{"id":11752,"date":"2020-08-01T11:00:00","date_gmt":"2020-08-01T09:00:00","guid":{"rendered":"https:\/\/financer.sk\/?page_id=11752"},"modified":"2024-10-12T18:30:50","modified_gmt":"2024-10-12T16:30:50","slug":"revolut-n26-porovnanie","status":"publish","type":"page","link":"https:\/\/financer.sk\/osobne-financie\/revolut-n26-porovnanie\/","title":{"rendered":"Revolut vs. N26: Ktor\u00e1 karta je pre v\u00e1s lep\u0161ia?"},"content":{"rendered":"\n<p><em>Porovn\u00e1me si konkr\u00e9tne typy bankov\u00fdch kariet dvoch konkurentov z\u00a0prostredia online bankov\u00fdch slu\u017eieb. Ktor\u00e1 z\u00a0nich sa v\u00e1m oplat\u00ed najviac a\u00a0pre\u010do?<\/em><\/p>\n\n\n\n<p>Uva\u017eujete nad zalo\u017een\u00edm \u00fa\u010dtu v\u00a0jednej zo <strong>zahrani\u010dn\u00fdch online bankov\u00fdch slu\u017eieb<\/strong>, ktor\u00e9 patria k\u00a0\u0161pi\u010dke vo svojom obore? Potom sa pravdepodobne budete rozhodova\u0165 medzi dvoma z\u00a0nich \u2013 <strong>Revolut<\/strong> a\u00a0<strong>N26<\/strong>, pri\u010dom ka\u017ed\u00e1 prin\u00e1\u0161a in\u00e9 v\u00fdhody.<\/p>\n\n\n\n<p><a href=\"https:\/\/financer.sk\/revolut\/\">Revolut<\/a> bol zalo\u017een\u00fd v\u00a0roku 2015 v\u00a0Lond\u00fdne. Funguje ako pomyseln\u00e1 elektronick\u00e1 pe\u0148a\u017eenka a\u00a0jeho cie\u013eom je poskytn\u00fa\u0165 v\u00e1m spr\u00e1vu <strong>va\u0161ich finan\u010dn\u00fdch \u00faspor vo viacer\u00fdch svetov\u00fdch men\u00e1ch na jednom mieste<\/strong>. <\/p>\n\n\n\n<p>V\u00a0s\u00fa\u010dasnosti ste s\u00a0Revolut schopn\u00ed vybera\u0165 hotovos\u0165 z\u00a0bankomatov vo viac ako 150 r\u00f4znych svetov\u00fdch men\u00e1ch a\u00a0\u00fa\u010det si m\u00f4\u017eete vies\u0165 v\u00a0takmer 30 men\u00e1ch.<\/p>\n\n\n\n<p><a href=\"https:\/\/financer.sk\/n26\/\">N26<\/a> je nemeck\u00e1 digit\u00e1lna banka, ktor\u00e1 svoje slu\u017eby poskytuje od identick\u00e9ho roku ako Revolut a\u00a0v\u00a0s\u00fa\u010dasnosti <strong>p\u00f4sob\u00ed v\u00a023 eur\u00f3pskych krajin\u00e1ch<\/strong>. <\/p>\n\n\n\n<p>N26 je dostupn\u00e1 v\u00fdhradne online a na celom svete preto nen\u00e1jdete jedin\u00fd bankomat \u010di pobo\u010dku tejto banky. Celkov\u00e1 komunik\u00e1cia s\u00a0bankou, ako aj zalo\u017eenie \u00fa\u010dtu prebieha kompletne cez internet.<\/p>\n\n\n<ul class=\"list-pages\"><li class=\"page-list__item\"><a href=\"https:\/\/financer.sk\/osobne-financie\/365-banka-revolut-n26-porovnanie\/\" rel=\"bookmark\" title=\"365 banka, Revolut a  N26 &#8211; ktor\u00e1 je najlep\u0161ia?\">Porovnanie online b\u00e1nk: 365 banka x N26 x Revolut<\/a><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Revolut_alebo_N26\">Revolut alebo N26?<\/h2>\n\n\n\n<p>Bankov\u00e9 aplik\u00e1cie slu\u017eieb Revolut a N26 Bank sa radia medzi priekopn\u00edkov mobiln\u00e9ho bankovn\u00edctva v\u00a0Eur\u00f3pe. Obidve spolo\u010dnosti smeruj\u00fa a poskytuj\u00fa svoje fungovanie t\u00fdm, ktor\u00ed sa <strong>svoje financie sna\u017eia spravova\u0165 digit\u00e1lne<\/strong>, prostredn\u00edctvom smartf\u00f3nu. Jednoducho, r\u00fdchlo a\u00a0bezpe\u010dne z\u00e1rove\u0148.\u00a0<\/p>\n\n\n\n<p>N26 Bank a Revolut maj\u00fa v\u00a0ponuke zhodne tri z\u00e1kladn\u00e9 <strong>druhy bankov\u00fdch kariet<\/strong>:<\/p>\n\n\n<h3><\/h3>\n<p><\/p>\n<ul>\n<li>Karta Mastercard <strong>Standard<\/strong><\/li>\n<li>Karta Mastercard <strong>Premium<\/strong><\/li>\n<li>Karta Mastercard <strong>Metal<\/strong><\/li>\n<\/ul>\n\n\n<p>Pre mnoh\u00fdch u\u017e\u00edvate\u013eov sa m\u00f4\u017eu tieto dve slu\u017eby zda\u0165 ako ve\u013emi podobn\u00e9 a\u00a0aj rozhodovanie sa medzi nimi preto <strong>nemus\u00ed by\u0165 objekt\u00edvne a\u00a0jednoduch\u00e9<\/strong>. <br><br>Preto sme sa na ne pozreli bli\u017e\u0161ie a\u00a0p\u00e1r rozdielov sme pre v\u00e1s medzi jednotliv\u00fdmi \u00fa\u010dtami objavili. Pozrite sa, v\u00a0\u010dom sa l\u00ed\u0161ia konkr\u00e9tne typy kariet oboch spolo\u010dnost\u00ed a\u00a0vyberte si pre v\u00e1s t\u00fa spr\u00e1vnu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Revolut_Mastercard_vs_N26_Mastercard\">Revolut Mastercard vs. N26 Mastercard<\/h2>\n\n\n\n<p>V\u00a0oboch pr\u00edpadoch sa jedn\u00e1 o\u00a0\u0161tandardn\u00e9 karty typu Mastercard, ktor\u00e9 s\u00fa dostupn\u00e9 k\u00a0z\u00e1kladn\u00fdm form\u00e1m \u00fa\u010dtov. <strong>Ro\u010dn\u00fd poplatok je pri Revolut aj N26 zhodne vo v\u00fd\u0161ke 0 EUR<\/strong>. <\/p>\n\n\n\n<p>Zatia\u013e \u010do s\u00a0Revolut kartou m\u00e1te v\u0161etky v\u00fdbery do 200 EUR zadarmo, s\u00a0kartou od N26 m\u00e1te zadarmo 3 neobmedzen\u00e9 v\u00fdbery a\u00a0ka\u017ed\u00fd \u010fal\u0161\u00ed v\u00e1m bude n\u00e1sledne spoplatnen\u00fd sumou vo v\u00fd\u0161ke 2 EUR. Po prekro\u010den\u00ed 200 EUR limitu pri Revolut n\u00e1sledne plat\u00edte poplatok vo v\u00fd\u0161ke 2 % z\u00a0celkovej sumy.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"410\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2020\/08\/revolut-vs-n26-min-1024x410.jpg\" alt=\"revolut-vs-n26-min\" class=\"wp-image-11782\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/08\/revolut-vs-n26-min-1024x410.jpg 1024w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/08\/revolut-vs-n26-min-300x120.jpg 300w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/08\/revolut-vs-n26-min-768x307.jpg 768w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/08\/revolut-vs-n26-min.jpg 1500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Dizajn \u0161tandardn\u00fdch kariet Revolut a N26<\/figcaption><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Karty s\u00fa pri obidvoch slu\u017eb\u00e1ch debetn\u00e9 a\u00a0spolu so svojim bankov\u00fdm \u00fa\u010dtom ich m\u00f4\u017eete <strong>spravova\u0165 prostredn\u00edctvom mobilnej aplik\u00e1cie<\/strong>. <\/p>\n\n\n\n<p>S\u00a0N26 m\u00f4\u017eete navy\u0161e \u010derpa\u0165 aj kontokorentn\u00fd \u00faver do v\u00fd\u0161ky a\u017e 6\u00a0000 EUR pri \u00farokovej sadzbe 8,9% ro\u010dne, zatia\u013e \u010do Revolut tak\u00fato slu\u017ebu nepon\u00faka v\u00f4bec.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><h3 id=\"u0160tandardnu00e9_karty\">\u0160tandardn\u00e9 karty<\/h3><div class=\"items-content__cards\"><div class=\"items-content__card  items-content__card--creditcard\" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut\/redirect\/\" class=\"items-content__card-logo \"  target=\"_blank\" data-url_param_pid=\"3689\" data-url_param_t=\"card_products\" data-url_param_unq=\"\" rel=\"sponsored nofollow\"><img decoding=\"async\" width=\"250\" height=\"158\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2019\/07\/revolut.png\" class=\"attachment-full size-full\" alt=\"revolut\" \/><\/a><span class=\"items-content__card-title\">Revolut Standard<\/span><ul class=\"items-content__card-list\"><li >Poplatok 0 EUR mesa\u010dne<\/li><li >Preh\u013eadn\u00e1 aplik\u00e1cia<\/li><li >V\u00fdbery zadarmo do 200 EUR<\/li><li >\u00da\u010det vo viacer\u00fdch men\u00e1ch naraz<\/li><\/ul><span class=\"items-content__card-title\">Revolut Standard<\/span><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"3689\" data-url_param_t=\"card_products\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem kartu<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut\/redirect\/\"  class=\"button is-rounded items-content__card-more-info\">Viac inform\u00e1ci\u00ed<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_gray\" data-rating-value=\"0\">N\/A<\/span><\/a><span class=\"items-content__card-reviews\">\u010d\u00edta\u0165&nbsp;<a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut\/redirect\/#read-reviews\">1<\/strong>&nbsp;hodnoten\u00ed<\/a><\/div><\/div><\/div><div class=\"items-content__card  items-content__card--creditcard\" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-standard\/redirect\/\" class=\"items-content__card-logo \"  target=\"_blank\" data-url_param_pid=\"5761\" data-url_param_t=\"card_products\" data-url_param_unq=\"\" rel=\"sponsored nofollow\"><img decoding=\"async\" width=\"250\" height=\"158\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/n26-standard.jpg\" class=\"attachment-full size-full\" alt=\"n26-standard\" \/><\/a><span class=\"items-content__card-title\">N26 Standard<\/span><ul class=\"items-content__card-list\"><li >Poplatok 0 EUR mesa\u010dne<\/li><li >Kontokorentn\u00fd \u00faver do 6000 EUR<\/li><li >3 v\u00fdbery z bankomatu bezplatne<\/li><li >Transparentn\u00fd dizajn karty<\/li><\/ul><span class=\"items-content__card-title\">N26 Standard<\/span><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-standard\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"5761\" data-url_param_t=\"card_products\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem kartu<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-standard\/redirect\/\"  class=\"button is-rounded items-content__card-more-info\">Viac inform\u00e1ci\u00ed<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-standard\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_gray\" data-rating-value=\"0\">N\/A<\/span><\/a><span class=\"items-content__card-reviews\">\u010d\u00edta\u0165&nbsp;<a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-standard\/redirect\/#read-reviews\">0<\/strong>&nbsp;hodnoten\u00ed<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Revolut_Premium_vs_N26_You\">Revolut Premium vs. N26 You<\/h2>\n\n\n\n<p>Platen\u00e9 verzie kariet s\u00fa pri karte You od N26 dostupn\u00e9 iba v\u00a0\u010diernej verzii, zatia\u013e \u010do pri Revolut si m\u00f4\u017eete vybra\u0165 z\u00a0troch dizajnov\u00fdch preveden\u00ed: striebornej, ru\u017eovo-zlatej a\u00a0\u0161edej. <\/p>\n\n\n\n<p>Pr\u00e9miov\u00e9 karty <a href=\"https:\/\/financer.sk\/n26\/\">N26<\/a> a\u00a0<a href=\"https:\/\/financer.sk\/revolut\/\">Revolut<\/a> sa ale samozrejme <strong>nel\u00ed\u0161ia iba dizajnom<\/strong>. Okrem u\u017e spomenut\u00fdch v\u00fdhod bezplatn\u00fdch kariet Mastercard, z\u00edskate aj nasleduj\u00face v\u00fdhody:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th><\/th><th>N26 You<\/th><th>Revolut Premium<\/th><\/tr><\/thead><tbody><tr><td><strong>Ro\u010dn\u00fd poplatok<\/strong><\/td><td>118,80 EUR<\/td><td>82 EUR \/ rok alebo 7,99 EUR \/ mesiac<\/td><\/tr><tr><td><strong>V\u00fdber hotovosti zadarmo<\/strong><\/td><td>5 v\u00fdberov z bankomatu, neobmedzen\u00fd po\u010det v\u00a0r\u00e1mci partnersk\u00fdch bankomatov N26<\/td><td>Zadarmo v\u00fdbery a\u017e 400 EUR po celom svete v akejko\u013evek mene, po presiahnut\u00ed platba 2 % za v\u00fdber<\/td><\/tr><tr><td><strong>Poistenie<\/strong><\/td><td>Poistenie straty bato\u017einy od \u0161tvorhodinov\u00e9ho zdr\u017eania a\u017e do 1 500 EUR<\/td><td>Poistenia straty bato\u017einy od \u0161tvorhodinov\u00e9ho zdr\u017eania a\u017e do a\u017e do 372 EUR<\/td><\/tr><tr><td>\u00a0<\/td><td>Poistenie zme\u0161kan\u00e9ho letu s me\u0161kan\u00edm 4 hodiny 100, &#8211; EUR \/ hod. (Max. 400, &#8211; EUR)<\/td><td>Poistenie zme\u0161kan\u00e9ho letu s me\u0161kan\u00edm 4 hodiny 80, &#8211; EUR \/ hod. (Max. 372, &#8211; EUR)<\/td><\/tr><tr><td>\u00a0<\/td><td>Cestovn\u00e9 poistenie a\u017e do v\u00fd\u0161ky 7 500 EUR (spoul\u00fa\u010das\u0165 10% &#8211; 20%)<\/td><td>Medzin\u00e1rodn\u00e9 zdravotn\u00e9 poistenie s poistn\u00fdm kryt\u00edm a\u017e 17 mili\u00f3nov EUR (spolu\u00fa\u010das\u0165 86 , -EUR)<\/td><\/tr><tr><td>\u00a0<\/td><td>Cestovn\u00ed poistenie a\u017e do v\u00fd\u0161e 5 000 EUR (odpo\u010d\u00edtate\u013en\u00fdch 10% &#8211; 20%)<\/td><td>Zubn\u00e9 o\u0161etrenie v n\u00fadzov\u00fdch situ\u00e1ci\u00e1ch do 350, &#8211; EUR (86, &#8211; EUR spolu\u00fa\u010das\u0165)<\/td><\/tr><tr><td>\u00a0<\/td><td>Cestovn\u00e9 zdravotn\u00e9 poistenie a\u017e do v\u00fd\u0161ky 150 000 EUR<\/td><td>\u00a0<\/td><\/tr><tr><td>\u00a0<\/td><td>Repatri\u00e1cia pacienta a\u017e do 2 500 EUR<\/td><td>\u00a0<\/td><\/tr><tr><td>\u00a0<\/td><td>Zdravotn\u00fd asistent<\/td><td>\u00a0<\/td><\/tr><tr><td>\u00a0<\/td><td>Cestovn\u00e9 \u00farazov\u00e9 poistenie H24 do v\u00fd\u0161ky 50 000 EUR<\/td><td>\u00a0<\/td><\/tr><tr><td>\u00a0<\/td><td>Poistenie zapo\u017ei\u010dan\u00e9ho vozidla \/ zn\u00ed\u017een\u00e1 spolu\u00fa\u010das\u0165 CDW vo v\u00fd\u0161ke 750, &#8211; EUR<\/td><td>\u00a0<\/td><\/tr><tr><td>\u00a0<\/td><td>Dopravn\u00e9 \u00farazov\u00e9 poistenie do 4 mili\u00f3nov EUR<\/td><td>\u00a0<\/td><\/tr><tr><td>\u00a0<\/td><td>Ochrana hotovosti a\u017e 4 hodiny po v\u00fdbere hotovosti do 500 EUR<\/td><td>\u00a0<\/td><\/tr><tr><td>\u00a0<\/td><td>Poistenie proti kr\u00e1de\u017ei mobiln\u00e9ho telef\u00f3nu do 300 EUR (spolu\u00fa\u010das\u0165 50 EUR)<\/td><td>\u00a0<\/td><\/tr><tr><td>\u00a0<\/td><td>Pred\u013a\u017eenie z\u00e1ruky a\u017e do 500 EUR (spolu\u00fa\u010das\u0165 50 EUR)<\/td><td>\u00a0<\/td><\/tr><tr><td>\u00a0<\/td><td>N\u00e1kup poistenia tovaru do 2 500 EUR<\/td><td>\u00a0<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Porovnanie: N26 You vs. Revolut Premium<\/figcaption><\/figure>\n\n\n\n<p>Pri poistn\u00fdch slu\u017eb\u00e1ch je d\u00f4le\u017eit\u00e9 podotkn\u00fa\u0165, \u017ee v\u0161etky z\u00a0nich s\u00fa poskytovan\u00e9 sprostredkovate\u013esk\u00fdmi spolo\u010dnos\u0165ami, s\u00a0ktor\u00fdmi N26 a\u00a0Revolut spolupracuj\u00fa:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li>\n<p><strong>Revolut<\/strong> m\u00e1 uzatvoren\u00e9 partnerstvo s\u00a0\u00cdrskou pois\u0165ov\u0148ou White Horse, ktor\u00e1 z\u00e1kazn\u00edkom vyu\u017e\u00edvaj\u00facim slu\u017eby Revolut poskytuje cestovn\u00e9 poistenie pri cest\u00e1ch do maxim\u00e1lnej d\u013a\u017eky <strong>a\u017e<\/strong> <strong>40 dn\u00ed<\/strong>.<\/p>\n<\/li><li>\n<p><strong>N26 Bank<\/strong> spolupracuje s\u00a0pois\u0165ov\u0148ou Allianz Global Insurance, so s\u00eddlom v\u00a0Holandsku. Cestovn\u00e9 poistenie pri pou\u017e\u00edvan\u00ed N26 pokr\u00fdva cesty v\u00a0d\u013a\u017eke <strong>a\u017e 90 dn\u00ed<\/strong>.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Pokia\u013e teda medzi sebou porovn\u00e1me dve pr\u00e9miov\u00e9 karty Revolut a\u00a0N26, karta od nemeckej banky m\u00e1 oproti Revolut karte <strong>mierne navrch<\/strong>. A\u00a0to hlavne pri zoh\u013eadnen\u00ed cestovn\u00e9ho poistenia a\u00a0jeho krytia.\u00a0<\/p>\n\n\n\n<p>Poistn\u00e9 v\u00fdhody N26 You s\u00fa rozsiahlej\u0161ie. Maxim\u00e1lna v\u00fd\u0161ka hraden\u00e9ho o\u0161etrenia je v\u00a0mnoh\u00fdch pr\u00edpadoch pri Revolut plnen\u00e1 iba do v\u00fd\u0161ky 86 EUR, \u010do je \u010dastokr\u00e1t ter\u010dom kritiky mnoh\u00fdch cestovate\u013eov \u010di in\u00fdch u\u017e\u00edvate\u013eov tejto slu\u017eby.<\/p>\n\n\n\n<p>\u010eal\u0161ou v\u00fdhodou karty N26 You je, \u017ee ste na cest\u00e1ch chr\u00e1nen\u00ed po dobu a\u017e 3 mesiacov, v\u00a0porovnan\u00ed so\u00a040 d\u0148ami pri karte od Revolut. <\/p>\n\n\n\n<p>Pou\u017eit\u00edm\u00a0N26 karty okrem toho vyber\u00e1te hotovos\u0165 <strong>z\u00a0bankomatov neobmedzene<\/strong>, kde s\u00a0kartou Revolut m\u00e1te v\u00fdbery zadarmo <strong>iba do v\u00fd\u0161ky 400 EUR<\/strong>, \u010do ale m\u00f4\u017ee mnoh\u00fdm u\u017e\u00edvate\u013eom sta\u010di\u0165. Nev\u00fdhodou karty N26 Black je naopak cena, kedy si v\u00a0porovnan\u00ed s\u00a0kartou Revolut Premium <strong>priplat\u00edte 36 EUR<\/strong> navy\u0161e.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><h3 id=\"Premium_karty\">Premium karty<\/h3><div class=\"items-content__cards\"><div class=\"items-content__card  items-content__card--creditcard\" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut-karta-premium\/redirect\/\" class=\"items-content__card-logo \"  target=\"_blank\" data-url_param_pid=\"4425\" data-url_param_t=\"card_products\" data-url_param_unq=\"\" rel=\"sponsored nofollow\"><img decoding=\"async\" width=\"250\" height=\"157\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2019\/10\/revolut-premium.png\" class=\"attachment-full size-full\" alt=\"\" \/><\/a><span class=\"items-content__card-title\">Revolut Premium<\/span><ul class=\"items-content__card-list\"><li >Poplatok 7,99 EUR mesa\u010dne<\/li><li >Zmeny mien bez limitu<\/li><li >V\u00fdbery zadarmo do 400 EUR<\/li><li >Pr\u00edstup ku kryptomen\u00e1m<\/li><\/ul><span class=\"items-content__card-title\">Revolut Premium<\/span><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut-karta-premium\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4425\" data-url_param_t=\"card_products\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem kartu<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut-karta-premium\/redirect\/\"  class=\"button is-rounded items-content__card-more-info\">Viac inform\u00e1ci\u00ed<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut-karta-premium\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_gray\" data-rating-value=\"0\">N\/A<\/span><\/a><span class=\"items-content__card-reviews\">\u010d\u00edta\u0165&nbsp;<a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut-karta-premium\/redirect\/#read-reviews\">0<\/strong>&nbsp;hodnoten\u00ed<\/a><\/div><\/div><\/div><div class=\"items-content__card  items-content__card--creditcard\" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-you\/redirect\/\" class=\"items-content__card-logo \"  target=\"_blank\" data-url_param_pid=\"5767\" data-url_param_t=\"card_products\" data-url_param_unq=\"\" rel=\"sponsored nofollow\"><img decoding=\"async\" width=\"700\" height=\"442\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/n26you.png\" class=\"attachment-full size-full\" alt=\"N26you\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/n26you.png 700w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/n26you-300x189.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/a><span class=\"items-content__card-title\">N26 You<\/span><ul class=\"items-content__card-list\"><li >Poplatok 9,90 EUR mesa\u010dne<\/li><li >5 v\u00fdberov z bankomatu v r\u00e1mci E\u00da bezplatne<\/li><li >\u0160irok\u00fd r\u00e1mec poistenia pri cestovan\u00ed<\/li><li >A\u017e 10 sporiacich pod\u00fa\u010dtov<\/li><\/ul><span class=\"items-content__card-title\">N26 You<\/span><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-you\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"5767\" data-url_param_t=\"card_products\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem kartu<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-you\/redirect\/\"  class=\"button is-rounded items-content__card-more-info\">Viac inform\u00e1ci\u00ed<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-you\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_gray\" data-rating-value=\"0\">N\/A<\/span><\/a><span class=\"items-content__card-reviews\">\u010d\u00edta\u0165&nbsp;<a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-you\/redirect\/#read-reviews\">0<\/strong>&nbsp;hodnoten\u00ed<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Revolut_Metal_vs_N26_Metal\">Revolut Metal vs. N26 Metal<\/h2>\n\n\n\n<p>Karty typu Metal\u00a0 od Revolut a\u00a0N26 nepon\u00fakaj\u00fa v\u00a0porovnan\u00ed s\u00a0pr\u00e9miov\u00fdmi platen\u00fdmi kartami rozoberan\u00fdmi v\u00a0odstavci vy\u0161\u0161ie v\u00fdrazn\u00fa pridan\u00fa hodnotu. S\u00fa sk\u00f4r ur\u010den\u00e9 <strong>pre n\u00e1ro\u010dnej\u0161\u00edch z\u00e1kazn\u00edkov<\/strong>, ktor\u00ed si potrpia na vy\u0161\u0161ie prevedenie, elegantn\u00fd dizajn a\u00a0kartu z\u00a0nerezovej ocele.<br><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th><\/th><th>N26 Metal<\/th><th>Revolut Metal<\/th><\/tr><\/thead><tbody><tr><td>Ro\u010dn\u00fd poplatok<\/td><td>202,80 EUR<\/td><td>135, &#8211; EUR \/ rok alebo 13,99 EUR \/ mesiac<\/td><\/tr><tr><td>\u010eal\u0161ie v\u00fdhody<\/td><td>Z\u013eavy pri partneroch N26<\/td><td>0,1 % cashback z ka\u017edej platby v Eur\u00f3pe a\u00a01 % mimo Eur\u00f3pu<\/td><\/tr><tr><td>\u00a0<\/td><td>\u00a0<\/td><td>V\u00fdber hotovosti zadarmo a\u017e do 600 EUR mesa\u010dne<\/td><\/tr><tr><td>\u00a0<\/td><td>\u00a0<\/td><td>Exkluz\u00edvna slu\u017eba Concierge<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Porovnanie: N26 Metal vs. Revolut Metal<\/figcaption><\/figure>\n\n\n\n<p>Verzie Metal sa od klasick\u00fdch platen\u00fdch verzi\u00ed <strong>nel\u00ed\u0161ia<\/strong> ani vo v\u00fd\u0161ke a\u00a0podmienkach poistn\u00e9ho krytia. Ak kartu Revolut Metal alebo N26 Metal predsa len zva\u017eujete, presved\u010di\u0165 v\u00e1s m\u00f4\u017ee cenov\u00e9 h\u013eadisko. Karta od Revolut je v\u00a0tomto pr\u00edpade <strong>a\u017e o\u00a070 EUR lacnej\u0161ia<\/strong>, ako verzia od svojej konkurencie.<\/p>\n\n\n<div class=\"fn_block block_fn_items fields_containeris-hidden\"><h3 id=\"Metal_karty\">Metal karty<\/h3><div class=\"items-content__cards\"><div class=\"items-content__card  items-content__card--creditcard\" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut-karta-metal\/redirect\/\" class=\"items-content__card-logo \"  target=\"_blank\" data-url_param_pid=\"4430\" data-url_param_t=\"card_products\" data-url_param_unq=\"\" rel=\"sponsored nofollow\"><img decoding=\"async\" width=\"250\" height=\"157\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2019\/10\/revolut-metal.png\" class=\"attachment-full size-full\" alt=\"revolut metal\" \/><\/a><span class=\"items-content__card-title\">Revolut Metal<\/span><ul class=\"items-content__card-list\"><li >Poplatok 13,99 EUR mesa\u010dne<\/li><li >Zahrnut\u00e9 cestovn\u00e9 poistenie<\/li><li >V\u00fdbery zadarmo do 600 EUR<\/li><li >Cashback a\u017e 1%<\/li><\/ul><span class=\"items-content__card-title\">Revolut Metal<\/span><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut-karta-metal\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"4430\" data-url_param_t=\"card_products\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem kartu<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut-karta-metal\/redirect\/\"  class=\"button is-rounded items-content__card-more-info\">Viac inform\u00e1ci\u00ed<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut-karta-metal\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_gray\" data-rating-value=\"0\">N\/A<\/span><\/a><span class=\"items-content__card-reviews\">\u010d\u00edta\u0165&nbsp;<a href=\"https:\/\/financer.sk\/kreditnakarta\/revolut-karta-metal\/redirect\/#read-reviews\">0<\/strong>&nbsp;hodnoten\u00ed<\/a><\/div><\/div><\/div><div class=\"items-content__card  items-content__card--creditcard\" data-header=\"\"><div class=\"items-content__card-top\"><div class=\"items-content__card-left\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-metal\/redirect\/\" class=\"items-content__card-logo \"  target=\"_blank\" data-url_param_pid=\"5769\" data-url_param_t=\"card_products\" data-url_param_unq=\"\" rel=\"sponsored nofollow\"><img decoding=\"async\" width=\"700\" height=\"442\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/n26metal.png\" class=\"attachment-full size-full\" alt=\"N26metal\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/n26metal.png 700w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/n26metal-300x189.png 300w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><\/a><span class=\"items-content__card-title\">N26 Metal<\/span><ul class=\"items-content__card-list\"><li >Poplatok 16,90 EUR mesa\u010dne<\/li><li >8 v\u00fdberov z bankomatu v r\u00e1mci E\u00da bezplatne<\/li><li >\u0160irok\u00fd r\u00e1mec poistenia pri cestovan\u00ed<\/li><li >Poistenie vozidla a\u017e do 10 000 EUR<\/li><\/ul><span class=\"items-content__card-title\">N26 Metal<\/span><\/div><div class=\"items-content__card-datapoint-container no-data-point\"><\/div><div class=\"items-content__card-right\"><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-metal\/redirect\/\" data-url_param_unq=\"\"  data-url_param_pid=\"5769\" data-url_param_t=\"card_products\" class=\"button is-primary is-rounded is-arrow items-content__card-see-offer items-content__card-see-offer--\" target=\"_blank\" rel=\"sponsored nofollow\">Chcem kartu<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-metal\/redirect\/\"  class=\"button is-rounded items-content__card-more-info\">Viac inform\u00e1ci\u00ed<\/a><a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-metal\/#read-reviews\" class=\"simple-rating\"><div class=\"simple-rating__stars simple-rating__stars--right\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><img decoding=\"async\" src=\"https:\/\/financer.global\/app\/themes\/financer-v2\/assets\/images\/stars\/star_outline_rating_blue.svg\" alt=\"rating_blue\" style=\"width: 18px;\"><\/div><span class=\"simple-rating-value rating_gray\" data-rating-value=\"0\">N\/A<\/span><\/a><span class=\"items-content__card-reviews\">\u010d\u00edta\u0165&nbsp;<a href=\"https:\/\/financer.sk\/kreditnakarta\/n26-metal\/redirect\/#read-reviews\">0<\/strong>&nbsp;hodnoten\u00ed<\/a><\/div><\/div><\/div><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ktor_karta_je_pre_vs_lepia\">Ktor\u00e1 karta je pre v\u00e1s lep\u0161ia?<\/h2>\n\n\n\n<p>Ako z\u00a0\u010dl\u00e1nku vypl\u00fdva, existuje p\u00e1r podstatn\u00fdch rozdielov medzi jednotliv\u00fdmi kartami. Z\u00e1le\u017e\u00ed hlavne na va\u0161ich preferenci\u00e1ch a\u00a0sp\u00f4sobe, ak\u00fdm chcete svoje financie spravova\u0165 a\u00a0tie\u017e, ak\u00e9 platby realizujete naj\u010dastej\u0161ie. <\/p>\n\n\n\n<p>Predt\u00fdm ako sa rozhodnete pre jednu z\u00a0mo\u017enost\u00ed, mali by ste si by\u0165 schopn\u00ed odpoveda\u0165 <strong>na nasleduj\u00face ot\u00e1zky<\/strong>:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li>\n<p>Ako \u010dasto vyber\u00e1m hotovos\u0165 z bankomatu?<\/p>\n<\/li><li>\n<p>Dok\u00e1\u017eem svoju aplik\u00e1ciu ovl\u00e1da\u0165 aj v angli\u010dtine?<\/p>\n<\/li><li>\n<p>Nem\u00e1m probl\u00e9m s ulo\u017een\u00edm \u00faspor v zahrani\u010dnej banke?<\/p>\n<\/li><li>\n<p>Do ak\u00fdch kraj\u00edn budem naj\u010dastej\u0161ie cestova\u0165?<\/p>\n<\/li><li>\n<p>V ak\u00fdch men\u00e1ch budem naj\u010dastej\u0161ie realizova\u0165 platby?<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Karty N26 a\u00a0Revolut s\u00fa vhodn\u00e9 na prevod a\u00a0prij\u00edmanie cudz\u00edch mien a\u00a0ich <strong>bezplatn\u00e9 verzie s\u00fa vo v\u00e4\u010d\u0161ine pr\u00edpadov posta\u010duj\u00face pre ve\u013ek\u00fa \u010das\u0165 u\u017e\u00edvate\u013eov<\/strong>. Pr\u00e9miov\u00e9 verzie sa m\u00f4\u017eu oplati\u0165 pr\u00e1ve t\u00fdm \u013eu\u010fom, ktor\u00ed s\u00fa \u010dasto na cest\u00e1ch, alebo pracuj\u00fa s\u00a0vy\u0161\u0161\u00edmi finan\u010dn\u00fdmi \u010diastkami.\u00a0<\/p>\n\n\n\n<p>Pozrite sa na v\u00fdsledok n\u00e1\u0161ho porovnania:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"822\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2021\/01\/revolut-vs-n26-porovnanie-1024x822.jpg\" alt=\"\" class=\"wp-image-15013\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2021\/01\/revolut-vs-n26-porovnanie-1024x822.jpg 1024w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2021\/01\/revolut-vs-n26-porovnanie-300x241.jpg 300w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2021\/01\/revolut-vs-n26-porovnanie-768x616.jpg 768w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2021\/01\/revolut-vs-n26-porovnanie-1536x1232.jpg 1536w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2021\/01\/revolut-vs-n26-porovnanie-2048x1643.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Revolut_Business_vs_N26_Business\">Revolut Business vs. N26 Business<\/h2>\n\n\n\n<p>Pokia\u013e m\u00e1te svoju kartu v\u00a0pl\u00e1ne vyu\u017e\u00edva\u0165 na podnikate\u013esk\u00e9 aktivity, pri oboch slu\u017eb\u00e1ch m\u00f4\u017eete vyu\u017ei\u0165 mo\u017enos\u0165 otvorenia Business \u00fa\u010dtu. \u00da\u010det pre firmy a\u00a0podnikate\u013eov v\u00a0N26 disponuje prakticky <strong>rovnak\u00fdmi parametrami<\/strong>, ako bezplatn\u00fd \u00fa\u010det Standard pre be\u017en\u00fdch z\u00e1kazn\u00edkov. Revolut je pri Business \u00fa\u010dte naopak zameran\u00fd viac <strong>na \u017eivnostn\u00edkov<\/strong> a\u00a0v\u00e4\u010d\u0161ie, <strong>medzin\u00e1rodn\u00e9 spolo\u010dnosti<\/strong>.<\/p>\n\n\n\n<p><a href=\"https:\/\/financer.sk\/kreditna-karta\/revolut-for-business\/\">Business \u00fa\u010det od Revolut<\/a> je v\u00a0porovnan\u00ed s\u00a0\u00fa\u010dtom od N26 <strong>spoplatnen\u00fd<\/strong>. Neexistuje jednotn\u00e1 suma za vedenie, no Revolut bude va\u0161u spolo\u010dnos\u0165 \u00fa\u010dtova\u0165 v\u00a0z\u00e1vislosti od mesa\u010dn\u00e9ho obratu, ktor\u00fd vygeneruje. <\/p>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"555\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2020\/01\/revolut-for-business-min-1024x555.jpg\" alt=\"revolut-for-business-min\" class=\"wp-image-5839\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/revolut-for-business-min-1024x555.jpg 1024w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/revolut-for-business-min-300x163.jpg 300w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/revolut-for-business-min-768x416.jpg 768w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2020\/01\/revolut-for-business-min.jpg 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Revolut for Business karta<\/figcaption><\/figure>\n\n\n\n<p><strong>\u010c\u00edm v\u00e4\u010d\u0161ie obraty rob\u00edte, t\u00fdm viac zaplat\u00edte<\/strong>. Poplatky za\u010d\u00ednaj\u00fa na pribli\u017ene 7 EUR \/ mesiac a\u00a0\u00fa\u010det tak m\u00f4\u017ee by\u0165 vhodnou vo\u013ebou, ak va\u0161a spolo\u010dnos\u0165 na pravidelnej b\u00e1ze obchoduje so zahrani\u010dn\u00fdmi firmami v\u00a0in\u00fdch men\u00e1ch.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"alie_rozdiely_medzi_Revolut_aN26\">\u010eal\u0161ie rozdiely medzi Revolut a\u00a0N26<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Prevod_cudzch_mien__Kto_m_lep_vmenn_kurz\">Prevod cudz\u00edch mien \u2013 Kto m\u00e1 lep\u0161\u00ed v\u00fdmenn\u00fd kurz?<\/h3>\n\n\n\n<p>Nie je to v\u0161ak iba o\u00a0type \u00fa\u010dtu alebo karty. Slu\u017eby sa l\u00ed\u0161ia aj v\u00a0in\u00fdch parametroch, ak\u00fdmi je napr\u00edklad v\u00fd\u0161ka v\u00fdmenn\u00e9ho kurzu medzi jednotliv\u00fdmi menami a\u00a0poplatky za vyu\u017eitie kurzu. <\/p>\n\n\n\n<p>Z\u00a0h\u013eadiska vymie\u0148ania svetov\u00fdch mien <strong>m\u00e1 mierne navrch Revolut<\/strong>. Ten zv\u00fdhod\u0148uje 0 % poplatok po\u010das pracovn\u00fdch dn\u00ed, kde na druhej strane N26 spolupracuje so slu\u017ebou <a href=\"https:\/\/financer.sk\/spolocnost\/wise\/\">Wise<\/a>, ktor\u00e1 si za prevody \u00fa\u010dtuje mal\u00fd poplatok.<\/p>\n\n\n\n<p>Hodnota v\u00fdmenn\u00e9ho kurzu je pri Revolut aj N26 rovnak\u00e1 a\u00a0ve\u013ekou v\u00fdhodou je aj fakt, \u017ee presn\u00fa sumu konvertovanej meny pou\u017e\u00edvate\u013e vid\u00ed e\u0161te pred samotnou transakciou. <\/p>\n\n\n\n<p><strong>Bez ak\u00fdchko\u013evek skryt\u00fdch poplatkov a\u00a0nav\u00fd\u0161en\u00ed, <\/strong>ako tomu zvykne b\u00fdva\u0165 pri in\u00fdch slu\u017eb\u00e1ch. A\u00a0to z\u00a0d\u00f4vodu, \u017ee pri transakci\u00e1ch je pou\u017e\u00edvan\u00fd takzvan\u00fd stredov\u00fd medzibankov\u00fd kurz. <\/p>\n\n\n\n<p>Pri v\u00fdmene meny prostredn\u00edctvom Revolut majte na pam\u00e4ti limit vo v\u00fd\u0161ke 6\u00a0000 EUR za mesiac a\u00a01 % poplatok zo v\u0161etk\u00fdch transakci\u00ed, vykonan\u00fdch po\u010das v\u00edkendu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Poplatok_adoba_trvania_doruenia_karty\">Poplatok a\u00a0doba trvania doru\u010denia karty<\/h3>\n\n\n\n<p>Doru\u010denie je \u0161tandardne ve\u013emi r\u00fdchle pri banke N26, ako pri Revolut. Pri doru\u010den\u00ed karty od Revolut sa plat\u00ed <strong>poplatok vo v\u00fd\u0161ke 5 EUR<\/strong>, pri N26 je doru\u010denie karty na adresu <strong>bezplatn\u00e9<\/strong>. <\/p>\n\n\n\n<p>Pokia\u013e by ste mali z\u00e1ujem o\u00a0<strong>expresn\u00e9 doru\u010denie<\/strong>, pri N26 v\u00e1s tak\u00e1to slu\u017eba vyjde na 19 EUR, resp. na 20 EUR pri Revolut. Dodanie karty by pri oboch spolo\u010dnostiach nemalo presiahnu\u0165 dobu dlh\u0161iu ako <strong>12 pracovn\u00fdch dn\u00ed<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Vedenie_spolonch_tov\">Vedenie spolo\u010dn\u00fdch \u00fa\u010dtov<\/h3>\n\n\n\n<p>Ak m\u00e1te z\u00e1ujem o\u00a0vyu\u017e\u00edvanie jedn\u00e9ho \u00fa\u010dtu viacer\u00fdmi osobami, pravdepodobne zostanete mierne sklaman\u00ed. Ani jedna zo slu\u017eieb sa na tak\u00e9to vedenie \u00fa\u010dtu ne\u0161pecializuje. Nemus\u00edte v\u0161ak z\u00fafa\u0165 \u00faplne. <\/p>\n\n\n\n<p>Pri Revolut si m\u00f4\u017eete za poplatok vo v\u00fd\u0161ke <strong>6 EUR za kartu<\/strong> doobjedna\u0165 ich \u013eubovo\u013en\u00fd po\u010det a\u00a0pri N26 zase <strong>m\u00f4\u017eete po\u017eiada\u0165 o\u00a0kartu Maestro<\/strong>, no dohromady m\u00f4\u017eete ma\u0165 k\u00a0jedn\u00e9mu \u00fa\u010dtu maxim\u00e1lne 2 karty. Kombin\u00e1ciu \u0161tandardn\u00fdch a\u00a0pr\u00e9miov\u00fdch kariet a\u00a0ani ak\u00e9ko\u013evek rozdelenie \u00fa\u010dtu medzi viacer\u00e9 osoby <strong>nie je mo\u017en\u00e9 pou\u017ei\u0165<\/strong> pri ani jednej zo spom\u00ednan\u00fdch bankov\u00fdch slu\u017eieb.<\/p>\n\n\n\n<p>Zauj\u00edmavos\u0165ou ale je <strong>vedenie r\u00f4znych pod\u00fa\u010dtov<\/strong> v\u00a0r\u00e1mci N26 banky, ktor\u00e9 m\u00f4\u017eete vyu\u017e\u00edva\u0165 na vami ur\u010den\u00e9 \u00fa\u010dely, ako napr\u00edklad viacer\u00e9 typy sporenia alebo rezervnej hotovosti. Pri \u00fa\u010dte od Revolut m\u00e1te naopak mo\u017enos\u0165 uzatvorenia dodato\u010dn\u00fdch <strong>slu\u017eieb poistenia<\/strong>, \u010di vedenie \u00fa\u010dtu <strong>vo viacer\u00fdch kryptomen\u00e1ch<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Prihlsenie_sa_pomocou_webovho_prehliadaa\">Prihl\u00e1senie sa pomocou webov\u00e9ho prehliada\u010da<\/h3>\n\n\n\n<p>Banka N26 umo\u017e\u0148uje sa svojim z\u00e1kazn\u00edkom prihl\u00e1si\u0165 do aplik\u00e1cie <strong>aj prostredn\u00edctvom webov\u00e9ho prehliada\u010da<\/strong>. Svoje financie tak m\u00f4\u017eete spravova\u0165 aj pou\u017eit\u00edm notebooku alebo PC, \u010do m\u00f4\u017ee by\u0165 zvl\u00e1\u0161\u0165 u\u017eito\u010dn\u00e9 napr\u00edklad v\u00a0pr\u00edpade, \u017ee v\u00e1m bude <strong>mobiln\u00fd telef\u00f3n odcudzen\u00fd<\/strong>. Do aplik\u00e1cie sa prihl\u00e1site pomocou internetov\u00e9ho prehliada\u010da a\u00a0kartu si jednoducho zablokujete.<\/p>\n\n\n\n<p>Revolut tak\u00fato mo\u017enos\u0165 <strong>nepon\u00faka<\/strong>. K\u00a0svojim financi\u00e1m sa dostanete iba s\u00a0pou\u017eit\u00edm mobiln\u00e9ho telef\u00f3nu a\u00a0\u0161peci\u00e1lnej aplik\u00e1cie. Pokia\u013e svoj smartf\u00f3n strat\u00edte, budete si musie\u0165 u\u00a0oper\u00e1tora <strong>po\u017eiada\u0165 o\u00a0nov\u00fa SIM kartu<\/strong>, ktorou sa op\u00e4tovne prihl\u00e1site do mobilnej aplik\u00e1cie a\u00a0dostanete sa tak k\u00a0spr\u00e1ve svojich finan\u010dn\u00fdch \u00faspor.<\/p>\n\n\n\n<p>Pokia\u013e by ste bankov\u00fa kartu stratili v\u00a0zahrani\u010d\u00ed, Revolut v\u00e1m nov\u00fa dok\u00e1\u017ee doru\u010di\u0165 prakticky <strong>kamko\u013evek na svete<\/strong>, \u010do pri N26 nie je mo\u017en\u00e9. N26 zasiela nov\u00e9 bankov\u00e9 karty iba do krajiny, v\u00a0ktorej m\u00e1te \u00fa\u010det registrovan\u00fd a\u00a0bohu\u017eia\u013e <strong>neexistuj\u00fa \u017eiadne v\u00fdnimky<\/strong>. Ak si teda zalo\u017e\u00edte \u00fa\u010det na Slovensku, nov\u00fa kartu k\u00a0\u00fa\u010dtu si budete musie\u0165 necha\u0165 zasla\u0165 pr\u00e1ve tam.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Rchlos_overenia_azaloenia_tu\">R\u00fdchlos\u0165 overenia a\u00a0zalo\u017eenia \u00fa\u010dtu<\/h3>\n\n\n\n<p>Osobn\u00e1 identifik\u00e1cia a\u00a0zalo\u017eenie \u00fa\u010dtu v\u00a0Revolut je jedn\u00fdm z\u00a0najr\u00fdchlej\u0161\u00edch autentiza\u010dn\u00fdch procesov, ak\u00e9 na trhu existuj\u00fa. V\u0161etko \u010do potrebujete, je va\u0161a <strong>selfie fotografia<\/strong> a\u00a0<strong>sn\u00edmka preukazu toto\u017enosti <\/strong>z\u00a0oboch str\u00e1n. \u00da\u010det v\u00e1m bude schv\u00e1len\u00fd r\u00fdchlo a\u00a0pou\u017e\u00edva\u0165 ho m\u00f4\u017eete za\u010da\u0165 u\u017e do 10 min\u00fat od zah\u00e1jenia registr\u00e1cie.<\/p>\n\n\n\n<p>V\u00a0pr\u00edpade N26 je overenie toto\u017enosti v\u00a0porovnan\u00ed s\u00a0in\u00fdmi slu\u017ebami tie\u017e ve\u013emi r\u00fdchle. Pri registr\u00e1cii v\u0161ak od v\u00e1s banka bude vy\u017eadova\u0165 aj kr\u00e1tku identifik\u00e1ciu <strong>formou videohovoru<\/strong> s\u00a0pracovn\u00edkom banky.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"rove_sluieb_zkaznckej_podpory\">\u00darove\u0148 slu\u017eieb z\u00e1kazn\u00edckej podpory<\/h3>\n\n\n\n<p>Nie je ni\u010d\u00edm neobvykl\u00fdm, \u017ee pri online slu\u017eb\u00e1ch b\u00fdva najv\u00e4\u010d\u0161ou slabinou pr\u00e1ve fungovanie z\u00e1kazn\u00edckeho servisu. Po\u010das posledn\u00fdch rokov sa slu\u017eby pre u\u017e\u00edvate\u013eov pri oboch spolo\u010dnostiach v\u00fdrazne zlep\u0161ili. <\/p>\n\n\n\n<p><strong>Slu\u017eby Revolut s\u00fa dostupn\u00e9 v\u00a0angli\u010dtine, pri N26 aj v\u00a0nem\u010dine<\/strong>. No sloven\u010dina ch\u00fdba. V\u0161eobecn\u00e9 po\u017eiadavky s\u00fa vyrie\u0161en\u00e9 r\u00fdchlo, pri zlo\u017eitej\u0161\u00edch si budete musie\u0165 chv\u00ed\u013eu po\u010dka\u0165, pracovn\u00edci oboch firiem s\u00fa ale \u00fastretov\u00ed a\u00a0sna\u017eia sa v\u017edy pom\u00f4c\u0165.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"u010casto_kladenu00e9_otu00e1zky\">\u010casto kladen\u00e9 ot\u00e1zky<\/h3><h4>S\u00fa karty Revolut a N26 bezpe\u010dn\u00e9?<\/h4><div class=\"faq_inner\">\u00c1no, aj Revolut aj N26 s\u00fa regulovan\u00e9 prostredn\u00edctvom mechanizmov E\u00da a maj\u00fa mili\u00f3ny pou\u017e\u00edvate\u013eov na celom svete.<\/div><h4>Je Revolut karta bezpe\u010dn\u00e1?<\/h4><div class=\"faq_inner\">\u00c1no. Ak m\u00e1te svoje peniaze ulo\u017een\u00e9 na eur\u00f3pskom \u00fa\u010dte, va\u0161e finan\u010dn\u00e9 prostriedky s\u00fa chr\u00e1nen\u00e9 a\u017e do v\u00fd\u0161ky 100 000 EUR v r\u00e1mci eur\u00f3pskeho syst\u00e9mu poistenia vkladov (EDIS).<\/div><h4>Je Revolut banka? <\/h4><div class=\"faq_inner\">\u00c1no, Revolut pred nieko\u013ek\u00fdmi mesiacmi z\u00edskal eur\u00f3psku bankov\u00fa licenciu, \u010do znamen\u00e1 \u017ee s\u00fa povinn\u00ed dodr\u017eiava\u0165 v\u0161etky nariadenia nie len Ve\u013ekej Brit\u00e1nie ale aj Eur\u00f3pskej \u00fanie t\u00fdkaj\u00face sa ochrany pe\u0148az\u00ed klientov a musia taktie\u017e zabezpe\u010di\u0165, aby v\u0161etky oper\u00e1cie spolo\u010dnosti boli v s\u00falade s pr\u00edslu\u0161n\u00fdmi z\u00e1konmi proti praniu \u0161pinav\u00fdch pe\u0148az\u00ed.<\/div><h4>Pre koho je ur\u010den\u00e1 banka N26?<\/h4><div class=\"faq_inner\">T\u00e1to online banka so svojimi funkciami a v\u00fdhodami je vhodn\u00e1 nielen pre technologick\u00fdch nad\u0161encov a cestovate\u013eov, ale pre ka\u017ed\u00e9ho, kto chce ma\u0165 st\u00e1le preh\u013ead a kontrolu nad svojimi financiami kedyko\u013evek a kdeko\u013evek. Sta\u010d\u00ed v\u00e1m iba 10 min\u00fat a m\u00f4\u017eete ma\u0165 vlastn\u00e9 konto v N26.<\/div><h4>\u010co robi\u0165, ak mi ukradn\u00fa kartu?<\/h4><div class=\"faq_inner\">V pr\u00edpade straty \u010di odcudzenia kartu \u010do najsk\u00f4r zablokujte prostredn\u00edctvom aplik\u00e1cie, aby ste predi\u0161li zneu\u017eitiu. V pr\u00edpade potreby si v\u017edy m\u00f4\u017eete objedna\u0165 n\u00e1hradn\u00fa kartu, zaplat\u00edte v\u0161ak poplatok.<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Porovn\u00e1me si konkr\u00e9tne typy bankov\u00fdch kariet dvoch konkurentov z\u00a0prostredia online bankov\u00fdch slu\u017eieb. Ktor\u00e1 z\u00a0nich sa v\u00e1m oplat\u00ed najviac a\u00a0pre\u010do? Uva\u017eujete\u2026 <\/p>\n","protected":false},"author":87,"featured_media":79124,"parent":786,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[1],"tags":[649],"_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/pages\/11752"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=11752"}],"version-history":[{"count":18,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/pages\/11752\/revisions"}],"predecessor-version":[{"id":77902,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/pages\/11752\/revisions\/77902"}],"up":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/pages\/786"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media\/79124"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=11752"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=11752"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/tags?post=11752"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}