientov. Teraz prich\u00e1dza t\u00e1 najd\u00f4le\u017eitej\u0161ia ot\u00e1zka &#8211; <strong>je Ahoj p\u00f4\u017ei\u010dka pre v\u00e1s<\/strong>?<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Na_o_mte_pamta_pri_rozhodovan\">Na \u010do m\u00e1te pam\u00e4ta\u0165 pri rozhodovan\u00ed<\/h3><li><p>Ahoj p\u00f4\u017ei\u010dka pon\u00faka \u00favery od 400 \u20ac do 20 000 \u20ac.<\/p>\n<\/li><li><p>Doba spl\u00e1cania je flexibiln\u00e1 &#8211; od 1 do 8 rokov.<\/p>\n<\/li><li><p>Schv\u00e1lenie \u017eiadosti trv\u00e1 len 5 min\u00fat.<\/p>\n<\/li><li><p>Peniaze m\u00f4\u017eete ma\u0165 na \u00fa\u010dte e\u0161te v de\u0148 podpisu zmluvy.<\/p>\n<\/li><li><p><a href=\"https:\/\/financer.sk\/pozicky\/pozicka-bez-rucenia\/\" target=\"_blank\" rel=\"noreferrer noopener\">Nepotrebujete ru\u010dite\u013ea ani z\u00e1bezpeku<\/a>.<\/p>\n<\/li><li><p>Minim\u00e1lny vek \u017eiadate\u013ea je 21 rokov.<\/p>\n<\/li><li><p>Pred\u010dasn\u00e9 splatenie je bez poplatkov.<\/p>\n<\/li><li><p>Podnikatelia musia podnika\u0165 aspo\u0148 6 mesiacov s kladn\u00fdm v\u00fdsledkom.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Pam\u00e4tajte, \u017ee\u00a0<a href=\"https:\/\/financer.sk\/osobne-financie\/ako-usetrit-peniaze\/\" target=\"_blank\" rel=\"noreferrer noopener\">zodpovedn\u00e9 po\u017ei\u010diavanie<\/a>\u00a0je k\u013e\u00fa\u010dom k finan\u010dn\u00e9mu zdraviu. Zv\u00e1\u017ete svoje mo\u017enosti, porovnajte ich s in\u00fdmi ponukami na trhu a rozhodnite sa, \u010di je Ahoj p\u00f4\u017ei\u010dka tou pravou pre v\u00e1s.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Najastejie_otzky_o_Ahoj_pike\">Naj\u010dastej\u0161ie ot\u00e1zky o Ahoj p\u00f4\u017ei\u010dke<\/h3><h4>\u010co je Ahoj p\u00f4\u017ei\u010dka?<\/h4><div class=\"faq_inner\"><p>Ahoj p\u00f4\u017ei\u010dka je modern\u00fd finan\u010dn\u00fd produkt poskytovan\u00fd spolo\u010dnos\u0165ou Ahoj, a.s., dc\u00e9rskou spolo\u010dnos\u0165ou 365 banky. Je to nebankov\u00e1 p\u00f4\u017ei\u010dka, ktor\u00e1 pon\u00faka r\u00fdchly a jednoduch\u00fd pr\u00edstup k financi\u00e1m od 400 \u20ac do 20 000 \u20ac.<\/p><\/div><h4>Ak\u00e9 s\u00fa hlavn\u00e9 v\u00fdhody Ahoj p\u00f4\u017ei\u010dky?<\/h4><div class=\"faq_inner\"><p>Hlavn\u00fdmi v\u00fdhodami s\u00fa r\u00fdchlos\u0165 vybavenia (v\u00fdsledok \u017eiadosti do 5 min\u00fat), mo\u017enos\u0165 poda\u0165 \u017eiados\u0165 online, nulov\u00fd poplatok za poskytnutie \u00faveru, mo\u017enos\u0165 pred\u010dasn\u00e9ho splatenia bez poplatkov a prevedenie pe\u0148az\u00ed na \u00fa\u010det klienta e\u0161te v de\u0148 schv\u00e1lenia \u017eiadosti.<\/p><\/div><h4>Kto poskytuje Ahoj p\u00f4\u017ei\u010dku?<\/h4><div class=\"faq_inner\"><p>Ahoj p\u00f4\u017ei\u010dku poskytuje spolo\u010dnos\u0165 Ahoj, a.s., ktor\u00e1 je dc\u00e9rskou spolo\u010dnos\u0165ou 365 banky. Spolo\u010dnos\u0165 vznikla v roku 2015 pod p\u00f4vodn\u00fdm n\u00e1zvom Amico Finance a.s. a v j\u00fani 2021 zmenila svoj n\u00e1zov na Ahoj, a.s.<\/p><\/div><h4>Ak\u00e1 je \u00farokov\u00e1 sadzba Ahoj p\u00f4\u017ei\u010dky?<\/h4><div class=\"faq_inner\"><p>\u00darokov\u00e1 sadzba Ahoj p\u00f4\u017ei\u010dky za\u010d\u00edna od 18,46 % ro\u010dne. Presn\u00e1 sadzba z\u00e1vis\u00ed od va\u0161ej finan\u010dnej situ\u00e1cie a \u00faverovej hist\u00f3rie.<\/p><\/div><h4>Na ako dlho si m\u00f4\u017eem vzia\u0165 Ahoj p\u00f4\u017ei\u010dku?<\/h4><div class=\"faq_inner\"><p>Dobu spl\u00e1cania si m\u00f4\u017eete zvoli\u0165 od 1 do 8 rokov.<\/p><\/div><h4>Je potrebn\u00fd ru\u010dite\u013e alebo z\u00e1bezpeka pri Ahoj p\u00f4\u017ei\u010dke?<\/h4><div class=\"faq_inner\"><p>Nie, pri Ahoj p\u00f4\u017ei\u010dke nepotrebujete ru\u010dite\u013ea ani z\u00e1bezpeku.<\/p><\/div><h4>Ak\u00fd je minim\u00e1lny vek pre \u017eiadate\u013ea o Ahoj p\u00f4\u017ei\u010dku?<\/h4><div class=\"faq_inner\"><p>Minim\u00e1lny vek \u017eiadate\u013ea o Ahoj p\u00f4\u017ei\u010dku je 21 rokov.<\/p><\/div><h4>M\u00f4\u017eem pred\u010dasne splati\u0165 Ahoj p\u00f4\u017ei\u010dku?<\/h4><div class=\"faq_inner\"><p>\u00c1no, Ahoj p\u00f4\u017ei\u010dka umo\u017e\u0148uje pred\u010dasn\u00e9 splatenie kedyko\u013evek bez ak\u00fdchko\u013evek poplatkov.<\/p><\/div><\/div>","protected":false},"author":36432,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1107],"company_type":[6],"overall_rating":"0.00000000","_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/79615"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/36432"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=79615"}],"version-history":[{"count":9,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/79615\/revisions"}],"predecessor-version":[{"id":79714,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_single\/79615\/revisions\/79714"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=79615"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=79615"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/company_type?post=79615"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}