{"id":11318,"date":"2020-06-29T18:38:09","date_gmt":"2020-06-29T16:38:09","guid":{"rendered":"https:\/\/financer.sk\/?page_id=11318"},"modified":"2024-09-30T13:42:52","modified_gmt":"2024-09-30T11:42:52","slug":"klasicky-leasing","status":"publish","type":"page","link":"https:\/\/financer.sk\/pozicky\/klasicky-leasing\/","title":{"rendered":"Klasick\u00fd leasing"},"content":{"rendered":"\n<p>Ak\u00e9 benefity v\u00e1m pon\u00fakne financovanie prostredn\u00edctvom leasingu a\u00a0ak\u00e9 \u00faskalia na v\u00e1s naopak pri jeho vyu\u017eit\u00ed \u010dakaj\u00fa? Pozrite si preh\u013ead inform\u00e1ci\u00ed, ktor\u00e9 by ste mali pred rozhodnut\u00edm zv\u00e1\u017ei\u0165.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"o_je_leasing\">\u010co je leasing?<\/h2>\n\n\n\n<p>Zaobstara\u0165 si auto na leasing je vcelku pohodln\u00e9 rie\u0161enie. Vozidlo v tejto forme <a href=\"https:\/\/financer.sk\/pozicky\/uver-na-auto\/\">p\u00f4\u017ei\u010dky<\/a> sl\u00fa\u017ei ako z\u00e1stava, a tak ani <strong>nie je nato\u013eko d\u00f4le\u017eit\u00e9 preverova\u0165 va\u0161u finan\u010dn\u00fa situ\u00e1ciu. <\/strong>Po\u010das vopred ur\u010denej doby hrad\u00edte pravideln\u00e9 mesa\u010dn\u00e9 spl\u00e1tky a v nich u\u017e m\u00e1te zahrnut\u00e9 aj povinn\u00e9 a <a href=\"https:\/\/financer.sk\/poistenie\/havarijne-poistenie\/\">havarijn\u00e9 poistenie.<\/a><\/p>\n\n\n\n<p>Leasing so sebou tie\u017e prin\u00e1\u0161a ur\u010dit\u00e9 nev\u00fdhody. Ne\u017e toti\u017e skon\u010d\u00ed zmluva ste len n\u00e1jomcom vozidla. <strong>Do v\u00e1\u0161ho osobn\u00e9ho vlastn\u00edctva prejde a\u017e s poslednou spl\u00e1tkou. <\/strong>V d\u00f4sledku toho, \u017ee auto je v priebehu zmluvy majetkom leasingovej spolo\u010dnosti, v\u00e1s m\u00f4\u017eu v pr\u00edpade jej krachu \u010daka\u0165 ve\u013ek\u00e9 probl\u00e9my.<\/p>\n\n\n\n<p><strong>V\u00a0ak\u00fdch pr\u00edpadoch leasing zva\u017eujeme?<\/strong> Naj\u010dastej\u0161ie financovan\u00fdm predmetom formou leasingu s\u00fa motorov\u00e9 vozidl\u00e1. Ak kupujete nov\u00e9 alebo ojazden\u00e9 auto, ktor\u00e9ho suma je vy\u0161\u0161ia ak\u00fa si m\u00f4\u017eete dovoli\u0165 zaplati\u0165 v\u00a0hotovosti, leasing budete ur\u010dite jednou z\u00a0va\u0161ich mo\u017enost\u00ed.<\/p>\n\n\n\n<p>\u010eal\u0161ou alternat\u00edvou leasingov\u00e9ho spl\u00e1cania m\u00f4\u017ee by\u0165 <strong>n\u00e1kup in\u00fdch dopravn\u00fdch prostriedkov<\/strong>, pri podnikate\u013esk\u00fdch osob\u00e1ch sa \u010dastokr\u00e1t jedn\u00e1 o\u00a0r\u00f4zne <strong>v\u00fdrobn\u00e9 stroje \u010di ich komponenty<\/strong> a\u00a0stretn\u00fa\u0165 sa v\u00a0podnikate\u013eskom prostred\u00ed m\u00f4\u017eete aj <strong>s\u00a0leasingom nehnute\u013enost\u00ed<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_funguje_leasing\">Ako funguje leasing?<\/h2>\n\n\n\n<p>Leasing m\u00f4\u017eeme ch\u00e1pa\u0165 ako \u0161pecifick\u00fd druh<a href=\"https:\/\/financer.sk\/pozicky\/uver-na-auto\/\" target=\"_blank\" rel=\"noreferrer noopener\"> finan\u010dnej p\u00f4\u017ei\u010dky<\/a>, ktor\u00fd m\u00e1 svoje pravidl\u00e1 poskytnutia a\u00a0vyu\u017e\u00edvania. Pri financovan\u00ed vozidiel jasne dominuje, <strong>vyu\u017e\u00edva ho a\u017e 47 % \u013eud\u00ed nakupuj\u00facich na spl\u00e1tky<\/strong>.<\/p>\n\n\n\n<p>Stretn\u00fa\u0165 sa m\u00f4\u017eete s\u00a0pojmami<strong> finan\u010dn\u00fd leasing, <\/strong>aleboaj<strong> klasick\u00fd leasing<\/strong>. Pri jeho vybaven\u00ed sklad\u00e1te akont\u00e1ciu a\u00a0po\u010das vopred dohodnut\u00e9ho obdobia spl\u00e1cate po\u017ei\u010dan\u00fa sumu aj s\u00a0\u00farokom za sprostredkovanie. Spl\u00e1ca\u0165 m\u00f4\u017eete <strong>mesa\u010dne<\/strong>, <strong>\u0161tvr\u0165ro\u010dne<\/strong> alebo aj <strong>polro\u010dne<\/strong> a\u00a0majite\u013eom vozidla sa st\u00e1vate a\u017e po \u00faplnom splaten\u00ed.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-style-share-icons shortcode-embeddable\"><img decoding=\"async\" width=\"710\" height=\"1024\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2020\/06\/uver-na-auto-alebo-leasing-710x1024.png\" alt=\"\" class=\"wp-image-10922\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/06\/uver-na-auto-alebo-leasing-710x1024.png 710w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/06\/uver-na-auto-alebo-leasing-208x300.png 208w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/06\/uver-na-auto-alebo-leasing-768x1107.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/06\/uver-na-auto-alebo-leasing.png 800w\" sizes=\"(max-width: 710px) 100vw, 710px\" \/><\/figure>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg2\"><h3>Porovnajte p\u00f4\u017ei\u010dky od 19 poskytovate\u013eov<\/h3><p>N\u00e1jdite najlacnej\u0161iu sadzbu jedn\u00fdm kliknut\u00edm<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"1000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.sk\/vysledky?query=1&param_amount=1000&param_period=1080&\" data-slider-url=\"https:\/\/financer.sk\/vysledky?query=1&param_amount=1000&param_period=1080&\" data-required=\"vysledky?query=1param_amount=1000&param_period=1080&\" class=\"get_results compare button is-primary is-medium is-rounded\">Porovna\u0165 ponuky<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Auto_na_leasing_podmienky\">Auto na leasing podmienky<\/h2>\n\n\n\n<p>Konkr\u00e9tne podmienky bud\u00fa z\u00e1le\u017ea\u0165 na po\u017eadovanej v\u00fd\u0161ke sumy leasingu. <strong>Platia v\u0161ak ur\u010dit\u00e9 pravidl\u00e1, bez dodr\u017eania ktor\u00fdch leasing nez\u00edskate<\/strong>. V\u00a0porovnan\u00ed s\u00a0in\u00fdmi druhmi financovania s\u00fa benevolentnej\u0161ie a\u00a0aj preto sa leasing te\u0161\u00ed v\u00e4\u010d\u0161ej ob\u013eube.<\/p>\n\n\n\n<p><strong>Pre z\u00edskanie leasingu na financovanie a\u00a0k\u00fapu automobilu je potrebn\u00e9 splni\u0165 dve z\u00e1kladn\u00e9 podmienky<\/strong>, ktor\u00fdmi je pravideln\u00fd dokladovan\u00fd mesa\u010dn\u00fd pr\u00edjem a\u00a0zlo\u017eenie potrebnej akont\u00e1cie pri preberan\u00ed vozidla.<\/p>\n\n\n\n<p>P\u00fdtate sa<strong>, \u010do je to akont\u00e1cia?<\/strong> Je \u0148ou naz\u00fdvan\u00e1 suma z\u00a0celkovej hodnoty kupovan\u00e9ho vozidla, vyjadren\u00e1 v\u00a0percent\u00e1ch. Akont\u00e1ciu je potrebn\u00e9 zlo\u017ei\u0165 ako prv\u00fa spl\u00e1tku a\u00a0vo v\u00e4\u010d\u0161ine pr\u00edpadov sa pohybuje<strong> na \u00farovni od 25 \u2013 37 %<\/strong> z\u00a0fin\u00e1lnej hodnoty leasingu.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Kde_poiada_o_vhodn_leasing_na_auto\">Kde po\u017eiada\u0165 o v\u00fdhodn\u00fd leasing na auto?<\/h2>\n\n\n\n<p>Mo\u017enost\u00ed je pri v\u00fdbere poskytovate\u013ea leasingu viacero. Obr\u00e1ti\u0165 sa m\u00f4\u017eete na leasingov\u00e9 spolo\u010dnosti, pri ktor\u00fdch sa v\u00e1m ale m\u00f4\u017ee sta\u0165, \u017ee na auto star\u0161ie ako 10 rokov v\u00e1m nepo\u017ei\u010daj\u00fa. Na trhu \u010falej existuje<strong> mno\u017estvo nebankov\u00fdch a\u00a0s\u00fakromn\u00fdch spolo\u010dnost\u00ed, u\u00a0ktor\u00fdch si leasing vybav\u00edte r\u00fdchlo a\u00a0jednoducho<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Tip\">Tip<\/h3>Pred podp\u00edsan\u00edm leasingovej zmluvy <strong>sa v\u017edy sna\u017ete porovna\u0165 aspo\u0148 dve aktu\u00e1lne ponuky.<\/strong> Ka\u017ed\u00fd leasing m\u00e1 \u0161pecifick\u00e9 podmienky, pom\u00f4c\u0165 v\u00e1m m\u00f4\u017ee konzult\u00e1cia s odborn\u00edkom \u010di leasingov\u00e9 kalkula\u010dky na internete.\u00a0<\/div>\n\n\n<p>V\u00a0praxi to naj\u010dastej\u0161ie funguje tak, \u017ee <strong>leasing vybav\u00edte priamo na mieste, kde si vozidlo zaobstar\u00e1te<\/strong>. Predajne alebo autobaz\u00e1re ve\u013eakr\u00e1t disponuj\u00fa \u0161pecialistom, ktor\u00fd v\u00e1m vybavenie leasingu pom\u00f4\u017ee sprostredkova\u0165, pr\u00edpadne v\u00e1m niekoho odporu\u010dia.<\/p>\n\n\n\n<p><strong>Schva\u013eovanie leasingu je v\u00a0pr\u00edpade splnen\u00fdch podmienok ve\u013emi r\u00fdchle.<\/strong> \u010castokr\u00e1t sa st\u00e1va, \u017ee na novom aute od\u00eddete domov e\u0161te v\u00a0ten ist\u00fd de\u0148.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vhody_leasingu\">V\u00fdhody leasingu<\/h2>\n\n\n\n<ul>\n<li>R\u00fdchle vybavenie a\u00a0pos\u00fadenie \u017eiadosti o\u00a0leasing<\/li>\n\n\n\n<li>Kr\u00e1tka \u010dakacia doba na poskytnutie \u00faveru<\/li>\n\n\n\n<li>Minim\u00e1lna dokument\u00e1cia<\/li>\n\n\n\n<li>Jednoduch\u00e9 preverovanie skuto\u010dnost\u00ed<\/li>\n\n\n\n<li>Kr\u00e1tka \u010dakacia doba na poskytnutie \u00faveru<\/li>\n\n\n\n<li>\u00daverov\u00e9 za\u0165a\u017eenie nie je prek\u00e1\u017ekou<\/li>\n\n\n\n<li>Nepotrebujete ru\u010di\u0165 majetkom<\/li>\n\n\n\n<li>Mo\u017enos\u0165 rozlo\u017eenia spl\u00e1tok na dobu v trvan\u00ed a\u017e 96 mesiacov<\/li>\n<\/ul>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg2\">\n\t\t\t\t<h3>Ako u\u0161etri\u0165 <span class=\"compare-amount\">257,00 \u20ac <\/span> na va\u0161ej p\u00f4\u017ei\u010dke<\/h3>\n\t\t\t\t<p>Cenov\u00fd rozdiel pre p\u00f4\u017ei\u010dku 1&nbsp;000,00 \u20ac v 90 d\u0148och je 257,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.sk\/vysledky\/?query=1&filter_non_affiliate=1&param_amount=1000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Zistite ako<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Nevhody_leasingu\">Nev\u00fdhody leasingu<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li>\n<p>Po\u010das \u010derpania leasingu nie ste majite\u013eom vozidla<\/p>\n<\/li><li>\n<p>Vy\u017eadovan\u00e1 akont\u00e1cia v\u00a0hodnote pribli\u017ene 25 \u2013 37 % z\u00a0celkovej hodnoty<\/p>\n<\/li><li>\n<p>Minim\u00e1lna doba spl\u00e1cania leasingu je a\u017e 36 mesiacov<\/p>\n<\/li><li>\n<p>Pri dlhodobom spl\u00e1can\u00ed sa m\u00f4\u017ee celkov\u00e1 suma predra\u017ei\u0165<\/p>\n<\/li><li>\n<p>Zlo\u017eit\u00e9 odst\u00fapenie od leasingu v pr\u00edpade neschopnosti spl\u00e1ca\u0165<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Poas_doby_splcania_vozidlo_nevlastnte\">Po\u010das doby spl\u00e1cania vozidlo nevlastn\u00edte<\/h3>\n\n\n\n<p>Podstatn\u00fdm faktorom pri vyu\u017eit\u00ed leasingu je, \u017ee sa pri jeho \u010derpan\u00ed nest\u00e1vate majite\u013eom pou\u017e\u00edvan\u00e9ho vozidla. <strong>T\u00fdm zost\u00e1va leasingov\u00e1 spolo\u010dnos\u0165, ktor\u00e1 v\u00e1m \u00faver poskytla.<\/strong> Tento faktor okrem in\u00e9ho odr\u00e1dza napr\u00edklad aj pri pr\u00edpadnom odst\u00fapen\u00ed leasingu a\u00a0odpredaji v\u00e1\u0161ho vozidla.<\/p>\n\n\n\n<p><strong>Kedy sa st\u00e1vate majite\u013eom vozidla? <\/strong>Kompletn\u00e9 vlastn\u00edcke pr\u00e1va nadobudnete a\u017e po \u00faplnom splaten\u00ed \u00faveru. Po \u00faspe\u0161nom dokon\u010den\u00ed poslednej spl\u00e1tky v\u00e1m leasingov\u00e1 spolo\u010dnos\u0165 automobil za symbolick\u00fa cenu odpred\u00e1.<\/p>\n\n\n\n<p>Pri leasingu je dobr\u00e9 pochopi\u0165, \u017ee <strong>vozidlo m\u00e1te od jeho poskytovate\u013ea do vlastn\u00edctva iba zapo\u017ei\u010dan\u00e9<\/strong>. Nepo\u017ei\u010diavate si tak finan\u010dn\u00fa \u010diastku, predmetom leasingovej p\u00f4\u017ei\u010dky bude vozidlo, ktor\u00e9 ste povinn\u00ed po\u010das vopred dohodnutej doby spl\u00e1ca\u0165.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"erpanie_inch_verov_nemus_by_prekkou\">\u010cerpanie in\u00fdch \u00faverov nemus\u00ed by\u0165 prek\u00e1\u017ekou<\/h3>\n\n\n\n<p>Ve\u013ekou v\u00fdhodou leasingu je, \u017ee v\u00a0porovnan\u00ed s\u00a0klasickou p\u00f4\u017ei\u010dkou, <strong>leasingov\u00e9 spolo\u010dnosti akceptuj\u00fa aj \u017eiadate\u013eov s\u00a0\u00faverov\u00fdm za\u0165a\u017een\u00edm. <\/strong>Ak u\u017e teda v\u00a0banke \u010derp\u00e1te \u00faver, hypot\u00e9ku alebo in\u00fa p\u00f4\u017ei\u010dku, vybavi\u0165 leasing by nemal by\u0165 probl\u00e9m.<\/p>\n\n\n\n<p><strong>Overovanie je jednoduch\u00e9 a\u00a0bez zbyto\u010dn\u00fdch dokazovan\u00ed<\/strong>. Poskytovate\u013e si v\u00e1s dok\u00e1\u017ee v\u00a0\u00faverov\u00fdch registroch preveri\u0165 a\u00a0schv\u00e1lenie tak prebieha ove\u013ea r\u00fdchlej\u0161ie, ako napr\u00edklad v\u00a0banke.<\/p>\n\n\n\n<p>Ve\u013ekou v\u00fdhodou tie\u017e je, \u017ee <strong>na vybavenie leasingu sa za v\u00e1s nemus\u00ed nikto zaru\u010di\u0165.<\/strong> V\u00a0praxi to funguje tak, \u017ee v\u00a0pr\u00edpade neschopnosti plnenia spl\u00e1tok vozidlo prepadne v\u00a0prospech poskytovate\u013ea a\u00a0v\u00e1s okrem jeho straty neob\u00edde poplatok za nedokon\u010denie leasingu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Spotajte_roky_aalie_poplatky\">Spo\u010d\u00edtajte \u00faroky a\u00a0\u010fal\u0161ie poplatky<\/h3>\n\n\n\n<p>D\u013a\u017eku spl\u00e1cania leasingu si zvol\u00edte pri jeho vybaven\u00ed. <strong>S\u00a0dlh\u0161ou dobou spl\u00e1cania sa zni\u017euje aj v\u00fd\u0161ka pravidelnej spl\u00e1tky, no na druhej strane st\u00fapa suma, ktor\u00fa v\u00a0kone\u010dnom d\u00f4sledku zaplat\u00edte<\/strong>. Plat\u00ed preto, \u017ee \u010d\u00edm dlh\u0161ie budete leasing spl\u00e1ca\u0165, t\u00fdm drah\u0161ie to pre v\u00e1s bude.<\/p>\n\n\n\n<p><strong>Leasingov\u00e9 spl\u00e1tky si m\u00f4\u017eete rozvrhn\u00fa\u0165 na \u010das trvaj\u00faci od 36, a\u017e po 96 mesiacov<\/strong>. Spl\u00e1tky si tak m\u00f4\u017eete rozlo\u017ei\u0165 a\u017e na 8 rokov, no v\u017edy sa pozrite aj na \u00farokov\u00fa sadzbu a\u00a0jej vplyv na nav\u00fd\u0161enie \u010diastky zaplatenej po skon\u010den\u00ed leasingu.\u00a0<\/p>\n\n\n\n<p>Informujte sa tie\u017e na \u010fal\u0161ie poplatky, ak\u00fdmi m\u00f4\u017ee by\u0165 napr\u00edklad poplatok za sprostredkovanie, pred\u010dasn\u00e9 splatenie, ome\u0161kanie spl\u00e1tok alebo zmenu spl\u00e1tkov\u00e9ho kalend\u00e1ra. Vezmite do \u00favahy, \u017ee <strong>po\u010das celej doby spl\u00e1cania si budete musie\u0165 hradi\u0165 aj povinn\u00e9 havarijn\u00e9 poistenie<\/strong>, ktor\u00e9 sa stane pr\u00ed\u0165a\u017eou pre va\u0161u pe\u0148a\u017eenku.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Zver\">Z\u00e1ver<\/h2>\n\n\n\n<p><strong>Leasing je dobrou vo\u013ebou,<\/strong> pokia\u013e si k\u00fapu nov\u00e9ho automobilu nem\u00f4\u017eete dovoli\u0165 zaplati\u0165 v\u00a0hotovosti, pr\u00edpadne \u0148ou nechcete utrati\u0165 v\u00e4\u010d\u0161inu svojich \u00faspor naraz. Vybav\u00edte ho jednoduch\u0161ie ako klasick\u00fd \u00faver v\u00a0banke a\u00a0pokia\u013e v\u00e1m nevad\u00ed, \u017ee po\u010das spl\u00e1cania nebudete majite\u013eom vozidla, m\u00f4\u017ee by\u0165 pre v\u00e1s spr\u00e1vnym rie\u0161en\u00edm.<\/p>\n\n\n\n<p>Pri zva\u017eovan\u00ed leasingu nezab\u00fadajte na potrebn\u00fa akont\u00e1ciu a\u00a0sna\u017ete sa spl\u00e1tky rozvrhn\u00fa\u0165 tak, aby ste jeho cenu na \u00farokoch zbyto\u010dne nepreplatili. Neprece\u0148te tie\u017e svoje platobn\u00e9 schopnosti a\u00a0<strong>v\u017edy si nechajte rezervu na \u00fa\u010dte<\/strong>, v\u00a0pr\u00edpade ne\u010dakan\u00fdch v\u00fddavkov alebo kr\u00e1tkodob\u00e9ho v\u00fdpadku pr\u00edjmu.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h4>\u010co je to leasing a ako ho m\u00f4\u017eem z\u00edska\u0165?<\/h4><div class=\"faq_inner\">Leasing je forma p\u00f4\u017ei\u010dky, ktor\u00e1 funguje na princ\u00edpe prenaj\u00edmania predmetnej veci, za vopred dohodnut\u00e9 pravideln\u00e9 spl\u00e1tky. Po\u010das celej doby spl\u00e1cania je majite\u013eom veci poskytovate\u013e leasingu.<\/div><h4>Na ak\u00fa dlh\u00fa dobu si m\u00f4\u017eem leasing vzia\u0165?<\/h4><div class=\"faq_inner\">Leasing sa \u0161tandardne poskytuje na obdobie od 36 a\u017e 96 mesiacov, in\u00fdmi slovami 3 a\u017e 8 rokov. D\u013a\u017eku spl\u00e1cania si m\u00f4\u017eete ur\u010di\u0165 sami a\u00a0pod\u013ea toho sa tie\u017e bude odv\u00edja\u0165 v\u00fd\u0161ka pravidelnej spl\u00e1tky.<\/div><h4>M\u00e1m n\u00e1rok na \u010derpanie leasingu, aj ke\u010f p\u00f4sob\u00edm ako \u017eivnostn\u00edk?<\/h4><div class=\"faq_inner\">\u00c1no, m\u00e1te. Pri pr\u00e1vnick\u00fdch osob\u00e1ch a\u00a0\u017eivnostn\u00edkoch s\u00fa zoh\u013ead\u0148ovan\u00e9 fakt\u00fary za ur\u010dit\u00e9 sp\u00e4tn\u00e9 obdobie, respekt\u00edve sa prihliada na dosiahnut\u00fd obrat subjektu za predch\u00e1dzaj\u00face mesiace.<\/div><h4>Kedy sa stanem majite\u013eom spl\u00e1can\u00e9ho automobilu?<\/h4><div class=\"faq_inner\">Majite\u013eom automobilu sa st\u00e1vate a\u017e po zaplaten\u00ed poslednej dohodnutej spl\u00e1tky. Vlastn\u00edcke pr\u00e1va na v\u00e1s bud\u00fa preveden\u00e9 prostredn\u00edctvom k\u00fapnej zmluvy, \u010diastka za ich prevod je symbolick\u00e1.<\/div><h4>M\u00f4\u017eem ma\u0165 leasing aj v pr\u00edpade, \u017ee \u010derp\u00e1m in\u00e9 \u00favery v banke?<\/h4><div class=\"faq_inner\">\u00c1no, m\u00f4\u017eete. Na rozdiel od klasick\u00e9ho \u00faveru je posudzovanie poskytnutia leasingu benevolentnej\u0161ie a\u00a0z\u00edska\u0165 ho tak m\u00f4\u017eete aj v\u00a0pr\u00edpade, \u017ee disponujete \u00faverov\u00fdm za\u0165a\u017een\u00edm na svoje meno.<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Ak\u00e9 benefity v\u00e1m pon\u00fakne financovanie prostredn\u00edctvom leasingu a\u00a0ak\u00e9 \u00faskalia na v\u00e1s naopak pri jeho vyu\u017eit\u00ed \u010dakaj\u00fa? Pozrite si preh\u013ead inform\u00e1ci\u00ed,\u2026 <\/p>\n","protected":false},"author":87,"featured_media":78989,"parent":2,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1107],"tags":[781,681],"_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/pages\/11318"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=11318"}],"version-history":[{"count":49,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/pages\/11318\/revisions"}],"predecessor-version":[{"id":78465,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/pages\/11318\/revisions\/78465"}],"up":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/pages\/2"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media\/78989"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=11318"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=11318"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/tags?post=11318"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}