{"id":11776,"date":"2020-08-05T11:00:47","date_gmt":"2020-08-05T09:00:47","guid":{"rendered":"https:\/\/financer.sk\/?page_id=11776"},"modified":"2024-09-19T16:34:08","modified_gmt":"2024-09-19T14:34:08","slug":"exekucna-amnestia","status":"publish","type":"wiki","link":"https:\/\/financer.sk\/pozicky\/clanky\/exekucna-amnestia\/","title":{"rendered":"\u010co je to exeku\u010dn\u00e1 amnestia?"},"content":{"rendered":"<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3>Exeku\u010dn\u00e1 amnestia<\/h3>Jedn\u00e1 sa o <strong>pozastavenie star\u0161\u00edch exek\u00faci\u00ed<\/strong> za \u00fa\u010delom odbremenenia s\u00fadov a\u00a0zlep\u0161enia vym\u00e1hania pr\u00e1va, \u013eudovo naz\u00fdvan\u00e9 aj ako exeku\u010dn\u00e1 amnestia.<\/div>\n\n\n<p>Ste povinn\u00fdm dl\u017en\u00edkom alebo pr\u00e1voplatn\u00fdm verite\u013eom a zauj\u00edma v\u00e1s, ako prebieha exeku\u010dn\u00e1 amnestia? <\/p>\n\n\n\n<p><strong>Na ak\u00e9 exek\u00facie sa vz\u0165ahuje a\u00a0na ak\u00e9 naopak nie?<\/strong> Pozastavenie exek\u00faci\u00ed m\u00e1 svoje plusy, ale aj odporcov.<\/p>\n\n\n\n<p>Exek\u00facie a\u00a0s\u00a0nimi s\u00favisiace exeku\u010dn\u00e9 konania nie s\u00fa v\u00a0r\u00e1mci Slovenskej republiky \u017eiadnou nezn\u00e1mou. <\/p>\n\n\n\n<p>Aktu\u00e1lne \u010d\u00edsla odhaduj\u00fa, \u017ee po\u010det obyvate\u013eov, ktor\u00ed vo\u010di sebe maj\u00fa veden\u00fa exek\u00faciu, <a href=\"https:\/\/www.webnoviny.sk\/exekuciam-na-slovensku-celi-takmer-milion-ludi-rekorderom-je-clovek-so-144-exekuciami\/\" data-type=\"URL\" data-id=\"https:\/\/www.webnoviny.sk\/exekuciam-na-slovensku-celi-takmer-milion-ludi-rekorderom-je-clovek-so-144-exekuciami\/\">je na Slovensku takmer mili\u00f3n<\/a>. <\/p>\n\n\n\n<p>Nehovoriac o\u00a0tom, \u017ee vo\u010di ka\u017ed\u00e9mu jednotlivcovi m\u00f4\u017ee by\u0165 exeku\u010dn\u00fdch konan\u00ed veden\u00fdch s\u00fabe\u017ene viacero.<\/p>\n\n\n\n<p>D\u00f4vodom pre\u010do \u0161t\u00e1t m\u00f4\u017ee uva\u017eova\u0165 o\u00a0hromadnom pozastaven\u00ed star\u0161\u00edch exek\u00faci\u00ed je, \u017ee existuje ve\u013emi n\u00edzka pravdepodobnos\u0165 ich vym\u00e1hania. <\/p>\n\n\n\n<p><strong>Otvoren\u00e9 konania za\u0165a\u017euj\u00fa s\u00fadny syst\u00e9m<\/strong>, ktor\u00e9mu t\u00fdm z\u00e1rove\u0148 br\u00e1nia v\u00a0plnen\u00ed svojej funkcie. <\/p>\n\n\n\n<p>Exeku\u010dn\u00e1 amnestia so sebou ale prin\u00e1\u0161a aj ot\u00e1zku mor\u00e1lneho h\u013eadiska a\u00a0tie\u017e to, \u010di zru\u0161enie exek\u00faci\u00ed v\u00a0kone\u010dnom d\u00f4sledku do bud\u00facna neprinesie len vytvorenie \u010fal\u0161\u00edch.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_vznik_exekcia\">Ako vznik\u00e1 exek\u00facia?<\/h2>\n\n\n\n<p>Exek\u00facia predstavuje <strong>n\u00faten\u00fd v\u00fdkon s\u00fadnych alebo in\u00fdch rozhodnut\u00ed<\/strong> a nast\u00e1va pri dlhodobom neplnen\u00ed si finan\u010dn\u00fdch z\u00e1v\u00e4zkov vo\u010di konkr\u00e9tnym verite\u013eom. <\/p>\n\n\n\n<p>T\u00fdmi s\u00fa naj\u010dastej\u0161ie in\u0161tit\u00facie ako Soci\u00e1lna \u010di \u0161t\u00e1tom vlastnen\u00e1 zdravotn\u00e1 pois\u0165ov\u0148a V\u0161ZP, bankov\u00e9 alebo nebankov\u00e9 spolo\u010dnosti \u010di policajn\u00fd zbor Slovenskej republiky. <\/p>\n\n\n\n<p>M\u00f4\u017ee sa v\u0161ak jedna\u0165 o\u00a0ak\u00fdko\u013evek pr\u00e1vnick\u00fd subjekt a\u00a0takisto aj fyzick\u00fa osobu.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><strong data-rich-text-format-boundary=\"true\">\u00a0Dl\u017en\u00edk (povinn\u00fd)<\/strong> \u2013 osoba, ktor\u00e1 si nesplnila z\u00e1konn\u00e9 po\u017eiadavky pri spl\u00e1can\u00ed dlhu vo\u010di verite\u013eovi.<br><br><strong data-rich-text-format-boundary=\"true\">Verite\u013e<\/strong> \u2013 osoba alebo in\u0161tit\u00facia, vo\u010di ktorej si dl\u017en\u00edk nepln\u00ed z\u00e1konn\u00e9 po\u017eiadavky. Verite\u013e sa n\u00e1sledne obracia na s\u00fad, ktor\u00fd zah\u00e1ji exeku\u010dn\u00e9 konanie.<br><br><strong data-rich-text-format-boundary=\"true\">Exek\u00fator<\/strong> \u2013 osoba, ktor\u00e1 je s\u00fadom poveren\u00e1 na vym\u00e1hanie exek\u00facie. Je splnomocnen\u00e1 \u0161t\u00e1tom a\u00a0dlh vym\u00e1ha sp\u00f4sobmi na to ur\u010den\u00fdmi.<\/div>\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><\/div><\/div>\n\n\n\n<p>Vym\u00e1hanie exek\u00facie je veden\u00e9 prostredn\u00edctvom exek\u00fatora, ktor\u00fdm je osoba z\u00e1konom poveren\u00e1 na tieto \u00fakony. <\/p>\n\n\n\n<p>Do exeku\u010dn\u00e9ho konania sa m\u00f4\u017eete dosta\u0165 vtedy, ke\u010f<strong> nebudete reagova\u0165 na v\u00fdzvy o\u00a0spl\u00e1can\u00ed svojho dlhu <\/strong>a\u00a0verite\u013e, ktor\u00e9mu nezaplat\u00edte, sa s\u00a0takouto po\u017eiadavkou obr\u00e1ti na s\u00fad. <\/p>\n\n\n\n<p>V\u00a0exek\u00facii sa m\u00f4\u017eete jednoducho ocitn\u00fa\u0165 napr\u00edklad aj v\u010faka svojej nepozornosti \u010di \u013eahostajnosti a\u00a0<strong>\u010dastokr\u00e1t sa nemus\u00ed jedna\u0165 o\u00a0vysok\u00fa sumu<\/strong>. <\/p>\n\n\n\n<p>No existuj\u00fa aj pr\u00edpady pohybuj\u00face sa vo vysok\u00fdch \u010diastkach, alebo chronick\u00ed neplati\u010di \u00fa\u010dtov.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_prebieha_vymhanie_exekcie\">Ako prebieha vym\u00e1hanie exek\u00facie?<\/h2>\n\n\n\n<p>Za\u010d\u00edna v\u00a0momente, kedy verite\u013e upovedom\u00ed pr\u00edslu\u0161n\u00fd s\u00fadny org\u00e1n, ktor\u00fd dan\u00fa situ\u00e1ciu pos\u00fadi. <\/p>\n\n\n\n<p>Ak s\u00fad nevid\u00ed \u017eiadny d\u00f4vod na zamietnutie \u017eiadosti o\u00a0exek\u00facie, je <strong>povinn\u00fd do 15 dn\u00ed upovedomi\u0165 exek\u00fatora<\/strong>, ktor\u00fd zah\u00e1ji vym\u00e1hanie vzniknut\u00e9ho dlhu. <\/p>\n\n\n\n<p>Ten m\u00f4\u017ee exek\u00faciu vykon\u00e1va\u0165 iba riadnymi sp\u00f4sobmi, ktor\u00e9 s\u00fa presne definovan\u00e9 z\u00e1konom a\u00a0uveden\u00e9 v\u00a0takzvanom exeku\u010dnom poriadku.<\/p>\n\n\n\n<p>Ako teda exek\u00fator zabezpe\u010d\u00ed z\u00edskanie dlhovan\u00fdch finan\u010dn\u00fdch prostriedkov <strong>sp\u00e4\u0165 v\u00a0prospech verite\u013ea<\/strong>? Mo\u017en\u00fdch sp\u00f4sobov je viac a\u00a0jedn\u00e1 sa napr\u00edklad o:<\/p>\n\n\n<h3><\/h3><br><ul><li>Kr\u00e1tenie mzdy a\u00a0\u010fal\u0161\u00edch pr\u00edjmov<\/li><li><li>Predaj hnute\u013en\u00e9ho a\u00a0nehnute\u013en\u00e9ho majetku<\/li><li><li>Predaj cenn\u00fdch papierov<\/li><li>Predaj podniku<\/li><li>Rozdelenie spolo\u010dnej veci<\/li><li>Vypratanie nehnute\u013enosti v\u00a0prospech verite\u013ea<\/li><li>Uskuto\u010dnenie pr\u00e1c a\u00a0v\u00fdkonov<\/li><li>Zadr\u017eanie opr\u00e1vnen\u00ed a\u00a0dokumentov<\/li><\/ul>\n\n\n<p>Exek\u00fator si konkr\u00e9tny sp\u00f4sob vym\u00e1hania zvol\u00ed po d\u00f4kladnom pre\u0161tudovan\u00ed pr\u00edpadu a\u00a0type vedenej exek\u00facie. <\/p>\n\n\n\n<p>Rozhoduje sa aj na z\u00e1klade <strong>prejdenia si majetkov\u00fdch pomerov dl\u017en\u00edka<\/strong> a\u00a0faktu, \u010di je exek\u00facia vykon\u00e1van\u00e1 na z\u00e1klade pr\u00edkazu obce, policajn\u00e9ho zboru, bankovej alebo nebankovej in\u0161tit\u00facie, platobn\u00e9ho pr\u00edkazu alebo rozsudku ur\u010den\u00e9ho s\u00fadom.<\/p>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg2\"><h3>Porovnajte p\u00f4\u017ei\u010dky od 19 poskytovate\u013eov<\/h3><p>N\u00e1jdite najlacnej\u0161iu sadzbu jedn\u00fdm kliknut\u00edm<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"1000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.sk\/vysledky?query=1&param_amount=1000&param_period=30&\" data-slider-url=\"https:\/\/financer.sk\/vysledky?query=1&param_amount=1000&param_period=30&\" data-required=\"vysledky?query=1param_amount=1000&param_period=30&\" class=\"get_results compare button is-primary is-medium is-rounded\">Porovna\u0165 ponuky<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"o_je_to_exekun_amnestia\">\u010co je to exeku\u010dn\u00e1 amnestia?<\/h2>\n\n\n\n<p>Jedn\u00e1 sa o <strong>pozastavenie star\u0161\u00edch exek\u00faci\u00ed<\/strong> za \u00fa\u010delom odbremenenia s\u00fadov a\u00a0zlep\u0161enia vym\u00e1hania pr\u00e1va, \u013eudovo naz\u00fdvan\u00e9 aj ako exeku\u010dn\u00e1 amnestia. Je navrhovan\u00e9 a schva\u013eovan\u00e9 parlamentom. <\/p>\n\n\n\n<p>Vl\u00e1da Slovenskej republiky e\u0161te v\u00a0minulom roku schv\u00e1lila <strong>z\u00e1kon \u010d. 233\/2019 Z. z.<\/strong> o ukon\u010den\u00ed niektor\u00fdch exeku\u010dn\u00fdch konan\u00ed a o zmene a doplnen\u00ed niektor\u00fdch z\u00e1konov, ktor\u00fd nadobudol platnos\u0165 od 1. 1. 2020.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div>Hlavn\u00fdm cie\u013eom prijat\u00e9ho z\u00e1kona je \u00faprava procesn\u00fdch pravidiel t\u00fdkaj\u00facich sa zastavovania a\u00a0ukon\u010denia vybran\u00fdch star\u0161\u00edch exek\u00faci\u00ed a\u00a0zavedenie osobit\u00e9ho pr\u00edstupu pri ich pozastaven\u00ed.<\/div>\n\n\n<p>Z\u00e1kon v\u0161ak <strong>s\u00fa\u010dasne zav\u00e1dza aj mo\u017enos\u0165 poda\u0165 op\u00e4tovn\u00fd n\u00e1vrh na obnovenie exeku\u010dn\u00e9ho konania<\/strong>, to sa v\u0161ak u\u017e mus\u00ed riadi\u0165 nariadeniami, ktor\u00e9 ur\u010duje pr\u00e1ve novoprijat\u00fd z\u00e1kon. <\/p>\n\n\n\n<p>V\u00a0praxi to znamen\u00e1, \u017ee aj ke\u010f by bola va\u0161a exek\u00facia zru\u0161en\u00e1, pr\u00e1voplatn\u00fd verite\u013e ju m\u00f4\u017ee za ur\u010dit\u00fdch podmienok op\u00e4\u0165 obnovi\u0165. <\/p>\n\n\n\n<p>To ist\u00e9 plat\u00ed v\u00a0pr\u00edpade, \u017ee ste verite\u013eom vy a\u00a0exeku\u010dn\u00e9 konanie vo\u010di v\u00e1\u0161mu dl\u017en\u00edkovi bolo pozastaven\u00e9.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_to_funguje_vpraxi\">Ako to funguje v\u00a0praxi?<\/h2>\n\n\n\n<p>Z\u00e1kon o\u00a0ukon\u010den\u00ed exek\u00faci\u00ed sa vz\u0165ahuje na <strong>v\u0161etky exek\u00facie, ktor\u00e9 boli za\u010dat\u00e9 e\u0161te pred d\u00e1tumom 1. 4. 2017 <\/strong>a\u00a0prebiehali v\u00a0d\u013a\u017eke minim\u00e1lne 5 rokov. <\/p>\n\n\n\n<p>\u010ealej je po\u017eadovan\u00e9, aby v\u00a0r\u00e1mci danej exek\u00facie nebolo za obdobie <strong>posledn\u00fdch 18 mesiacov dl\u017en\u00edkom uhraden\u00fdch aspo\u0148 15 EUR<\/strong>. <\/p>\n\n\n\n<p>Ak teda m\u00e1te, alebo vediete exek\u00faciu vo\u010di konaniu, ktor\u00e9 prebieha viac ako 5 rokov, bolo za\u010dat\u00e9 pred uveden\u00fdm d\u00e1tumom a\u00a0za posledn\u00fd rok a\u00a0pol sa nevymohlo viac ako 15 EUR, exek\u00facia bude z\u00e1konom pozastaven\u00e1.<\/p>\n\n\n\n\n\n\n<p>Z\u00e1konom s\u00fa rozli\u0161ovan\u00e9 aj v\u00fdnimky. Ukon\u010denie exeku\u010dn\u00fdch konan\u00ed <strong>sa nevz\u0165ahuje<\/strong> na pr\u00edpady vym\u00e1hania platenia v\u00fd\u017eivn\u00e9ho na die\u0165a \u010di dopravn\u00fdch priestupkov. <\/p>\n\n\n\n<p>Tak\u00e9to exek\u00facie zost\u00e1vaj\u00fa v\u00a0platnosti aj po 5 rokoch svojho trvania. V\u00a0pr\u00edpade, \u017ee ste dl\u017en\u00edkom a va\u0161a exek\u00facia nespad\u00e1 medzi v\u00fdnimky, pr\u00edslu\u0161n\u00fd exek\u00fator by v\u00e1s mal <strong>do 180 dn\u00ed s\u00e1m kontaktova\u0165 upovedomen\u00edm o\u00a0zastaven\u00ed exek\u00facie<\/strong>. <\/p>\n\n\n\n<p>Z\u00e1kon mu v\u0161ak nebr\u00e1ni v\u00a0bud\u00facnosti exek\u00faciu znovu obnovi\u0165 a nav\u00fd\u0161en\u00fa o\u00a0exeku\u010dn\u00e9 trovy a\u00a0\u00faroky ju znovu vym\u00e1ha\u0165.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"o_ak_ste_veriteom_vy\">\u010co ak ste verite\u013eom vy?<\/h2>\n\n\n\n<p>Prijat\u00e9 opatrenia ur\u010dite nepote\u0161ia \u017eiadneho verite\u013ea, ktor\u00fd sa aj napriek pou\u017eitiu z\u00e1konn\u00fdch prostriedkov nedok\u00e1\u017ee dosta\u0165 k\u00a0 pr\u00e1voplatne priznan\u00fdm financi\u00e1m. <\/p>\n\n\n\n<p>Pokia\u013e aj vami vym\u00e1han\u00e1 exek\u00facia spad\u00e1 do skupiny ukon\u010den\u00fdch, exek\u00fator je <strong>povinn\u00fd v\u00e1s o\u00a0jej ukon\u010den\u00ed upovedomi\u0165 v\u00a0lehote 120 dn\u00ed<\/strong>. <\/p>\n\n\n\n<p>Spolu s\u00a0upovedomen\u00edm v\u0161ak od v\u00e1s bude \u017eiada\u0165 aj uhradenie exeku\u010dn\u00fdch trovov, ktor\u00e9 s\u00fa pau\u0161\u00e1lne stanoven\u00e9 <strong>vo v\u00fd\u0161ke 35 EUR bez DPH<\/strong>. <\/p>\n\n\n\n<p>Pokia\u013e t\u00fato \u010diastku neuhrad\u00edte, exek\u00fator m\u00f4\u017ee nesk\u00f4r za\u010da\u0165 samostatn\u00e9 konanie aj vo\u010di v\u00e1m.<\/p>\n\n\n\n<p>Pre verite\u013eov je preferovanej\u0161\u00edm sp\u00f4sobom zbavenia sa exek\u00facie <strong>prostredn\u00edctvom osobn\u00e9ho bankrotu dl\u017en\u00edka<\/strong>, ktor\u00e9 m\u00f4\u017ee prebieha\u0165 dvoma sp\u00f4sobmi. <\/p>\n\n\n\n<p>Dl\u017en\u00edk po splnen\u00ed podmienok m\u00f4\u017ee prist\u00fapi\u0165 na <strong>konkurzn\u00e9 konanie<\/strong>, kedy sa zbav\u00ed svojich dlhov t\u00fdm, \u017ee pr\u00edde o\u00a0svoj majetok a\u00a0prostredn\u00edctvom jeho predaja bude dlh financovan\u00fd. <\/p>\n\n\n\n<p>Druhou mo\u017enos\u0165ou je <strong>nastavenie spl\u00e1tkov\u00e9ho kalend\u00e1ra<\/strong>, kedy si dl\u017en\u00edk zachov\u00e1 svoj majetok a\u00a0exek\u00faciu spl\u00e1ca po men\u0161\u00edch \u010dastiach.\u00a0<\/p>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg2\">\n\t\t\t\t<h3>Ako u\u0161etri\u0165 <span class=\"compare-amount\">257,00 \u20ac <\/span> na va\u0161ej p\u00f4\u017ei\u010dke<\/h3>\n\t\t\t\t<p>Cenov\u00fd rozdiel pre p\u00f4\u017ei\u010dku 1&nbsp;000,00 \u20ac v 90 d\u0148och je 257,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.sk\/vysledky\/?query=1&filter_non_affiliate=1&param_amount=1000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Zistite ako<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Kedy_zane_exekun_amnestia\">Kedy za\u010dne exeku\u010dn\u00e1 amnestia?<\/h2>\n\n\n\n<p>Pozastavovanie star\u0161\u00edch exeku\u010dn\u00fdch konan\u00ed v\u00a0praxi uk\u00e1zalo mnoh\u00e9 nedostatky a\u00a0z\u00a0toho d\u00f4vodu by mala by\u0165 pripravovan\u00e1 noveliz\u00e1cia a\u00a0\u00faprava u\u017e existuj\u00faceho z\u00e1kona. <\/p>\n\n\n\n<p>T\u00e1 by mala stanovi\u0165 presn\u00e9 podmienky oslobodenia dl\u017en\u00edka od exek\u00facie v\u00a0pr\u00edpade, \u017ee <strong>uhrad\u00ed \u010das\u0165 svojho dlhu vypl\u00fdvaj\u00faceho zo starej exek\u00facie<\/strong>. <\/p>\n\n\n\n<p>Upravova\u0165 by sa t\u00fdm mali hlavne exek\u00facie veden\u00e9 in\u0161tit\u00faciami \u0161t\u00e1tnej spr\u00e1vy, ak\u00fdmi je napr\u00edklad Soci\u00e1lna pois\u0165ov\u0148a alebo zdravotn\u00e1 pois\u0165ov\u0148a V\u0161ZP.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div>Exeku\u010dn\u00e1 amnestia by mala by\u0165 schva\u013eovan\u00e1 vl\u00e1dou v priebehu jej funk\u010dn\u00e9ho obdobia v\u00a0rokoch 2020 \u2013 2024.\nPresn\u00fd d\u00e1tum pr\u00edchodu exeku\u010dnej amnestie tak nepozn\u00e1me, no predpoklad\u00e1 sa, \u017ee predmetom rokovan\u00ed bude <strong>po\u010das prv\u00fdch dvoch rokov<\/strong>.<\/div>\n\n\n<p>\u0160t\u00e1t by tak\u00fdmto krokom s\u00edce musel zo svojej kasy financova\u0165 exeku\u010dn\u00e9 trovy a\u00a0odpusti\u0165 nevym\u00e1hate\u013en\u00e9 \u010diastky, no z\u00edskal by t\u00fdm <strong>odbremenenie s\u00fadnych org\u00e1nov<\/strong>, ktor\u00e9 s\u00fa za\u0165a\u017eovan\u00e9 ve\u013ek\u00fdm mno\u017estvom star\u00fdch exeku\u010dn\u00fdch konan\u00ed. <\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"u010casto_kladenu00e9_otu00e1zky\">\u010casto kladen\u00e9 ot\u00e1zky<\/h3><h4>\u010co je to exek\u00facia?<\/h4><div class=\"faq_inner\">Exek\u00facia alebo tie\u017e exeku\u010dn\u00e9 konanie, je s\u00fadom nariaden\u00e9 vym\u00e1hanie dlhov dl\u017en\u00edka vo\u010di verite\u013eovi. Exek\u00faciu vykon\u00e1va exek\u00fator.<\/div><h4>Ako prebieha vym\u00e1hanie exek\u00facie?<\/h4><div class=\"faq_inner\">Exek\u00fator o\u00a0za\u010dat\u00ed exek\u00facie upovedom\u00ed dl\u017en\u00edka a\u00a0po na\u0161tudovan\u00ed si jeho majetkov\u00fdch pomerov zvol\u00ed formu vym\u00e1hania dlhu. Tou m\u00f4\u017ee by\u0165 napr\u00edklad kr\u00e1tenie finan\u010dn\u00e9ho pr\u00edjmu, alebo predaj hnute\u013en\u00e9ho a\u00a0nehnute\u013en\u00e9ho majetku.<\/div><h4>\u010co je to exeku\u010dn\u00e1 amnestia?<\/h4><div class=\"faq_inner\">Exeku\u010dn\u00e1 amnestia je upravovan\u00e1 z\u00e1konom \u010d. 233\/2019 Z. z. o ukon\u010den\u00ed niektor\u00fdch exeku\u010dn\u00fdch konan\u00ed a o zmene a doplnen\u00ed niektor\u00fdch z\u00e1konov. Jedn\u00e1 sa o cielen\u00e9 pozastavenie star\u00fdch exeku\u010dn\u00fdch konan\u00ed za \u00fa\u010delom odbremenenia s\u00fadnych org\u00e1nov a\u00a0verejnej spr\u00e1vy.<\/div><h4>Kedy bude schv\u00e1len\u00e1 exeku\u010dn\u00e1 amnestia?<\/h4><div class=\"faq_inner\">Z\u00e1kon \u010d. 233\/2019 Z. z. o ukon\u010den\u00ed niektor\u00fdch exeku\u010dn\u00fdch konan\u00ed a o zmene a doplnen\u00ed niektor\u00fdch z\u00e1konovnadobudol platnos\u0165 1. 1. 2020. Jeho noveliz\u00e1cia, zn\u00e1ma tie\u017e ako pripravovan\u00e1 exeku\u010dn\u00e1 amnestia, by mala by\u0165 vl\u00e1dou Slovenskej republiky prerokovan\u00e1 a\u00a0schv\u00e1len\u00e1 v\u00a0r\u00e1mci jej funk\u010dn\u00e9ho obdobia po\u010das rokov 2020 \u2013 2024.<\/div><h4>Koho sa bude t\u00fdka\u0165 exeku\u010dn\u00e1 amnestia?<\/h4><div class=\"faq_inner\">Exeku\u010dn\u00e1 amnestia by sa mala t\u00fdka\u0165 v\u0161etk\u00fdch exek\u00faci\u00ed, s\u00a0d\u00e1tumom za\u010datia skor\u0161\u00edm, ako 1. 4. 2017. Exek\u00facie musia by\u0165 z\u00e1rove\u0148 star\u00e9 minim\u00e1lne 5 rokov a\u00a0v\u00a0priebehu uplynul\u00fdch 18 mesiacov nesmie by\u0165 v\u00a0r\u00e1mci konania splaten\u00fdch viac ako 15 EUR.\u00a0<\/div><\/div>\n\n\n<p><\/p>\n","protected":false},"author":87,"featured_media":78619,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[1107],"_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/wiki\/11776"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/wiki"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/wiki"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=11776"}],"version-history":[{"count":24,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/wiki\/11776\/revisions"}],"predecessor-version":[{"id":45353,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/wiki\/11776\/revisions\/45353"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media\/78619"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=11776"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=11776"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}