{"id":29759,"date":"2022-12-14T19:43:26","date_gmt":"2022-12-14T18:43:26","guid":{"rendered":"https:\/\/financer.sk\/?post_type=wiki&#038;p=29759"},"modified":"2024-10-15T23:03:21","modified_gmt":"2024-10-15T21:03:21","slug":"crowdfunding","status":"publish","type":"wiki","link":"https:\/\/financer.sk\/osobne-financie\/clanky\/crowdfunding\/","title":{"rendered":"Crowdfunding"},"content":{"rendered":"\n<p>Podniky <strong>zvy\u010dajne z\u00edskavaj\u00fa kapit\u00e1l prostredn\u00edctvom tradi\u010dn\u00fdch b\u00e1nk, <\/strong>pr\u00edpadne predajom svojich<a href=\"https:\/\/financer.sk\/sporenie\/investovanie-do-akcii\/\"> akci\u00ed na burze. <\/a>Tento model u\u017e funguje desiatky rokov a je osved\u010den\u00fd.<\/p>\n\n\n\n<p>Popularitu v dne\u0161nej dobe v\u0161ak z\u00edskava aj<strong> financovanie prostredn\u00edctvom crowdfundingu. <\/strong>Ten vyu\u017e\u00edva nov\u00e9 technologick\u00e9 trendy a online n\u00e1stroje na sp\u00e1janie \u013eud\u00ed, teda potenci\u00e1lnych investorov, s podnikate\u013emi. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div>Pre obe z\u00fa\u010dasnen\u00e9 strany je to skvel\u00e1 mo\u017enos\u0165,<a href=\"https:\/\/financer.sk\/ako-na-to\/ako-zarobit-peniaze\/\"> ako zarobi\u0165 peniaze. <\/a>Crowdfunding sa pritom nevyu\u017e\u00edva len pri financovan\u00ed podnikania,<strong data-rich-text-format-boundary=\"true\"> m\u00f4\u017eu sa prostredn\u00edctvom neho financova\u0165 aj rozli\u010dn\u00e9 neinvesti\u010dn\u00e9 projekty, <\/strong>ako napr\u00edklad politick\u00e9 kampane alebo charita.<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Crowdfunding_vznam\">Crowdfunding v\u00fdznam<\/h2>\n\n\n\n<p>Pojem crowdfunding poch\u00e1dza zo spojenia slov crowd a funding. V doslovnom preklade <strong>by sme ho mohli prelo\u017ei\u0165 aj ako verejn\u00e9 alebo hromadn\u00e9 financovanie, <\/strong>\u010do vlastne aj crowdfunding znamen\u00e1.<\/p>\n\n\n\n<p>Prostredn\u00edctvom crowdfundingu, zn\u00e1mom na z\u00e1pade aj ako <strong>kickstarter<\/strong>, m\u00f4\u017ee existuj\u00faci podnikate\u013e alebo podnik na za\u010diatku podnikania<strong> z\u00edska\u0165 po\u010diato\u010dn\u00fd kapit\u00e1l, <\/strong>ktor\u00fd potrebuje na rozvoj alebo spustenie svojho podnikania. <\/p>\n\n\n\n<p>Ako? Prostredn\u00edctvom potenci\u00e1lnych mal\u00fdch investorov, s ktor\u00fdmi ho prepoj\u00ed platforma. <strong>Ve\u013ek\u00e9 mno\u017estvo mal\u00fdch investorov sa so svojimi mikropr\u00edspevkami skladaj\u00fa na kapit\u00e1l<\/strong> pre za\u010d\u00ednaj\u00facich podnikate\u013eov a ich nov\u00e9 projekty. Za svoj pr\u00edspevok samozrejme z\u00edskaj\u00fa odmenu, napr\u00edklad vo forme \u00farokov. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><!-- wp:paragraph -->\nExistuj\u00fa v\u0161ak aj viacer\u00e9 neinvesti\u010dn\u00e9 projekty, ktor\u00e9 vyu\u017e\u00edvaj\u00fa crowdfunding. Ide napr\u00edklad o <strong>umeleck\u00e9 diela, inov\u00e1cia, pr\u00edpadne r\u00f4zne charitat\u00edvne a filantropick\u00e9 iniciat\u00edvy. <\/strong>\n<!-- \/wp:paragraph --> <!-- wp:paragraph -->\n<strong>Tvorcovia musia svojou my\u0161lienkou zauja\u0165 dav \u013eud\u00ed, <\/strong>ktor\u00fd ju bude financova\u0165. Z\u00e1kladom je tak dobr\u00e1 kampa\u0148, \u010di verejn\u00e1 v\u00fdzva.\n\u013dudia tak bud\u00fa ochotn\u00ed za dan\u00fd produkt, \u010di slu\u017ebu zaplati\u0165 aj nieko\u013eko mesiacov dopredu. Z\u00e1rove\u0148 tak z\u00edskaj\u00fa r\u00f4zne z\u013eavy, limitovan\u00e9 ed\u00edcie a in\u00e9 v\u00fdhody.\n<!-- \/wp:paragraph --><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Druhy_crowdfundingu\">Druhy crowdfundingu<\/h2>\n\n\n\n<p>Ke\u010f\u017ee <strong>crowdfunding ako tak\u00fd m\u00e1 pomerne \u0161irok\u00e9 vyu\u017eitie, <\/strong>existuje aj viacero jeho druhov. Ako sme u\u017e na\u010drtli, z\u00e1kladn\u00e9 rozdelenie crowdfundingu je na investi\u010dn\u00fd a neinvesti\u010dn\u00fd. <\/p>\n\n\n\n<p><strong>Investi\u010dn\u00fd crowdfunding <\/strong>sa e\u0161te rozde\u013euje na kapit\u00e1lov\u00fd a dlhov\u00fd. No a neinvesti\u010dn\u00fd crowdfunding pozn\u00e1me charitat\u00edvny a crowdfunding zalo\u017een\u00fd na b\u00e1ze darov. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Neinvestin_crowdfunding\">Neinvesti\u010dn\u00fd crowdfunding<\/h3>\n\n\n\n<p>Sem zara\u010fujeme<strong> charitat\u00edvny crowdfunding. <\/strong>V jeho pr\u00edpade ide o v\u00fdber pe\u0148az\u00ed na ak\u00fdko\u013evek crowdfundingov\u00fd projekt, z ktor\u00e9ho \u013eudia nebud\u00fa ma\u0165 \u017eiadny finan\u010dn\u00fd profit. <\/p>\n\n\n\n<p>Vyu\u017e\u00edva sa napr\u00edklad na z\u00edskavanie finan\u010dn\u00fdch prostriedkov na<strong> pomoc pri katostrof\u00e1ch, humanit\u00e1rnu pomoc do rozvojov\u00fdch kraj\u00edn, <\/strong>pr\u00edpadne sl\u00fa\u017ei na v\u00fdber pe\u0148az\u00ed pre konkr\u00e9tne charitat\u00edvne a neziskov\u00e9 organiz\u00e1cie. <\/p>\n\n\n\n<p>\u010eal\u0161\u00edm neinvesti\u010dn\u00fdm crowdfundingom je <strong>crowdfunding na b\u00e1ze darov. <\/strong>V tomto pr\u00edpade \u013eudia prispievaj\u00fa na projekt a za svoj pr\u00edspevok zvy\u010dajne obdr\u017eia produkt alebo slu\u017ebu, na ktor\u00fa ste sa vlastne skladali. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><strong>Pri neinvesti\u010dn\u00fdch crowdfundingoch nezhodnocujete svoje peniaze, <\/strong>ale podporujete ur\u010dit\u00e9 verejn\u00e9 projekty, pr\u00edpadne pom\u00e1hate menej zn\u00e1mym umelcom vyd\u00e1va\u0165 svoje diela.<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Investin_crowdfunding\">Investi\u010dn\u00fd crowdfunding<\/h3>\n\n\n\n<p><strong>Ak chcete zarobi\u0165 peniaze alebo zhodnoti\u0165 svoje \u00faspory, <\/strong>je potrebn\u00e9 vyu\u017ei\u0165 investi\u010dn\u00fd crowdfunding. Sem zara\u010fujeme aj takzvan\u00fd<strong> kapit\u00e1lov\u00fd crowdfunding. <\/strong>Pri \u0148om mal\u00ed investori prostredn\u00edtvom crowdfundingovej plarformy investuj\u00fa do neverejne obchodovate\u013enej spolo\u010dnosti.<\/p>\n\n\n\n<p><strong>V\u00fdmenou z\u00edskavate akcie tejto spolo\u010dnosti. <\/strong>V\u00e4\u010d\u0161inou ide o start-upy, ktor\u00e9 nie s\u00fa obchodovate\u013en\u00e9 na burze. V\u010faka crowdfundingu tak tento typ investovania u\u017e nie je ur\u010den\u00fd len bohat\u00fdm jednotlivcom, \u010di venture kapit\u00e1lov\u00fdm spolo\u010dnostiam. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><strong>Investova\u0165 prostredn\u00edctvom crowdfundingu m\u00f4\u017ee naozaj ka\u017ed\u00fd <\/strong>a to u\u017e od p\u00e1r eur. V\u00fdnosy sa pohybuj\u00fa od 0 do stovky percent. V\u017edy by ste v\u0161ak mali investova\u0165 rozumne, a to navy\u0161e len tie peniaze, ktor\u00e9 si m\u00f4\u017eete dovoli\u0165 strati\u0165.<\/div>\n\n\n<p>\u010eal\u0161\u00edm investi\u010dn\u00fdm crowdfundingom je<strong> dlhov\u00fd crowdfunding. <\/strong>Tento crowdfunding zahr\u0148uje nieko\u013eko typov p\u00f4\u017ei\u010diek, medzi nimi s\u00fa napr\u00edklad: dlhopisy, <a href=\"https:\/\/financer.sk\/sporenie\/p2p-investovanie\/\">P2P p\u00f4\u017ei\u010dky<\/a>, nepreplaten\u00e9 fakt\u00fary a konvertibiln\u00e9 investi\u010dn\u00e9 certifik\u00e1ty.<\/p>\n\n\n\n<p><strong>Aj v tomto pr\u00edpade sp\u00e1ja investorov s podnikmi crowdfundingov\u00e1 platforma.<\/strong> V pr\u00edpade, \u017ee sa vyberie v r\u00e1mci danej invest\u00edcie dostatok pe\u0148az\u00ed, bude n\u00e1sledne zrealizovan\u00e1. Investori z\u00edskaj\u00fa zauj\u00edmav\u00e9 zhodnotenie a podniku sa zn\u00ed\u017eia n\u00e1klady na obsluhu dlhu. <\/p>\n\n\n<h3><\/h3>\n<p><\/p>\n<ul>\n<li><strong>Dlhopisy &#8211;<\/strong> s\u00fa dlhov\u00e9 in\u0161trumenty, ktor\u00fdch vznikom za\u010d\u00edna spolo\u010dnosti z\u00e1v\u00e4zok vo\u010di jej investorom. V\u017edy s\u00fa charakterizovan\u00e9 objemom, \u00farokovou mierou, ako aj d\u00e1tumom splatnosti. D\u013a\u017eka invest\u00edcie je zvy\u010dajne 1-5 rokov, v\u00fdnosy sa pohybuj\u00fa v jednotk\u00e1ch percent ro\u010dne. <\/li>\n<li><strong>P2P p\u00f4\u017ei\u010dky &#8211;<\/strong> na <a href=\"https:\/\/financer.sk\/sporenie\/p2p-investovanie\/\">P2P platform\u00e1ch<\/a> s\u00fa prepojovan\u00ed investori s podnikmi, ktor\u00e9 h\u013eadaj\u00fa \u00faverov\u00e9 financovanie. Podniky t\u00fdm z\u00edskavaj\u00fa ni\u017e\u0161iu \u00farokov\u00fa sadzbu ako by z\u00edskali v bank\u00e1ch, a na druhej strane investori m\u00f4\u017eu z\u00edska\u0165 zauj\u00edmav\u00e9 zhodnotenie ne\u017e keby nechaj\u00fa peniaze na <a href=\"https:\/\/financer.sk\/sporenie\/sporiaci-ucet\/\">sporiacom \u00fa\u010dte. <\/a> Zhodnotenie na P2P platform\u00e1ch sa pohybuje od nieko\u013eko percent a\u017e po desiatky percent. <\/li>\n<li><strong>Financovanie fakt\u00far &#8211; <\/strong>men\u0161ie podniky maj\u00fa zvy\u010dajne so svojimi dod\u00e1vate\u013emi nastaven\u00fa ur\u010dit\u00fa dobu splatnosti fakt\u00far. Za \u00fa\u010delom zachovania zdrav\u00e9ho pe\u0148a\u017en\u00e9ho toku sa v\u0161ak m\u00f4\u017ee dod\u00e1vate\u013e obr\u00e1ti\u0165 na crowdfundingov\u00fa platformu, ktor\u00e1 je zameran\u00e1 na financovanie fakt\u00far, pri\u010dom pred\u00e1 nezaplaten\u00fa fakt\u00faru tretej strane, teda investorom, a to za drobn\u00fd poplatok. T\u00ed nesk\u00f4r inkasuj\u00fa zisk. D\u013a\u017eka invest\u00edcie je nieko\u013eko dn\u00ed.<\/li>\n<li><strong>Konvertibiln\u00e9 investi\u010dn\u00e9 certifik\u00e1ty &#8211; <\/strong>ide o dlhov\u00fd in\u0161trument, pri ktorom m\u00f4\u017ee d\u00f4js\u0165 bu\u010f k jeho splateniu vr\u00e1tane \u00farokov\u00e9ho v\u00fdnosu. Pr\u00edpadne k jeho konverzi\u00ed do z\u00e1kladn\u00e9ho kapit\u00e1lu v spolo\u010dnosti, pri\u010dom podmienky su predom dan\u00e9. Dlhov\u00e1 invest\u00edcia sa tak zmen\u00ed na kapit\u00e1lov\u00fa, preto konvertibiln\u00e9. Vo v\u00e4\u010d\u0161ine pr\u00edpadov m\u00f4\u017eete po\u010d\u00edta\u0165 s hodnoten\u00ed nieko\u013eko jednotiek percent ro\u010dne.<\/li>\n<\/ul>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ako_funguje_crowdfunding\">Ako funguje crowdfunding?<\/h2>\n\n\n\n<p>Crowdfunding <strong>prebieha prostredn\u00edctvom crowdfundingov\u00fdch platforiem <\/strong>(crowdfunding platforms). Tieto platformy umo\u017e\u0148uj\u00fa interakciu medzi podnikate\u013emi (fundraisermi) a davom (investormi). <\/p>\n\n\n\n<p>Podnikatelia <strong>prostredn\u00edctvom plaforiem prezentuj\u00fa svoje podnikate\u013esk\u00e9 n\u00e1pady, <\/strong>s cie\u013eom vybera\u0165 peniaze od drobn\u00fdch investorov. V pr\u00edpade, \u017ee je \u010diastka vybran\u00e1, platforma si za fundraising \u00fa\u010dtuje poplatok. <\/p>\n\n\n\n<p>Na druhej <strong>ak sa cie\u013eov\u00fa \u010diastku nepodar\u00ed vybra\u0165,<\/strong> dostan\u00fa jednotliv\u00ed mal\u00ed investori svoje peniaze sp\u00e4\u0165 a projekt nie je zafinancovan\u00e1. Platforma m\u00e1 tak za \u00falohu zabezpe\u010di\u0165 prepojenie medzi investormi a podnikate\u013emi s n\u00e1padmi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Crowdfundingov_platformy\">Crowdfundingov\u00e9 platformy<\/h2>\n\n\n\n<p>Crowdfunding na Slovensku je st\u00e1le relat\u00edvne nov\u00fdm pojmom, v zahrani\u010d\u00ed je v\u0161ak modern\u00fdm fenom\u00e9nom a nest\u00e1le naber\u00e1 na popularite. <\/p>\n\n\n\n<p>V\u010faka tomu <strong>dnes celosvetovo existuje viac ako 2000 crowdfundingov\u00fdch platforiem<\/strong> (crowdfunding platforms) a neust\u00e1le vznikaj\u00fa \u010fal\u0161ie. <\/p>\n\n\n\n<p>Podnikatelia tak m\u00f4\u017eu na financovanie svojich nov\u00fdch projektov vyu\u017ei\u0165 <strong>platformy ako napr\u00edklad Kickstarter, IndieGoGo, Quirky<\/strong> a mnoh\u00e9 \u010fal\u0161ie. Vyhn\u00fa sa tak financovaniu venture fondami alebo angel investormi.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Zahranin_platformy\">Zahrani\u010dn\u00e9 platformy<\/h3><li>\n<p>IndieGoGo<\/p>\n<\/li><li>\n<p>Kickstarter<\/p>\n<\/li><li>\n<p>Hithit<\/p>\n<\/li><li>\n<p>Quirky<\/p>\n<\/li><li>\n<p>appbackr.com<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Crowdfunding_Slovensko\">Crowdfunding Slovensko<\/h2>\n\n\n\n<p>Ako sme u\u017e spomenuli, <strong>crowdfunding na Slovensku zatia\u013e nie je ve\u013emi zn\u00e1mou alternat\u00edvou <\/strong>ku klasick\u00e9mu financovaniu projektov. Stretneme sa s n\u00edm hlavne pri financovan\u00ed neziskov\u00fdch a charitat\u00edvnych organiz\u00e1ci\u00ed.<\/p>\n\n\n\n<p>Medzi slovensk\u00e9 charitat\u00edvne platformy zalo\u017een\u00e9 na crowdfundingu patr\u00ed napr\u00edklad <strong>Dobr\u00e1 krajina, \u013dudia \u013du\u010fom, dakujeme.sk <\/strong>alebo <strong>Darujme.<\/strong> <\/p>\n\n\n\n<p>Najv\u00e4\u010d\u0161ou slovenskou crowdfundingovou platformou je <strong>StartLab<\/strong>, ktor\u00fd bol spusten\u00fd v marci 2015 a zameriava sa na verejnoprospe\u0161n\u00e9 projekty.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"243\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/13\/2022\/12\/crowdfunding-slovensko-1024x243.png\" alt=\"\" class=\"wp-image-29800\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/13\/2022\/12\/crowdfunding-slovensko-1024x243.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2022\/12\/crowdfunding-slovensko-300x71.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2022\/12\/crowdfunding-slovensko-768x183.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2022\/12\/crowdfunding-slovensko-1536x365.png 1536w, https:\/\/financer.global\/app\/uploads\/sites\/13\/2022\/12\/crowdfunding-slovensko-2048x487.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Zdroj: startlab.sk<\/figcaption><\/figure><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Investovanie_do_crowdfundingu\">Investovanie do crowdfundingu<\/h2>\n\n\n\n<p>Invest\u00edcie do crowdfundingov\u00fdch projektov <strong>m\u00f4\u017eu generova\u0165 viac ne\u017e prijate\u013en\u00e9 v\u00fdnosy, <\/strong>jednozna\u010dne lep\u0161ie ako \u0161t\u00e1tne cenn\u00e9 papiere alebo klasick\u00e9 sporiace \u00fa\u010dty.<\/p>\n\n\n\n<p><strong>Investovanie do crowdfundingu prostredn\u00edctvom crowdfundingov\u00fdch platforiem<\/strong> je ve\u013emi jednoduch\u00fd sp\u00f4sob, <a href=\"https:\/\/financer.sk\/kde-investovat-peniaze\/\">ako zhodnoti\u0165 svoje peniaze. <\/a>V\u00fdnosy sa pohybuj\u00fa od jednotiek a\u017e po desiatky percent ro\u010dne.<\/p>\n\n\n\n<p>Sta\u010d\u00ed si <strong>zalo\u017ei\u0165 \u00fa\u010det na niektorej z crowdfundingov\u00fdch platforiem,<\/strong> ktor\u00e9 s\u00fa u n\u00e1s aktu\u00e1lne dostupn\u00e9. <\/p>\n\n\n\n<p>V prvom rade by ste sa ale <strong>mali aj nau\u010di\u0165 nie\u010do o tom, ako dan\u00e1 platforma funguje,<\/strong> a ako ju spr\u00e1vne pou\u017e\u00edva\u0165. V tom v\u00e1m pom\u00f4\u017eu na\u0161e recenzie, ako aj sk\u00fasenosti na\u0161ich n\u00e1v\u0161tevn\u00edkov. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Dostupn_crowdfundingov_platformy_na_Slovensku\">Dostupn\u00e9 crowdfundingov\u00e9 platformy na Slovensku<\/h3><!-- wp:paragraph -->\n<p>Pre\u010d\u00edtajte si recenzie crowdfundingov\u00fdch platforiem:<\/p>\n<!-- \/wp:paragraph -->\n<p>\u00a0<\/p>\n<!-- wp:list -->\n<ul><!-- wp:list-item -->\n<li><a href=\"https:\/\/financer.sk\/spolocnost\/estateguru\/\">EstateGuru<\/a><\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li><a href=\"https:\/\/financer.sk\/spolocnost\/peerberry\/\">Peerberry<\/a><\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li><a href=\"https:\/\/financer.sk\/spolocnost\/mintos\/\">Mintos<\/a><\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item -->\n<li><a href=\"https:\/\/financer.sk\/spolocnost\/bondster\/\">Bondster<\/a><\/li>\n<!-- \/wp:list-item --><\/ul>\n<!-- \/wp:list -->\n<p>\u00a0<\/p>\n<!-- wp:paragraph -->\n<p>Ak sa chcete porovna\u0165 jednotliv\u00e9 platformy a dozviedie\u0165 nie\u010do viac o P2P investovan\u00ed, m\u00e1me pre v\u00e1s<a href=\"https:\/\/financer.sk\/sporenie\/p2p-investovanie\/\"> tento \u010dl\u00e1nok.<\/a><\/p>\n<!-- \/wp:paragraph --><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"asto_kladen_otzky\">\u010casto kladen\u00e9 ot\u00e1zky<\/h3><h4>\u010co je crowdfunding?<\/h4><div class=\"faq_inner\">Crowdfunding je met\u00f3da z\u00edskavania kapit\u00e1lu. Ide o financovanie prostredn\u00edctvom ve\u013ekej skupiny individu\u00e1lnych investorov, ktor\u00ed prispievaj\u00fa men\u0161\u00edmi \u010diastkami pe\u0148az\u00ed na dosiahnutie ur\u010ditej po\u017eadovanej cie\u013eovej \u010diastky.<\/div><h4>Ak\u00e9 druhy crowdfundingu pozn\u00e1me?<\/h4><div class=\"faq_inner\">Z\u00e1kladn\u00e9 rozdelenie crowdfundingu je na investi\u010dn\u00fd a neinvesti\u010dn\u00fd. V r\u00e1mci investi\u010dn\u00e9ho crowdfundingu \u010falej pozn\u00e1me kapit\u00e1lov\u00fd a dlhov\u00fd crowdfunding. Neinvesti\u010dn\u00fd crowdfunding nie je zameran\u00fd na vytvorenie zisku, sem pat\u00ed napr\u00edklad charitat\u00edvny crowdfunding alebo crowdfunding na b\u00e1ze darov.<\/div><h4>Ako funguje crowdfunding?<\/h4><div class=\"faq_inner\">Crowdfunding funguje v\u010faka crowdfundingov\u00fdm platform\u00e1m (crowdfunding platforms). Tieto platformy umo\u017e\u0148uj\u00fa interakciu medzi podnikate\u013emi (fundraisermi) a davom (investormi).<\/div><h4>Ako funguje crowdfunding na Slovensku?<\/h4><div class=\"faq_inner\">Na Slovensku crowdfunding nie je ve\u013emi zn\u00e1mou alternat\u00edvou ku klasick\u00e9mu financovaniu podnikate\u013esk\u00fdch projektov. Najv\u00e4\u010d\u0161ou a najzn\u00e1mej\u0161ou crowdfundingovou platformou na Slovensku je moment\u00e1lne StartLab.\u00a0<\/div><h4>Ak\u00e9 s\u00fa dostupn\u00e9 crowdfundingov\u00e9 platformy na Slovensku?<\/h4><div class=\"faq_inner\">Na Slovensku m\u00f4\u017eete do crowdfundingu investova\u0165 predov\u0161etk\u00fdm crowdfundingov\u00fdch, respekt\u00edve P2P platforiem. Medzi najzn\u00e1mej\u0161ie patr\u00ed EstateGuru, Peerberry, Mintos, Grupeer alebo Bondster.<\/div><\/div>","protected":false},"author":87,"featured_media":29761,"comment_status":"open","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[1],"_links":{"self":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/wiki\/29759"}],"collection":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/wiki"}],"about":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/types\/wiki"}],"author":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/comments?post=29759"}],"version-history":[{"count":50,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/wiki\/29759\/revisions"}],"predecessor-version":[{"id":79160,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/wiki\/29759\/revisions\/79160"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media\/29761"}],"wp:attachment":[{"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/media?parent=29759"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.sk\/wp-json\/wp\/v2\/categories?post=29759"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}